topic Re: Uber Visa Approval!!!!! in Credit Card Approvals

Uber Visa Approval!!!!!

Anonymous — Thu, 10 Oct 2019 20:43:44 GMT

Ok guys, so I had to come out of the garden. Now that Discover's Q3 is over, it killed me to know I'd only get 1% + cash back match at the end of my first year on dining expenses. I look at my spending on Discover's analyzer and realized my husband and I dine out every week! 2% would not do it for me plus we travel once per year (not major but it'll help).

I downloaded the Uber app, applied today and got the standard 7-10 day message. I looked up the phone number on this forum (866-205-5973). Asked the rep if there was anything I needed to do, he asked me to hold so he could transfer me to a consultant but came back on the line and said I've been approved for $7,000!!!!

This is my second biggest starting limit ($12,000 SL with Discover)!!!

Data points:

3 late payments (latest occured in January)

Tons of late payments from student loans (currently deferred)

TU score as of last week: 693 but I recently had BK removed (not sure if it went up)

Edit: card arrived on 10/10 (before AMEX arrived though I was approved on the same day). According to the letter, my TU score was 712 so apparently, my score did go up a bit after the BK was removed.

Re: Uber Visa Approval!!!!!

PutThatMoneyOnTheTable — Thu, 03 Oct 2019 15:22:24 GMT

Congrats on your approval.

Re: Uber Visa Approval!!!!!

Anonymous — Thu, 03 Oct 2019 15:23:25 GMT

Thank you so much!

Re: Uber Visa Approval!!!!!

Anonymous — Thu, 03 Oct 2019 16:06:50 GMT

Congrats!!! i'm a fellow Chicagoan and I'm jealous of your approval because I'm blacklisted by Barclay's and thus was denied by them for the Uber Visa. Enjoy!!!

Re: Uber Visa Approval!!!!!

Anonymous — Thu, 03 Oct 2019 16:38:54 GMT

@Anonymous wrote:
Congrats!!! i'm a fellow Chicagoan and I'm jealous of your approval because I'm blacklisted by Barclay's and thus was denied by them for the Uber Visa. Enjoy!!!

Oh no! So sorry to hear! I've never had Barclay's before. Actually, never even heard of them until this forum lol but I'm blacklisted with Chase (they won't even let me open a checking account) if that makes you feel any better

Re: Uber Visa Approval!!!!!

randomguy1 — Thu, 03 Oct 2019 16:41:42 GMT

Congrats. I like this card and hope you do too.

Re: Uber Visa Approval!!!!!

Anonymous — Thu, 03 Oct 2019 16:49:28 GMT

@randomguy1 wrote:
Congrats. I like this card and hope you do too.

Thanks so much! I hate that I was so afraid to apply for it because I literally have been thinking about it for months. I was afraid of being turned down (AMEX and USBank denied me back in July).

Re: Uber Visa Approval!!!!!

M_Smart007 — Thu, 03 Oct 2019 17:10:36 GMT

Grats on the Uber Visa

Re: Uber Visa Approval!!!!!

Anonymous — Thu, 03 Oct 2019 17:24:11 GMT

Thank you very much!

Re: Uber Visa Approval!!!!!

Anonymous — Thu, 03 Oct 2019 17:27:36 GMT

@Anonymous wrote:
Ok guys, so I had to come out of the garden. Now that Discover's Q3 is over, it killed me to know I'd only get 1% + cash back match at the end of my first year on dining expenses. I look at my spending on Discover's analyzer and realized my husband and I dine out every week! 2% would not do it for me plus we travel once per year (not major but it'll help).

I downloaded the Uber app, applied today and got the standard 7-10 day message. I looked up the phone number on this forum (866-205-5973). Asked the rep if there was anything I needed to do, he asked me to hold so he could transfer me to a consultant but came back on the line and said I've been approved for $7,000!!!!

This is my second biggest starting limit ($12,000 SL with Discover)!!!

