topic Re: 10K SP CLI from NFCU!! in Credit Card Approvals

10K SP CLI from NFCU!!

Anonymous — Wed, 31 Jul 2019 02:10:36 GMT

Decided to try my luck at a CLI on my More Rewards AMEX to try and lower my UTI since I'm carrying a 3k balance. My EQ is frozen and my last FICO score was updated on July 9th to be 752. Instant approval and no hard pull! Some background:

1/2019 - Approved for Cash Rewards $500 SL

4/2019 - Approved for More Rewards $15k SL

4/2019 - Approved for CLI on Cash Rewards to $1,500 (asked for 5k).

7/2019 - Approved for CLI on More Rewards to $25k!

Man I love me some Navy!

Re: 10K SP CLI from NFCU!!

Anonymous — Wed, 31 Jul 2019 02:11:49 GMT

Very nice activity - congrats!

Re: 10K SP CLI from NFCU!!

AverageJoesCredit — Wed, 31 Jul 2019 02:23:26 GMT

Great job Sp is rare these days

Re: 10K SP CLI from NFCU!!

gdale6 — Wed, 31 Jul 2019 02:24:08 GMT

Well done, enjoy that CLI

Re: 10K SP CLI from NFCU!!

mikesonthemend — Wed, 31 Jul 2019 02:37:42 GMT

Bam!

Re: 10K SP CLI from NFCU!!

Anonymous — Wed, 31 Jul 2019 02:41:59 GMT

Congrats on the SP CLI!

Re: 10K SP CLI from NFCU!!

Anonymous — Wed, 31 Jul 2019 03:01:20 GMT

Congrats on a SP increase!!

Re: 10K SP CLI from NFCU!!

M_Smart007 — Wed, 31 Jul 2019 03:05:31 GMT

Congrats!!

Re: 10K SP CLI from NFCU!!

difringe — Wed, 31 Jul 2019 05:47:08 GMT

@Anonymous wrote:
Decided to try my luck at a CLI on my More Rewards AMEX to try and lower my UTI since I'm carrying a 3k balance. My EQ is frozen and my last FICO score was updated on July 9th to be 752. Instant approval and no hard pull! Some background:

1/2019 - Approved for Cash Rewards $500 SL
4/2019 - Approved for More Rewards $15k SL
4/2019 - Approved for CLI on Cash Rewards to $1,500 (asked for 5k).
7/2019 - Approved for CLI on More Rewards to $25k!

Man I love me some Navy!

Congratulations on the CLI! Definitely trying to be like you when my NFCU membership grows up lol

Re: 10K SP CLI from NFCU!!

Anonymous — Wed, 31 Jul 2019 06:27:13 GMT

Grats on the increase! 👍

Re: 10K SP CLI from NFCU!!

Gunnerboy — Wed, 30 Oct 2019 02:38:04 GMT

So, I should freeze my EQ, then try and see if I get an instant CLI approval via a SP?

Re: 10K SP CLI from NFCU!!

AllZero — Wed, 30 Oct 2019 02:43:16 GMT

Congratulations on your CLI!

Re: 10K SP CLI from NFCU!!

Jnbmom — Wed, 30 Oct 2019 02:48:53 GMT

@Gunnerboy wrote:
So, I should freeze my EQ, then try and see if I get an instant CLI approval via a SP?

Freezing one's credit report to purposely avoid an inquiry it's against the TOS here.

Re: 10K SP CLI from NFCU!!

Gunnerboy — Wed, 30 Oct 2019 02:50:42 GMT

@Jnbmom wrote:
@Gunnerboy wrote:
So, I should freeze my EQ, then try and see if I get an instant CLI approval via a SP?
Freezing one's credit report to avoid an inquiry it's against the TOS here.

I was asking if that was what the OP meant. I neglected to quote their post.

Re: 10K SP CLI from NFCU!!

Pro-X — Wed, 30 Oct 2019 03:55:28 GMT

Congrats!!

Re: 10K SP CLI from NFCU!!

Pro-X — Wed, 30 Oct 2019 04:01:20 GMT

Congrats!!