topic Re: BofA CLI Timing and Recon Info in Credit Card Approvals

BofA CLI Timing and Recon Info

sddykstr — Tue, 18 Feb 2014 17:49:17 GMT

Hey All -

I've seen a number of questions around when to request CLIs at BofA, and I've asked myself. I talked to a CSR who confirmed that it's suggested to wait six months between requests.

About a month ago I requested CLIs on both of my BofA cards (one CashRewards Sig, one Platinum Plus Visa - former FIA). I got an increase from $5k to $7k and $1k to $3k respectively. I thought I could've gotten more, so I just went for it again today. Got approved from $3k to $6k on the Platinum, 7-10 day message on the Sig. I called Recon and talked them through everything (my income, job, etc) and they approved me from $7k to $15k.

Not a bad day's work. This was more for information, since a lot of what I found was somewhat outdated. Hopefully this helps someone looking.

Re: BofA CLI Timing and Recon Info

Creditaddict — Tue, 18 Feb 2014 17:51:14 GMT

@sddykstr wrote:
Hey All -

I've seen a number of questions around when to request CLIs at BofA, and I've asked myself. I talked to a CSR who confirmed that it's suggested to wait six months between requests.

About a month ago I requested CLIs on both of my BofA cards (one CashRewards Sig, one Platinum Plus Visa - former FIA). I got an increase from $5k to $7k and $1k to $3k respectively. I thought I could've gotten more, so I just went for it again today. Got approved from $3k to $6k on the Platinum, 7-10 day message on the Sig. I called Recon and talked them through everything (my income, job, etc) and they approved me from $7k to $15k.

Not a bad day's work. This was more for information, since a lot of what I found was somewhat outdated. Hopefully this helps someone looking.

HP on TU?

Re: BofA CLI Timing and Recon Info

sddykstr — Tue, 18 Feb 2014 17:56:25 GMT

Both prior CLIs from last month were soft pulls.

Not sure about the one today. Considering I don't want any new credit cards or expect to apply for new credit in the next year, HP would be okay for now.

Re: BofA CLI Timing and Recon Info

coldnmn — Tue, 18 Feb 2014 23:01:25 GMT

Great limits Congrats! Thanks for sharing.

Re: BofA CLI Timing and Recon Info

alvon123 — Tue, 18 Feb 2014 23:11:48 GMT

great job!!

Re: BofA CLI Timing and Recon Info

dodgerslv — Tue, 18 Feb 2014 23:41:02 GMT

@sddykstr wrote:
Both prior CLIs from last month were soft pulls.

Not sure about the one today. Considering I don't want any new credit cards or expect to apply for new credit in the next year, HP would be okay for now.

woohoo!!! nice bump and well worth the HP!

Re: BofA CLI Timing and Recon Info

-Wade- — Tue, 18 Feb 2014 23:51:03 GMT

@sddykstr wrote:
Hey All -

I've seen a number of questions around when to request CLIs at BofA, and I've asked myself. I talked to a CSR who confirmed that it's suggested to wait six months between requests.

About a month ago I requested CLIs on both of my BofA cards (one CashRewards Sig, one Platinum Plus Visa - former FIA). I got an increase from $5k to $7k and $1k to $3k respectively. I thought I could've gotten more, so I just went for it again today. Got approved from $3k to $6k on the Platinum, 7-10 day message on the Sig. I called Recon and talked them through everything (my income, job, etc) and they approved me from $7k to $15k.

Not a bad day's work. This was more for information, since a lot of what I found was somewhat outdated. Hopefully this helps someone looking.

Congrats awesome success

Re: BofA CLI Timing and Recon Info

efranklin23 — Wed, 19 Feb 2014 00:37:29 GMT

@sddykstr wrote:
Hey All -

I've seen a number of questions around when to request CLIs at BofA, and I've asked myself. I talked to a CSR who confirmed that it's suggested to wait six months between requests.

About a month ago I requested CLIs on both of my BofA cards (one CashRewards Sig, one Platinum Plus Visa - former FIA). I got an increase from $5k to $7k and $1k to $3k respectively. I thought I could've gotten more, so I just went for it again today. Got approved from $3k to $6k on the Platinum, 7-10 day message on the Sig. I called Recon and talked them through everything (my income, job, etc) and they approved me from $7k to $15k.

Not a bad day's work. This was more for information, since a lot of what I found was somewhat outdated. Hopefully this helps someone looking.

Congrats on the CLIs!!! Report back to us whethere it was a HP or SP. BofA is well known for doing everything with a HP (including transfering CLs from one account to another)

Re: BofA CLI Timing and Recon Info

linux007969 — Wed, 19 Feb 2014 01:47:10 GMT

@sddykstr wrote:
Hey All -

I've seen a number of questions around when to request CLIs at BofA, and I've asked myself. I talked to a CSR who confirmed that it's suggested to wait six months between requests.

About a month ago I requested CLIs on both of my BofA cards (one CashRewards Sig, one Platinum Plus Visa - former FIA). I got an increase from $5k to $7k and $1k to $3k respectively. I thought I could've gotten more, so I just went for it again today. Got approved from $3k to $6k on the Platinum, 7-10 day message on the Sig. I called Recon and talked them through everything (my income, job, etc) and they approved me from $7k to $15k.

Not a bad day's work. This was more for information, since a lot of what I found was somewhat outdated. Hopefully this helps someone looking.

Congrats on the increases! I want to share my recent post at my attempt with a increase with BofA it can make a good read as to what i recently went through....

http://ficoforums.myfico.com/t5/Credit-Card-App-Approvals/Another-try-at-a-cli-with-BofA/td-p/2797041

Re: BofA CLI Timing and Recon Info

B335is — Wed, 19 Feb 2014 02:22:29 GMT

Congrats, I'm surprised your first round was SP for the amount of increase.

Re: BofA CLI Timing and Recon Info

youngandcreditwrthy — Wed, 19 Feb 2014 03:01:09 GMT

Congrats!!!! BOA is killin' it with the clis and approvals lately! I'm lovin' BOA too!!

Re: BofA CLI Timing and Recon Info

gdale6 — Wed, 19 Feb 2014 03:31:15 GMT

@sddykstr wrote:
Hey All -

I've seen a number of questions around when to request CLIs at BofA, and I've asked myself. I talked to a CSR who confirmed that it's suggested to wait six months between requests.

About a month ago I requested CLIs on both of my BofA cards (one CashRewards Sig, one Platinum Plus Visa - former FIA). I got an increase from $5k to $7k and $1k to $3k respectively. I thought I could've gotten more, so I just went for it again today. Got approved from $3k to $6k on the Platinum, 7-10 day message on the Sig. I called Recon and talked them through everything (my income, job, etc) and they approved me from $7k to $15k.

Not a bad day's work. This was more for information, since a lot of what I found was somewhat outdated. Hopefully this helps someone looking.

Nice work, congrats