Data points:

3 late payments (latest occured in January)
Tons of late payments from student loans (currently deferred)
TU score as of last week: 693 but I recently had BK removed (not sure if it went up)

congrats!!! how old is your credit history? do you know what the age of your oldest card is, and your AAoA? how many other cards have you got?

Re: Uber Visa Approval!!!!!

Anonymous — Thu, 03 Oct 2019 17:31:30 GMT

@Anonymous wrote:
@Anonymous wrote:
Ok guys, so I had to come out of the garden. Now that Discover's Q3 is over, it killed me to know I'd only get 1% + cash back match at the end of my first year on dining expenses. I look at my spending on Discover's analyzer and realized my husband and I dine out every week! 2% would not do it for me plus we travel once per year (not major but it'll help).

I downloaded the Uber app, applied today and got the standard 7-10 day message. I looked up the phone number on this forum (866-205-5973). Asked the rep if there was anything I needed to do, he asked me to hold so he could transfer me to a consultant but came back on the line and said I've been approved for $7,000!!!!

This is my second biggest starting limit ($12,000 SL with Discover)!!!

Data points:

3 late payments (latest occured in January)
Tons of late payments from student loans (currently deferred)
TU score as of last week: 693 but I recently had BK removed (not sure if it went up)
congrats!!! how old is your credit history? do you know what the age of your oldest card is, and your AAoA? how many other cards have you got?

Thanks! My oldest account (student loan) is 14 years old. According to CK, my average age is 6 years 2 months (slight decrease because of new Discover in 7/2019). I recently cancelled First Premier but had it for 9 years. Currently, I have two Capital One cards (each about 9 years old) and the Discover (2 months old). Uber Visa will be my 4th active credit card.

EDIT: and a 5 year old Macy's store credit card. Forgot all about that.

Re: Uber Visa Approval!!!!!

AverageJoesCredit — Thu, 03 Oct 2019 18:07:21 GMT

Congrats thats a really good sl from Sir Barclays

Re: Uber Visa Approval!!!!!

Anonymous — Thu, 03 Oct 2019 18:56:05 GMT

Thanks so much! When I was skimming the forums, and made the decision to pull the trigger, I would've been happy with even a $500 limit lol

Re: Uber Visa Approval!!!!!

SEAlifer — Thu, 03 Oct 2019 19:45:04 GMT

Congratulations! I'm super jelly! I'm also on the 1% plus cashback match with my Disco until I can get a better dining card.

Re: Uber Visa Approval!!!!!

calyx — Thu, 03 Oct 2019 19:51:09 GMT

Congrats!

Re: Uber Visa Approval!!!!!

Marz2002 — Thu, 03 Oct 2019 19:54:08 GMT

CONGRATS @ChiTownGirl1 on your Uber Visa approval and enjoy the SUB and the 4% Cashback!

Re: Uber Visa Approval!!!!!

Anonymous — Thu, 03 Oct 2019 23:12:07 GMT

@SEAlifer wrote:
Congratulations! I'm super jelly! I'm also on the 1% plus cashback match with my Disco until I can get a better dining card.

Thanks so much! I didn't even realize how much we spent on dining until I got the Discover card. I maxed out Q3!!! Didn't even think it was possible. I absolutely love my Discover card. Can't wait to see the categories for 2020. I'm thinking about opening another Discover to get the cash back match again. It's the best intro to me!

Re: Uber Visa Approval!!!!!

Anonymous — Thu, 03 Oct 2019 23:12:31 GMT

Thank you very much!

Re: Uber Visa Approval!!!!!

Anonymous — Thu, 03 Oct 2019 23:14:21 GMT

@Marz2002 wrote:
CONGRATS @ChiTownGirl1 on your Uber Visa approval and enjoy the SUB and the 4% Cashback!

Thank you so much! This is the first card where I'll actually get a SUB which is awesome! Awesome job on your rebuild as well. Very impressive!

Re: Uber Visa Approval!!!!!

Meanmchine — Thu, 03 Oct 2019 23:22:03 GMT

Congrats !