topic Re: CITI LUV Button in Credit Card Approvals

CITI LUV Button

GlocksAndCredit — Mon, 26 Aug 2013 17:20:00 GMT

I've had my Citi Simplicity since December with a limit of $500. I didn't know where to locate the Citi LUV button, so I went to the online Chat and asked - Found the button, Requested 1,000, they countered with $700 Bringing my total to $1,200. WITH a Soft Pull. I'll take it!

Onward and Upward!

Re: CITI LUV Button

BearsAndTurtlesRtheBest — Mon, 26 Aug 2013 17:44:39 GMT

Congrats! Nice bump from hundred to thousand with a SP

Re: CITI LUV Button

MsLadyRover — Mon, 26 Aug 2013 19:03:39 GMT

Congrats!

Re: CITI LUV Button

Irisa — Mon, 26 Aug 2013 19:14:31 GMT

Congrats!

I wish I was that lucky with Citi

Re: CITI LUV Button

Epcot — Mon, 26 Aug 2013 23:41:52 GMT

Congrats on the increase!

Re: CITI LUV Button

1970charger — Tue, 27 Aug 2013 00:01:51 GMT

Nice. Congrats

Re: CITI LUV Button

cleanitup — Tue, 27 Aug 2013 00:27:01 GMT

Nice.

Re: CITI LUV Button

sakhalin070 — Tue, 27 Aug 2013 08:25:02 GMT

Awesome! I want a SP from Citi

Re: CITI LUV Button

RushXTC — Tue, 27 Aug 2013 08:28:36 GMT

Congrats, I requested CLI and was denied because my account is too new

Re: CITI LUV Button

dodgerslv — Tue, 27 Aug 2013 09:24:33 GMT

@RushXTC wrote:
Congrats, I requested CLI and was denied because my account is too new

congrats to OP, sorry to hear that Rush, how long had the account been open cuz i got a 3000 CLI when my Simplicity was 3 months old. It was a HP of course (EQ) but was approved.

Re: CITI LUV Button

RushXTC — Tue, 27 Aug 2013 11:11:51 GMT

@dodgerslv wrote:
@RushXTC wrote:
Congrats, I requested CLI and was denied because my account is too new
congrats to OP, sorry to hear that Rush, how long had the account been open cuz i got a 3000 CLI when my Simplicity was 3 months old. It was a HP of course (EQ) but was approved.

CITI

opened Mar 06 2013

However I am carrying a large balance, So that's more of a reason to deny me. It actually said something along the lines of them needing to see how I can handle the $1,000 before a CLI is approved.

Re: CITI LUV Button

Anonymous — Tue, 27 Aug 2013 13:03:08 GMT

Congrats! I just got a SP from Citi a few weeks ago so I know the feeling.

Re: CITI LUV Button

Anonymous — Tue, 27 Aug 2013 15:15:35 GMT

I see the LUV botton, does CITI warn you if it requires a hard pull?

Re: CITI LUV Button

GlocksAndCredit — Tue, 27 Aug 2013 18:00:09 GMT

@Anonymous wrote:
I see the LUV botton, does CITI warn you if it requires a hard pull?

They DO NOT warn you. They just say "Citi will require a credit check" or something along those Lines. After you submit, it will tell you if it was a hard or Soft pull.

Re: CITI LUV Button

Anonymous — Tue, 27 Aug 2013 19:45:04 GMT

@collinsridge wrote:
@Anonymous wrote:
I see the LUV botton, does CITI warn you if it requires a hard pull?
They DO NOT warn you. They just say "Citi will require a credit check" or something along those Lines. After you submit, it will tell you if it was a hard or Soft pull.

To see if I could get around this issue of not known beforehand, I called a rep. She first looked to see if there was an "offer" in the system. When there wasn't, she said that if she proceeded there could be a HP. So it might be worth trying this route if you want a Citi CLI. If you are lucky, you get one with a SP, if no offer you can decide if you want to continue...

Re: CITI LUV Button

Anonymous — Tue, 27 Aug 2013 21:37:06 GMT

@Anonymous wrote:
@collinsridge wrote:
@Anonymous wrote:
I see the LUV botton, does CITI warn you if it requires a hard pull?
They DO NOT warn you. They just say "Citi will require a credit check" or something along those Lines. After you submit, it will tell you if it was a hard or Soft pull.
To see if I could get around this issue of not known beforehand, I called a rep. She first looked to see if there was an "offer" in the system. When there wasn't, she said that if she proceeded there could be a HP. So it might be worth trying this route if you want a Citi CLI. If you are lucky, you get one with a SP, if no offer you can decide if you want to continue...

ok I think I will just wait...thanks for the info

Re: CITI LUV Button

Express — Wed, 28 Aug 2013 00:01:06 GMT

@collinsridge wrote:
I've had my Citi Simplicity since December with a limit of $500. I didn't know where to locate the Citi LUV button, so I went to the online Chat and asked - Found the button, Requested 1,000, they countered with $700 Bringing my total to $1,200. WITH a Soft Pull. I'll take it!

Onward and Upward!

Congrats!

Re: CITI LUV Button

myjourney — Wed, 28 Aug 2013 00:13:00 GMT

@collinsridge wrote:
I've had my Citi Simplicity since December with a limit of $500. I didn't know where to locate the Citi LUV button, so I went to the online Chat and asked - Found the button, Requested 1,000, they countered with $700 Bringing my total to $1,200. WITH a Soft Pull. I'll take it!

Onward and Upward!

Congarts

Re: CITI LUV Button

Anonymous — Wed, 28 Aug 2013 07:18:04 GMT

Congrats!