topic Re: RFBCU Platinum Card Approval in Credit Card Approvals

RFBCU Platinum Card Approval

PrimeHokage — Tue, 29 Oct 2019 00:26:38 GMT

Refinanced my car with these guys about 3 months ago. Got pre-approval in the mail for there Platinum card that gives 2% back on everything. Supposed to be gardening but couldn't help myself 😁Approved with 5k SL and 11.65 APR.
My lowest my a fairly decent margin!!!

Data points
Exp 737 12 inquiries Equifax, 740 5 inquiries, TransUnion 757 5 inquiries
Income 120k

Re: RFBCU Platinum Card Approval

AllZero — Sun, 27 Oct 2019 03:39:50 GMT

Congratulations on your approval!

Re: RFBCU Platinum Card Approval

M_Smart007 — Sun, 27 Oct 2019 03:46:35 GMT

Congrats!!

Re: RFBCU Platinum Card Approval

gdale6 — Sun, 27 Oct 2019 13:48:48 GMT

Great APR, congrats

Re: RFBCU Platinum Card Approval

Drwaz99 — Sun, 27 Oct 2019 14:35:39 GMT

Congrats!

Re: RFBCU Platinum Card Approval

OmarGB9 — Sun, 27 Oct 2019 15:11:31 GMT

Congrats! Would you mind sharing data points? (score, util, income, etc)

Re: RFBCU Platinum Card Approval

Namaste7 — Sun, 27 Oct 2019 16:07:36 GMT

I'd love to have that CU and card in my portfolio. I thought someone reported you could gain membership through affiliated membership. I guess RBFCU removed that pathway.

Re: RFBCU Platinum Card Approval

Anonymous — Sun, 27 Oct 2019 19:46:00 GMT

Congrats on your approval!!

Re: RFBCU Platinum Card Approval

Anonymous — Sun, 27 Oct 2019 19:54:56 GMT

Congratulations!

Re: RFBCU Platinum Card Approval

IncrsCreditScore — Sun, 27 Oct 2019 22:32:38 GMT

That is fantastic, PrimeHokage. Congratulations!

Re: RFBCU Platinum Card Approval

Meanmchine — Sun, 27 Oct 2019 22:38:25 GMT

Congrats !

Re: RFBCU Platinum Card Approval

19eighty5 — Mon, 28 Oct 2019 00:47:40 GMT

Congratulations on your approval!

Re: RFBCU Platinum Card Approval

nuohlac — Mon, 28 Oct 2019 04:33:31 GMT

Congratulations on your approval!!!

Re: RFBCU Platinum Card Approval

Adkins — Mon, 28 Oct 2019 07:38:17 GMT

Congratulations, it's a nice card to have! 👍👍

Re: RFBCU Platinum Card Approval

Anonymous — Tue, 29 Oct 2019 03:26:25 GMT

Congrats, wish they had a backdoor for out of staters.

Re: RFBCU Platinum Card Approval

Anonymous — Wed, 30 Oct 2019 11:22:09 GMT

Congrats! Awesome card...my fav feature is ability to cash advance off your card directly into checking. The cash advance rate is exactly the same as your normal rate, including promo rates. So...if you have a 0% for 1 year offer, you can pull it in the form off cash off your card. I’ve used it a couple times as a line of credit because the rate is better than all my other CLOC products.

Re: RFBCU Platinum Card Approval

Anonymous — Wed, 30 Oct 2019 11:30:18 GMT

Congratulations!

Re: RFBCU Platinum Card Approval

Anonymous — Sun, 26 Jan 2020 22:43:00 GMT

well played!

Re: RFBCU Platinum Card Approval

OthTielo — Mon, 27 Jan 2020 16:02:31 GMT

@OmarGB9 wrote:
Congrats! Would you mind sharing data points? (score, util, income, etc)

Sure, my data points are as follows:

TU 770

Util 2%

AAoA 2 yrs 10 mos

H Inq 11

Income 140k

Accts 23 total, 7 closed

I was originally declined for rapidly increasing debt (being an Egyptologist). With this approval, my PPMC is now on the chopping block. I've had it since May 2019 and it's grown very slowly. I started out at $300 and finally got an auto CLI to $900 in December. Ah well, I hope this info helps. If there are any more questions feel free to ask.

Re: RFBCU Platinum Card Approval

OthTielo — Mon, 27 Jan 2020 16:04:12 GMT

@Anonymous wrote:
Congrats! Awesome card...my fav feature is ability to cash advance off your card directly into checking. The cash advance rate is exactly the same as your normal rate, including promo rates. So...if you have a 0% for 1 year offer, you can pull it in the form off cash off your card. I’ve used it a couple times as a line of credit because the rate is better than all my other CLOC products.

Thank you for that information. I'll keep that in mind.