topic Re: AMEX Every Day Card Approval in Credit Card Approvals

AMEX Every Day Card Approval

Comand — Thu, 24 Oct 2019 02:36:18 GMT

I was just approved for the AMEX Every Day Card! This is my first AMEX so I am pretty psyched. I'm a student and pretty young, so the $2K CL is nice and I nabbed the 0% Intro APR Offer. Accepted with 696 Equifax / TU. This should go well with my Discover IT!

Re: AMEX Every Day Card Approval

Anonymous — Thu, 24 Oct 2019 02:42:08 GMT

Awesome, congrats!

Re: AMEX Every Day Card Approval

M_Smart007 — Thu, 24 Oct 2019 02:50:19 GMT

Welcome To myFICO Forums and

Re: AMEX Every Day Card Approval

AllZero — Thu, 24 Oct 2019 02:54:11 GMT

Congratulations on your approval!

Re: AMEX Every Day Card Approval

Meanmchine — Thu, 24 Oct 2019 02:58:33 GMT

Congrats

Re: AMEX Every Day Card Approval

Anonymous — Thu, 24 Oct 2019 03:03:03 GMT

Congrats I am extremely pleased with amex thus far. Only 4 days until my 3x CLI attempt.

Re: AMEX Every Day Card Approval

Comand — Thu, 24 Oct 2019 03:17:37 GMT

Thank you everyone!

Re: AMEX Every Day Card Approval

Comand — Thu, 24 Oct 2019 03:18:03 GMT

Awesome to hear, best of luck on the CLI!

Re: AMEX Every Day Card Approval

grower1 — Thu, 24 Oct 2019 03:22:47 GMT

Congrats!!

Re: AMEX Every Day Card Approval

Anonymous — Thu, 24 Oct 2019 03:49:02 GMT

Congratulations!

Re: AMEX Every Day Card Approval

MyFault — Thu, 24 Oct 2019 03:57:11 GMT

Congrats!

Re: AMEX Every Day Card Approval

Anonymous — Thu, 24 Oct 2019 11:20:10 GMT

Great card for free balance transfers. Make sure to transfer those balances within the first 60 days so it's free. Congrats

Re: AMEX Every Day Card Approval

Medic981 — Thu, 24 Oct 2019 11:32:25 GMT

Congrats ! ! !

Re: AMEX Every Day Card Approval

Marz2002 — Thu, 24 Oct 2019 13:18:51 GMT

YOU...

CONGRATS @Comand on your AmEx ED approval and Welcome to the AmEx family and the FORUMS!!!

Re: AMEX Every Day Card Approval

Comand — Thu, 24 Oct 2019 14:26:05 GMT

@Anonymous wrote:
Great card for free balance transfers. Make sure to transfer those balances within the first 60 days so it's free. Congrats

Thanks! I definitely am planning on using the balance transfer bonus . Quick question, I also recieve 15K bonus points after 1k spent, does the balance transfer count towards that?

Re: AMEX Every Day Card Approval

Anonymous — Thu, 24 Oct 2019 14:25:35 GMT

Congrats on your approval!!

Re: AMEX Every Day Card Approval

gdale6 — Thu, 24 Oct 2019 14:26:01 GMT

Grats on your new Amex and welcome to the board

Re: AMEX Every Day Card Approval

Comand — Thu, 24 Oct 2019 14:27:40 GMT

Thank you for the welcoming everyone!

Re: AMEX Every Day Card Approval

Anonymous — Thu, 24 Oct 2019 15:32:17 GMT

@Comand wrote:
@Anonymous wrote:
Great card for free balance transfers. Make sure to transfer those balances within the first 60 days so it's free. Congrats

Thanks! I definitely am planning on using the balance transfer bonus . Quick question, I also recieve 15K bonus points after 1k spent, does the balance transfer count towards that?

It doesn't, so I would suggest doing the spend to get the bonus MR points and pay that off before you do the BT. Also BT's do not earn MR points. Once you do a BT, any charges afterwards start charging interest on the new balance immediately.

Re: AMEX Every Day Card Approval

Comand — Thu, 24 Oct 2019 16:00:57 GMT

@Anonymous wrote:
@Comand wrote:
@Anonymous wrote:
Great card for free balance transfers. Make sure to transfer those balances within the first 60 days so it's free. Congrats

Thanks! I definitely am planning on using the balance transfer bonus . Quick question, I also recieve 15K bonus points after 1k spent, does the balance transfer count towards that?
It doesn't, so I would suggest doing the spend to get the bonus MR points and pay that off before you do the BT. Also BT's do not earn MR points. Once you do a BT, any charges afterwards start charging interest on the new balance immediately.

Interesting, thanks. So once I do the BT, even with 0%APR offer, I will be charged on the charges after? The APR offer doesn't apply?