topic Re: Ducks Unlimited Approval in Credit Card Approvals

Ducks Unlimited Approval

Anonymous — Thu, 10 Oct 2019 03:22:38 GMT

I should have just did one post as a Spree. I wanted a 5% gas card for when it's not the disco catergory.

Approved SL 3900

Score EX 710

INQ: 12 (under 1yr scoreable)

Income: lower 5 figures

New Accts: 24/24 -12/12 - 6/6

Better to burn out than fade away..

Re: Ducks Unlimited Approval

Anonymous — Thu, 10 Oct 2019 03:10:40 GMT

😳

😯

How the heck did you pull that one off?! I thought FNBO no likey inquiries. Congrats!

Now stahhhhhppp before you push me out of the garden.

Re: Ducks Unlimited Approval

Anonymous — Thu, 10 Oct 2019 03:13:58 GMT

@Anonymous wrote:
😳

😯

How the heck did you pull that one off?! I thought FNBO no likey inquiries. Congrats!

Now stahhhhhppp before you push me out of the garden.

Thanks @Anonymous I have no idea. A 1/4 of my line up is cards from banks that usually are INQ sensative, and yet i have those cards and nice limts on those cards.. I have no idea but i'm thankful for what i got

Re: Ducks Unlimited Approval

Anonymous — Thu, 10 Oct 2019 03:15:01 GMT

@Anonymous wrote:
@Anonymous wrote:
😳

😯

How the heck did you pull that one off?! I thought FNBO no likey inquiries. Congrats!

Now stahhhhhppp before you push me out of the garden.
Thanks @Anonymous I have no idea. A 1/4 of my line up is cards from banks that usually are INQ sensative, and yet i have those cards and nice limts on those cards.. I have no idea but i'm thankful for what i got

How are your card balances?

Re: Ducks Unlimited Approval

K-in-Boston — Thu, 10 Oct 2019 03:15:33 GMT

@Anonymous wrote:
I should have just did one post as a Spree. I wanted a 5% gas card for when it's not the disco catergory.

Approved SL 3900
Score EX 710
INQ: 12 (under 1yr scoreable)
Income: lower 5 figures
New Accts: 23/24 -12/12 - 6/6

Better to burn out than fade away..

Your new account totals are causing me major OCD. What's the timing to make that 24/24 - 12/12 - 6/6? (Also, the answer would be -1, unlike yours which is -1 1/24.)

Congrats on your approval!

Re: Ducks Unlimited Approval

Adkins — Thu, 10 Oct 2019 03:19:22 GMT

Congratulations!!

Re: Ducks Unlimited Approval

Anonymous — Fri, 11 Oct 2019 00:59:17 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
😳

😯

How the heck did you pull that one off?! I thought FNBO no likey inquiries. Congrats!

Now stahhhhhppp before you push me out of the garden.
Thanks @Anonymous I have no idea. A 1/4 of my line up is cards from banks that usually are INQ sensative, and yet i have those cards and nice limts on those cards.. I have no idea but i'm thankful for what i got
How are your card balances?

I have about 46% on my NFCU 0% BT card, but the other 3-4 with a balance are general spend maybe 200 which gets paid when the bills are paid. Once it all reports, i'll be 8.6 overall and just that one NFCU with over 28.9

*edited* It just reported and it's only 32%.. very close to the 28.9 marker for the next step down.

Re: Ducks Unlimited Approval

Anonymous — Thu, 10 Oct 2019 03:20:56 GMT

@K-in-Boston wrote:
@Anonymous wrote:
I should have just did one post as a Spree. I wanted a 5% gas card for when it's not the disco catergory.

Approved SL 3900
Score EX 710
INQ: 12 (under 1yr scoreable)
Income: lower 5 figures
New Accts: 23/24 -12/12 - 6/6

Better to burn out than fade away..
Your new account totals are causing me major OCD. What's the timing to make that 24/24 - 12/12 - 6/6? (Also, the answer would be -1, unlike yours which is -1 1/24.)

Congrats on your approval!

Yes, i really need to stop as it's starting to wig out my OCD with how much i just apped so fast.

Thanks @K-in-Boston I would say i have earned my recycle bin this week.

Re: Ducks Unlimited Approval

Anonymous — Thu, 10 Oct 2019 03:21:13 GMT

@Adkins wrote:
Congratulations!!

Thanks @Adkins

Re: Ducks Unlimited Approval

Meanmchine — Thu, 10 Oct 2019 03:22:04 GMT

I think youre gonna need a bigger wallet.

Im looking at this card too

Congrats again Jago !!!

Re: Ducks Unlimited Approval

Anonymous — Thu, 10 Oct 2019 03:24:07 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
😳

😯

How the heck did you pull that one off?! I thought FNBO no likey inquiries. Congrats!

