topic Re: BBVA ClearPoints $20,000.00 .....Approved! in Credit Card Approvals

BBVA ClearPoints $20,000.00 .....Approved!

M_Smart007 — Mon, 28 Oct 2019 23:46:11 GMT

Ok, So I had a Pre-Qual mailer I received a few days ago for BBVA ClearPoints, Had no plans to APP for anything.

but since I have to reset my garden spade for the Penfed approval,

I said screw it (a good myFICO attitude right?)

so I applied ..Got the "we are currently reviewing your application" Blah.. Blah..(1st screenshot)

then I got an Email (2nd screenshot) so I call in, expecting a meh $2500 approval ... and wait for it ...$20,000.00 (Lousy APR)

The nice lady said "that is all you get!" .. I jokingly said what? no $50K ..

She said "Sorry Sugar .. You aint that sweet" ..

Pulled EX 742 & LOL/24 Inqs.

on a roll today!!! ..and did not even plan fer it

I probably should stop now $53,500.00 all in a days work

Re: BBVA ClearPoints $20,000.00 .....Approved!

Anonymous — Mon, 28 Oct 2019 23:53:32 GMT

Congrats on your approval!

Re: BBVA ClearPoints $20,000.00 .....Approved!

M_Smart007 — Mon, 28 Oct 2019 23:54:32 GMT

@Anonymous wrote:
Congrats on your approval!

@Anonymous, Thank you!

Re: BBVA ClearPoints $20,000.00 .....Approved!

AllZero — Mon, 28 Oct 2019 23:55:29 GMT

Congratulations on your massive approval!

Re: BBVA ClearPoints $20,000.00 .....Approved!

M_Smart007 — Mon, 28 Oct 2019 23:57:33 GMT

Thanks @AllZero .. Please Lock me in the Garden!!!

Re: BBVA ClearPoints $20,000.00 .....Approved!

Jnbmom — Tue, 29 Oct 2019 00:18:28 GMT

@M_Smart007

CONGRATS 😆😆😆😆

Yes they definitely aren't inquiry sensitive on your first card with them.

I have has them since 1/2019 so far so good but no CLI yet, website in weird but mobile is much hetter. I did open a checking with them and you can check for prequalification on a second card, I checked no HP no approval, cited inquiries 😂 So I won't request a CLI because obviously I need to garden. I was thinking of asking but glad I looked at prequalify first, so saved myself a HP and a decline..

Re: BBVA ClearPoints $20,000.00 .....Approved!

AllZero — Tue, 29 Oct 2019 00:04:29 GMT

@M_Smart007 wrote:

Thanks @AllZero .. Please Lock me in the Garden!!!

Won't work, someone's always leaving the gate unlocked.

Re: BBVA ClearPoints $20,000.00 .....Approved!

Aspireto850 — Tue, 29 Oct 2019 00:04:38 GMT

Congrats! Love it when the Customer Service Agents have a sense of humor!

Re: BBVA ClearPoints $20,000.00 .....Approved!

M_Smart007 — Tue, 29 Oct 2019 00:10:38 GMT

@Aspireto850 wrote:
Congrats! Love it when the Customer Service Agents have a sense of humor!

Thanks @Aspireto850 .. yes, the sense of humor is great! ..wish it could rub off on some of the Citi reps

Re: BBVA ClearPoints $20,000.00 .....Approved!

M_Smart007 — Tue, 29 Oct 2019 00:12:18 GMT

@Jnbmom

Thanks for the advice .. I do not have a Checking with them, Just the mailer with Pre-Qual code.

I was actually surprised to get one.

Re: BBVA ClearPoints $20,000.00 .....Approved!

ChargedUp — Tue, 29 Oct 2019 00:17:29 GMT

Congrats 007! $53K is definitely worth stepping out of the garden for a bit...

Now... Back to the garden?

Re: BBVA ClearPoints $20,000.00 .....Approved!

Rebuild2019 — Tue, 29 Oct 2019 00:18:07 GMT

Congrats @M_Smart007

Re: BBVA ClearPoints $20,000.00 .....Approved!

CreditCuriosity — Tue, 29 Oct 2019 00:33:43 GMT

you are on a small little spree.. any other surprises coming? Nice approval, but apr leaves something to be desired. APR's like that make sure you do PIF

Re: BBVA ClearPoints $20,000.00 .....Approved!

M_Smart007 — Tue, 29 Oct 2019 00:34:35 GMT

@ChargedUp wrote:
Congrats 007! $53K is definitely worth stepping out of the garden for a bit...

Now... Back to the garden?

@ChargedUp ..I think so .. and yes back to planting/raking/shoveling

not going to press my luck on a 3rd.

App sprees are a thing of the past for Me

Re: BBVA ClearPoints $20,000.00 .....Approved!

M_Smart007 — Tue, 29 Oct 2019 00:35:13 GMT

@Rebuild2019 wrote:
Congrats @M_Smart007

@Rebuild2019 Thank you

Re: BBVA ClearPoints $20,000.00 .....Approved!

M_Smart007 — Tue, 29 Oct 2019 00:37:39 GMT

@CreditCuriosity wrote:
you are on a small little spree.. any other surprises coming? Nice approval, but apr leaves something to be desired. APR's like that make sure you do PIF

@CreditCuriosity .. Ya APR stinks! ..I think @Mahraja called ahead

No More surprises ..I am done!

Re: BBVA ClearPoints $20,000.00 .....Approved!

CreditCuriosity — Tue, 29 Oct 2019 00:44:39 GMT

wish i would get one of those targeted mail pre-apps since out of their geo restrictions, but gotta fly and see parents soon in AZ and they are litterred with BBVA's.. Guess where i will be stopping by to

Re: BBVA ClearPoints $20,000.00 .....Approved!

mikesonthemend — Tue, 29 Oct 2019 00:56:52 GMT

Gardening at Night?

Congrats!

Re: BBVA ClearPoints $20,000.00 .....Approved!

ocheosa — Tue, 29 Oct 2019 01:01:45 GMT

Wowza, save a little for the rest of us huh!

Congratulations !!!! Wooohooo!

BTW, if you are outside their banking area, opening a checking

account is of no use. The option to apply for credit cards is

instantly blocked from your choices. I had hoped I would receive

a mailer for a rewards card , never happened. I was told by the credit

department mailers go out randomly and when outside the geo area

you can only app through mailers.

Re: BBVA ClearPoints $20,000.00 .....Approved!

Anonymous — Tue, 29 Oct 2019 01:24:03 GMT

Congrats on the approval and killer SL!!