topic Re: 2nd Navy Fed Card after 91 days in Credit Card Approvals

2nd Navy Fed Card after 91 days

mrfufoppss — Fri, 27 Sep 2019 12:13:22 GMT

Im Off today so Lastnight I had some 1738 Remy Martin cognac To Sip On (Chilled) got Drunk pretty much and app for my 2nd Card (More Rewards) when I have no Buisness Applying for New Credit lines with the Thin file i have and i also financed a New 42,000 dollar Scat Pack Last month..also Caught over 12 inquirys across the Boards from Unauthorized Apps for a Better Interest Rate the Finance Guy did behind my Back while i was waiting on them to Pull my New Car around..my interest rate is 4.99 so it was un called for..anyways i got my first Cash rewards Card 95 Days ago and was giving a Starting Limit of 1,000 and around 4am central Time the Liquor told me to apply even tho you got 18 inquirys on 2 reports and 10 on the other..Boom approved for 20.000 i am blessed and have built a awesome Base of cards quicker then Most..Also i applied for a CLI of my Cash Rewards and a CLOC both being reviewed doubt if i get them but only God knows as of the...wish i new how to Post Pictures Correctly on here ..thanks Fico Forum..I learned alot of things i Cant put a price on from alot of you guys

Btw Do Not Drink liquor and come to the Fico Forum because you find yourself Feeln brave and applying for cards when You should be Gardening lol

DP
alot of new inquirys
thin file
oldest card 9months
newest card 3months
Discover it Secured 1000 (which didnt unsecure this month 7th statemen)
Capital One secured 500
Chase Freedom Unlimited 3000 (only card with a Balance) 0percent apr until Next August
Navy Fed Cash Rewards 1000
And Now More Rewards 20000
i dont need nothing for a very long time..except auto Increases

I Use all my Cards Alot evenly and pay them to 0 balance before my Cycle date..sometime i will let a small balance report for good looks i guess. in 3 months i put 6000 in spend on My Cash Rewards and never carried a Balance

Re: 2nd Navy Fed Card after 91 days

mrfufoppss — Fri, 27 Sep 2019 12:33:04 GMT

Update I just Logged in MyNavy Fed and saw I got the CLI its Now 3000 im very happy..now if i get approved for my CLOC that will be 3 for 3

Re: 2nd Navy Fed Card after 91 days

Anonymous — Fri, 27 Sep 2019 12:47:40 GMT

CONGRATS WIIIINNNNNIIINNNGGGG!
Make sure you sip slow next time. All in all a good win!

Re: 2nd Navy Fed Card after 91 days

DCreationrebel — Fri, 27 Sep 2019 12:49:20 GMT

Congratulations my friend, I too love NFCU
1/22/19: CashRewards Visa Signature 22,500
4/23/19: GoRewards Visa Signature 5,000

I really like them, Usbank,Amex,Discover&Capone showed me love definitely in my rebuild in 2015 to present.

Re: 2nd Navy Fed Card after 91 days

Anonymous — Fri, 27 Sep 2019 12:52:31 GMT

Congrats on your approval with a monster SL, and congrats on getting your increase on the other card!

Re: 2nd Navy Fed Card after 91 days

mrfufoppss — Fri, 27 Sep 2019 12:56:09 GMT

thank you

Re: 2nd Navy Fed Card after 91 days

schsa210 — Fri, 27 Sep 2019 14:36:05 GMT

Congrats on your approval.

I can tell that cognac was good, it had you typing 20.000 instead of 20,000.

Good time good times!!

Re: 2nd Navy Fed Card after 91 days

Anonymous — Fri, 27 Sep 2019 14:59:53 GMT

@schsa210 wrote:
Congrats on your approval.
I can tell that cognac was good, it had you typing 20.000 instead of 20,000.
Good time good times!!

Ha ha. I was thinking the same thing! Remy Martin for the win! Congrats! Both cards will grow with time, show NFCU some love, and they will treat you well in return!

Re: 2nd Navy Fed Card after 91 days

mrfufoppss — Fri, 27 Sep 2019 15:09:19 GMT

lol

Re: 2nd Navy Fed Card after 91 days

mrfufoppss — Fri, 27 Sep 2019 15:12:05 GMT

I still havent heard from Navy about the CLOC App, do anybody know how long it takes for a decision or should i call them?

Re: 2nd Navy Fed Card after 91 days

mrfufoppss — Fri, 27 Sep 2019 17:07:58 GMT

I got denied for the CLOC i had asked for 7500
second time i been denied tried a reconn for the minimum amount but they wanted to submit another app and god knows i dont need another inquiry im sure chase is watchn thinkn "what the hell is going on" lol they also said i could do a joint CLOC with a Cosigner which i got but i want dont want to be tied up with someone finacially i want it on my own so i will wait a Year atleast im not even applying for a 3rd Navy Card because i have enough credit and cards im ready to Watch them grow or catch up with my Navy More rewards 20,000 i got the sub and the 0 apr so i am greatful and still about to contiue to put good spend on my Cash Rewards
I feel i really Got a Couple of Wins today. cant complain i really feel good

Re: 2nd Navy Fed Card after 91 days

SEAlifer — Fri, 27 Sep 2019 19:20:31 GMT

Very nice! They should do a redesign on the card, though. It looks like the 1st credit card, haha!

Re: 2nd Navy Fed Card after 91 days

CreditInspired — Fri, 27 Sep 2019 19:52:55 GMT

@mrfufoppss wrote:
I still havent heard from Navy about the CLOC App, do anybody know how long it takes for a decision or should i call them?

Send a SM

Re: 2nd Navy Fed Card after 91 days

Meanmchine — Fri, 27 Sep 2019 23:58:20 GMT

Congrats !

Re: 2nd Navy Fed Card after 91 days

Anonymous — Sat, 28 Sep 2019 07:31:24 GMT

Congrats on the 20K SL on the new card. Keep us updated, I’d like to know about the CLI and CLOC - curious if they will approve you. Is that 3 HP’s for the CLI, cloc and the new card? Nice...enjoy!

Re: 2nd Navy Fed Card after 91 days

mrfufoppss — Sat, 28 Sep 2019 08:53:53 GMT

i got denied for the CLOC
only 2 Hardpulls for the Ordeal
one for the new card and CLOC
my CLI must Have went SoftPull, my limit went from 1000 to 3000
because i never got a Hardpull Inquiry for it
I applied in this order
1st the Card (more rewards)
2nd i hit the CLI button on my 1st card (cash rewards)
3rd I called in and applied over the Phone for the CLOC

Re: 2nd Navy Fed Card after 91 days

Anonymous — Sun, 29 Sep 2019 23:33:40 GMT

Congrats on your NFCU More Rewards approval and monster SL!

Re: 2nd Navy Fed Card after 91 days

tbque — Mon, 30 Sep 2019 04:39:54 GMT

Congratulations!

Re: 2nd Navy Fed Card after 91 days

Anonymous — Sat, 05 Oct 2019 06:58:52 GMT

Congratulations!!!! you did great, that’s awesome!

Re: 2nd Navy Fed Card after 91 days

althes — Sat, 05 Oct 2019 18:07:08 GMT

Congrats.

I just put in 2 CLI.

One for my nrewards that unsecured in June.

Then for the Platinum I got in July so I had 4 statements.

I have a BT on the Platinum and just made 2400 payment.

So will see how they like that.