Now stahhhhhppp before you push me out of the garden.
Thanks @Anonymous I have no idea. A 1/4 of my line up is cards from banks that usually are INQ sensative, and yet i have those cards and nice limts on those cards.. I have no idea but i'm thankful for what i got
How are your card balances?
I have about 46% on my NFCU 0% BT card, but the other 3-4 with a balance are general spend maybe 200 which gets paid when the bills are paid. Once it all reports, i'll be 8.6 overall and just that one NFCU with over 28.9

I'm really tempted to jump the fence before Citi reports and I'm in jail for awhile with a 56% card.

Re: Ducks Unlimited Approval

Anonymous — Thu, 10 Oct 2019 03:33:36 GMT

@Meanmchine wrote:
I think youre gonna need a bigger wallet.
Im looking at this card too
Congrats again Jago !!!

@Meanmchine Are you reading my mind? I was just thinking that.. i have a 24 slot SD hipster wallet and a regular daily carry 12 slot. I might need a bigger one.

Yes, i have wanted the ducks card for the 5% gas for awhile, but didnt think i could get it. I was wrong thankfully. Now all of my daily spend is 5% or better without waiting on the disco category to come up.

Re: Ducks Unlimited Approval

Anonymous — Thu, 10 Oct 2019 03:33:17 GMT

@Anonymous wrote:
I'm really tempted to jump the fence before Citi reports and I'm in jail for awhile with a 56% card.

That is one i hadn't posted was my Citi DC denial this evening. I have a general 2% card, so it was stupid of me, but they are a tough nut to crack for me. I'm sure it was INQs and new Accts.

Re: Ducks Unlimited Approval

Anonymous — Thu, 10 Oct 2019 03:34:54 GMT

@Anonymous wrote:
@Anonymous wrote:
I'm really tempted to jump the fence before Citi reports and I'm in jail for awhile with a 56% card.
That is one i hadn't posted was my Citi DC denial this evening. I have a general 2% card, so it was stupid of me, but they are a tough nut to crack for me. I'm sure it was INQs and new Accts.

Citi has their 6/6 inquiry rule so that could easily be it.

I am trying really hard to hold myself back. I have Disco for 3% for a year which is great but BCP has a preapproval and $205 left of SUB after AF...

Re: Ducks Unlimited Approval

SEAlifer — Thu, 10 Oct 2019 03:35:14 GMT

wowgif.gif

Re: Ducks Unlimited Approval

UncleB — Thu, 10 Oct 2019 03:37:02 GMT

@Anonymous wrote:
I should have just did one post as a Spree. I wanted a 5% gas card for when it's not the disco catergory.

Approved SL 3900
Score EX 710
INQ: 12 (under 1yr scoreable)
Income: lower 5 figures
New Accts: 24/24 -12/12 - 6/6

Better to burn out than fade away..

I'm just kidding... I do have words - that's fantastic!

I would have been afraid of that one, yet you showed us how it's done by getting instantly approved!

Re: Ducks Unlimited Approval

Anonymous — Thu, 10 Oct 2019 03:41:36 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
I'm really tempted to jump the fence before Citi reports and I'm in jail for awhile with a 56% card.
That is one i hadn't posted was my Citi DC denial this evening. I have a general 2% card, so it was stupid of me, but they are a tough nut to crack for me. I'm sure it was INQs and new Accts.
Citi has their 6/6 inquiry rule so that could easily be it.

I am trying really hard to hold myself back. I have Disco for 3% for a year which is great but BCP has a preapproval and $205 left of SUB after AF...

Yeah, my BCP is paying off even with the AF, i've earned so much more with 6% back. Mine was an upgrade from the BCE tho, and i did get a nice little spend bonus with the UPG

Re: Ducks Unlimited Approval

Anonymous — Thu, 10 Oct 2019 03:41:54 GMT

@SEAlifer wrote:
wowgif.gif

Thanks @SEAlifer

Re: Ducks Unlimited Approval

Anonymous — Thu, 10 Oct 2019 03:45:36 GMT

Thanks @UncleB I just said the He-(double hockey sticks) with it and tried. 3900 SL was higher than i thought i would get too

Yeah, i don't know how i keep getting these off shoot conservative ones so easy. Except the Superman UMB. But heard they hate everyone even 800+. Sad since Superman and Batman are top on my list for heroes.

Re: Ducks Unlimited Approval

FinStar — Thu, 10 Oct 2019 03:44:57 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
I'm really tempted to jump the fence before Citi reports and I'm in jail for awhile with a 56% card.
That is one i hadn't posted was my Citi DC denial this evening. I have a general 2% card, so it was stupid of me, but they are a tough nut to crack for me. I'm sure it was INQs and new Accts.
Citi has their 6/6 inquiry rule so that could easily be it.

I am trying really hard to hold myself back. I have Disco for 3% for a year which is great but BCP has a preapproval and $205 left of SUB after AF...

Stay strong @Anonymous, you've been a participant in the Garden thread so stick with your goals... "My goal is to garden until 2/2020"