topic Re: AMEX Hilton Honors in Credit Card Approvals

AMEX Hilton Honors

Mnk1 — Sat, 09 Nov 2019 05:39:11 GMT

In the past when I've checked to see if I had been pre-approved for AMEX Hilton Honors (or other cards), I'd get the "Your Pre-approved" message and then I'd get the pop up window that said I don't qualify for the SUB offer because of a recent card (I got the cash magnet card back early December and just about a month ago got a 3x credit line increase to $37,500.). Not this time. Said there was a 75k SUB, was pre-approved, I hit submit and got "Your Approved" (5k). Card will be in the mail.

Oh well, didn't really need/want, but at least I wasn't playing around with a card with an AF I don't want to pay. Or would it be detrimental to my CR or relationship with AMEX to cancel it?

Re: AMEX Hilton Honors

ToxikPH — Sat, 09 Nov 2019 05:56:36 GMT

Great card to grab! The Hilton Honors card is worth a good amount, at least to me. With NoAF this is a card I would totally keep for the long haul. If you start staying at Hilton more over the next year and decide the $95 AF is worth it on the Surpass then you can upgrade with no effects on your AAoA or AoYA. Congrats!

Re: AMEX Hilton Honors

Anonymous — Sat, 09 Nov 2019 05:59:21 GMT

Great get. Love the Hilton line of cards. Pairs especially nice with the 2x pts per stay promos they do. I've raked in points with the Aspire.

Congrats again!

Re: AMEX Hilton Honors

Citylights18 — Sat, 09 Nov 2019 06:43:19 GMT

I just checked out the pre-approved Hilton Aspire offer of 150,000 tonight.

Its a ton of points but the problem with redeeming points for hotels is that you are not earning them. For most of your trips paying for hotel rooms is your #1 earning opportunity.

Let's say you take that 150,000 bonus and redeem it for rooms that are 7,500 a night (20 total nights). If you were to buy those same 20 nights at $200 dollars a piece with AMEX Gold earning 4% that is 16,000 points you are missing out on, not to mention another 16,000 avios (%4) if buying through hotels.com. 32,000 points that can be deposited in BA and at 9 cents a point could be worth as much as $2800 dollars.

Re: AMEX Hilton Honors

AllZero — Sat, 09 Nov 2019 07:22:33 GMT

Congratulations on your approval!

Re: AMEX Hilton Honors

Anonymous — Sat, 09 Nov 2019 10:12:19 GMT

Congrats, I love my Hilton cards. I will put forward that if you use it as a regular spend card, the Surpass and its higher earnings on points may be worth the fee.

Re: AMEX Hilton Honors

M_Smart007 — Sat, 09 Nov 2019 11:53:03 GMT

Congrats on yur approval!

Re: AMEX Hilton Honors

Cred4All — Sat, 09 Nov 2019 12:55:45 GMT

Congrats on the approval!! It's a beautiful family to be a part of.

Re: AMEX Hilton Honors

tbque — Sat, 09 Nov 2019 14:54:29 GMT

Congrats on the HH AmEx approval!

Re: AMEX Hilton Honors

Anonymous — Sat, 09 Nov 2019 15:00:26 GMT

Congrats on your new Amex Hilton Honors card!

Re: AMEX Hilton Honors

CaptJOB — Sat, 09 Nov 2019 20:08:45 GMT

@Citylights18 wrote:

Let's say you take that 150,000 bonus and redeem it for rooms that are 7,500 a night (20 total nights). If you were to buy those same 20 nights at $200 dollars a piece with AMEX Gold earning 4% that is 16,000 points you are missing out on, not to mention another 16,000 avios (%4) if buying through hotels.com. 32,000 points that can be deposited in BA and at 9 cents a point could be worth as much as $2800 dollars.

I think if you can redeem 150,000 Hilton points for $4,000 you've come out on top. As for the rest of this math I'm not sure where it's coming from as the Gold doesn't earn 4 points on hotel stays, especially not on hotels.com. Even still if all of that math added up spending $4k to get $2.8k doesn't really make sense to me. Not to mention you wouldn't be getting your Diamond status recognized at the hotel or any more Honors points if you went that route...