topic Re: Chase and Citi Limit Increases in Credit Card Approvals

Chase and Citi Limit Increases

Stralem — Sat, 26 Oct 2019 18:45:56 GMT

Guess I’ll throw up a quick Saturday post.

Walked into a Chase branch while out walking the town this morning and asked a banker about a limit increase on my Sapphire Reserve. A quick 5 minute call with HQ, and one TU inquiry later, I got a nice $9k bump from $14.7k to $23.7k. Yay.

Since I had good luck with Chase, I also requested increases from Citi from my mobile app. Both my Double Cash and American AAdvantage each got a $1500 bump to $4000 and $5500 respectively. SP of course.

Not bad for a Saturday morning.

Re: Chase and Citi Limit Increases

Anonymous — Sat, 26 Oct 2019 18:49:32 GMT

Congratulations!

Re: Chase and Citi Limit Increases

Girlzilla88 — Sat, 26 Oct 2019 18:49:44 GMT

Very Nice so Chase pulls from TU only?!

Re: Chase and Citi Limit Increases

AllZero — Sat, 26 Oct 2019 18:55:38 GMT

Congratulations on your CLIs!

Re: Chase and Citi Limit Increases

Anonymous — Sat, 26 Oct 2019 18:59:07 GMT

@Girlzilla88 wrote:
Very Nice so Chase pulls from TU only?!

Not always. Hit me for HP EX also every time (3) so far.

Re: Chase and Citi Limit Increases

Stralem — Sat, 26 Oct 2019 19:03:49 GMT

Who they pull depends on a few factors. They’re hit all three of my reports at various times throughout my history with them. They also like to double-pull for giggles; They hit my TU report, yes, but it looks like they also hit my EQ. I didn’t get the notification for the latter until a few minutes ago. :/

Oh well.

Re: Chase and Citi Limit Increases

Anonymous — Sat, 26 Oct 2019 19:09:07 GMT

Congrats on your increases!!

Re: Chase and Citi Limit Increases

Girlzilla88 — Sat, 26 Oct 2019 19:20:00 GMT

Oh Ok I see it's funny cuz when I opened my Chase card it pulled from EQ and EX no TU that's why I was like Ohhh so I guess when they do HP increases they use that?! LOL

Re: Chase and Citi Limit Increases

Lostinthegame — Sat, 26 Oct 2019 20:29:00 GMT

So Chase does not offer an increase without a request, and a hard pull?

Re: Chase and Citi Limit Increases

Pro-X — Sat, 26 Oct 2019 20:51:19 GMT

Congrats!!

Re: Chase and Citi Limit Increases

Stralem — Sat, 26 Oct 2019 20:56:02 GMT

@Lostinthegame wrote:
So Chase does not offer an increase without a request, and a hard pull?

Many people get automatic increases. I am not one of those people.

Customer-initiated requests will always be a hard pull.

Re: Chase and Citi Limit Increases

Girlzilla88 — Sat, 26 Oct 2019 21:03:12 GMT

@Lostinthegame I received a SP CLI yes I was just curious in case I didn't want to wait on my next one

Re: Chase and Citi Limit Increases

M_Smart007 — Sat, 26 Oct 2019 21:27:11 GMT

Congrats on the $9K CLI

Re: Chase and Citi Limit Increases

M_Smart007 — Sat, 26 Oct 2019 21:28:59 GMT

@Stralem wrote:
@Lostinthegame wrote:
So Chase does not offer an increase without a request, and a hard pull?
Many people get automatic increases. I am not one of those people.

Customer-initiated requests will always be a hard pull.

Yep, pretty much Guaranteed!

Re: Chase and Citi Limit Increases

Anonymous — Sat, 26 Oct 2019 21:58:10 GMT

Congrats on your increases!

Re: Chase and Citi Limit Increases

Aim_High — Sat, 26 Oct 2019 22:25:29 GMT

Congrats on the nice CLI's!

Re: Chase and Citi Limit Increases

Aim_High — Sat, 26 Oct 2019 22:31:37 GMT

@Stralem wrote:
@Lostinthegame wrote:
So Chase does not offer an increase without a request, and a hard pull?
Many people get automatic increases. I am not one of those people.
Customer-initiated requests will always be a hard pull.

Ditto.

I don't remember the last automatic increase I got.

Moreover, I don't think they ever approved a CLI

for me after a HP.

On the other hand, they'll be glad to open new cards

for me and let me combine limits later.

Whatever.

Very strange process, but I have used it to grow my

Chase Credit lines to $138,400 in last 18 months.

And I built the Quad-fecta. (CSR,CF,CFU,INK)

Some of that will be combined further later on.

Re: Chase and Citi Limit Increases

nuohlac — Sat, 26 Oct 2019 22:47:23 GMT

Congratulations on your CLI's!!!!

Re: Chase and Citi Limit Increases

19eighty5 — Sun, 27 Oct 2019 03:07:17 GMT

Congratulations!

Re: Chase and Citi Limit Increases

SEAlifer — Sun, 27 Oct 2019 05:28:20 GMT