topic Re: Alliant Visa Signature in Credit Card Approvals

Alliant Visa Signature

Harvey26 — Wed, 02 Oct 2019 16:40:25 GMT

Applied Today and was approved by the time I hung up with the Loan Officer.
TU HP : 764
SL:15K
APR 13.24

I will be closing my flagship card with NFCU this will he my daily driver.

Re: Alliant Visa Signature

Anonymous — Wed, 02 Oct 2019 16:46:59 GMT

Congrats on the whopping SL. But why close Flagship?

Re: Alliant Visa Signature

Anonymous — Wed, 02 Oct 2019 17:40:22 GMT

Congrats on your approval and killer SL!!

Re: Alliant Visa Signature

calyx — Wed, 02 Oct 2019 17:54:50 GMT

Congrats on the approval!

Re: Alliant Visa Signature

Anonymous — Wed, 02 Oct 2019 21:16:27 GMT

Congratulations!! Any additional DPs? POI, etc?

Re: Alliant Visa Signature

Harvey26 — Thu, 03 Oct 2019 00:06:33 GMT

Tons of inqs , LOL/24 and no POI

Re: Alliant Visa Signature

M_Smart007 — Thu, 03 Oct 2019 00:42:34 GMT

Congrats!

Re: Alliant Visa Signature

SEAlifer — Thu, 03 Oct 2019 03:33:50 GMT

Re: Alliant Visa Signature

Anonymous — Thu, 03 Oct 2019 10:19:10 GMT

Did you have to open or have a checking/savings account available or opened before applying for their signature visa card?

@Harvey26 wrote:
Tons of inqs , LOL/24 and no POI

Re: Alliant Visa Signature

sghosh5 — Thu, 03 Oct 2019 13:18:51 GMT

Congrats!! i think 15k is their minimum SL for this card. Mine is stuck to 15K for a year now.

Re: Alliant Visa Signature

Harvey26 — Thu, 03 Oct 2019 13:38:42 GMT

@Anonymous wrote:
Congrats on the whopping SL. But why close Flagship?

My rate on my Flagship is 17.49% the rate on my Alliant card is 13.24% and I get better rewards.

Re: Alliant Visa Signature

AverageJoesCredit — Thu, 03 Oct 2019 18:12:41 GMT

You could have gotten a apr redux on Flagship after a year.

Re: Alliant Visa Signature

AverageJoesCredit — Thu, 03 Oct 2019 18:14:11 GMT

Plus apr should be irrelevant on a rewards card.

Re: Alliant Visa Signature

Harvey26 — Thu, 03 Oct 2019 19:09:12 GMT

@AverageJoesCredit wrote:
Plus apr should be irrelevant on a rewards card.

You are right I could ask for a reduction but it would not be a 4% reduction and it may not matter too you but it does too me thanks for your input though

Re: Alliant Visa Signature

Anonymous — Thu, 03 Oct 2019 21:15:36 GMT

@Harvey26 wrote:
@AverageJoesCredit wrote:
Plus apr should be irrelevant on a rewards card.
You are right I could ask for a reduction but it would not be a 4% reduction and it may not matter too you but it does too me thanks for your input though

Why wouldn't it be 4%? It's whatever your profile supports. The Flagship goes all the way down to 11.99 and you could PC it to another card to get rid of the AF and get an even lower possible APR like the 7.99% Platinum.

Congrats on your approval though. Seems like a nice card!

Re: Alliant Visa Signature

Meanmchine — Fri, 04 Oct 2019 00:23:15 GMT

Congrats !