topic Re: BECU SHOWED ME MORE LOVE THAN NAVY, NO WAY! in Credit Card Approvals

BECU SHOWED ME MORE LOVE THAN NAVY, NO WAY!

Anonymous — Sat, 26 Oct 2019 17:58:01 GMT

My 91/3 with navy was this past week on the 24 so since Ive aquired many new accounts this year , Navy gave the small SL of 700. No biggie since Ive been told it'll grow juat be patient. Call in to navy to see if i had any prequalify offers, none. S@@t. Lol. Did my CLI request online and requested 3k from 700. Got the review msg and then the POI secure msg. Ehhhhhh I'll think bout it. Then i remembered reading that BECU wasnt inquiry/account sensitive and thought lets see where this goes. Called in to get the details abou the BECU VISA CARD with 12mth 0%apr....and since my credit score showed up on there app I decided to see where this CU stands with me and my file. After talking to here and getting details about there products, I hung up and apped for the card thru my app later that night. Punch in info and got the under review message so they have a tab that says check status and what do you know i was APPROVED for 13k. I remember seeing on other threads how they use the same pull for their other products so I called in the next day and asked about the Loc and told her I would like to app for 10k. APPROVED. 1 HP and I gained 23k from BECU!!!
WIIIIINNNNNNIIINNNGGGGG!!!

I'm on my phone and dont know how to put screenshots here but thanks again to all the DPs on this institute and as always stay blessed!!!!

Re: BECU SHOWED ME MORE LOVE THAN NAVY, NO WAY!

AllZero — Sat, 26 Oct 2019 18:17:11 GMT

Congratulations on your approval!

Did you become a member first? If not, make sure to submit your documents.

Re: BECU SHOWED ME MORE LOVE THAN NAVY, NO WAY!

Gunnerboy — Sat, 26 Oct 2019 18:21:04 GMT

Congrats on the approvals!! BECU just treats me like I am special, and why I do my primary banking there. After 21yrs, they still give me the occasional auto-CLI and APR drop. After thirteen months, I hope NFCU does something with my GoRewards card.

Re: BECU SHOWED ME MORE LOVE THAN NAVY, NO WAY!

Anonymous — Sat, 26 Oct 2019 18:34:15 GMT

@allZero
Yea I did, I've been a member for about 3 or 4 mths. Wasn't the string hassle story like I've read on here. One of the lucky ones I guess

Re: BECU SHOWED ME MORE LOVE THAN NAVY, NO WAY!

AllZero — Sat, 26 Oct 2019 18:43:10 GMT

You're good to go then. They have decent APY on checking and saving.

Re: BECU SHOWED ME MORE LOVE THAN NAVY, NO WAY!

Anonymous — Sat, 26 Oct 2019 18:50:44 GMT

Congratulations!

Re: BECU SHOWED ME MORE LOVE THAN NAVY, NO WAY!

Anonymous — Sat, 26 Oct 2019 19:12:28 GMT

Congrats on your approval!!

Re: BECU SHOWED ME MORE LOVE THAN NAVY, NO WAY!

Anonymous — Sat, 26 Oct 2019 19:30:14 GMT

@Gunnerboy
How often do they auto cli? Is it at the 6 or 12mth mark like chase?

Re: BECU SHOWED ME MORE LOVE THAN NAVY, NO WAY!

Pro-X — Sat, 26 Oct 2019 20:49:00 GMT

Congratulations on your approval!!

Re: BECU SHOWED ME MORE LOVE THAN NAVY, NO WAY!

Gunnerboy — Sat, 26 Oct 2019 20:52:35 GMT

@TruSaintsFan,

Honestly, I can't remember how frequent the auto-CLI's were back when I opened my Visa. I didn't care about my credit score back then, but I seem to recall anniversary auto-CLI's in each of the first three years (YMMV). The last was in 2017. My limits have grown organically, never through requests. My APR was just lowered to 8.90% last week, after sitting at 10.90% for the last three years.

Re: BECU SHOWED ME MORE LOVE THAN NAVY, NO WAY!

M_Smart007 — Sat, 26 Oct 2019 21:23:34 GMT

Congrats!!!

Re: BECU SHOWED ME MORE LOVE THAN NAVY, NO WAY!

nuohlac — Sun, 27 Oct 2019 00:24:01 GMT

Congratulations on your approval!!!

Re: BECU SHOWED ME MORE LOVE THAN NAVY, NO WAY!

19eighty5 — Sun, 27 Oct 2019 03:12:53 GMT

Congratulations!

Re: BECU SHOWED ME MORE LOVE THAN NAVY, NO WAY!

Anonymous — Sun, 27 Oct 2019 16:10:58 GMT

Thnaks eveyone who chimed in on the post. I know I was suppose to be gardening and xame out with these appovals but after the navy stall i decided to reach out to BECU. But i can sit still now........HOPEFULLY LOL