topic Re: US Bank likes me, Cash Plus approved in Credit Card Approvals

US Bank likes me, Cash Plus approved

Anonymous — Sun, 10 Nov 2019 16:34:38 GMT

Thanks to everyone who responded to my earlier thread on USB Cash Plus vs. Paypal CB. I was going to apply for one of those two this spring, but the supreme court recently changed sales tax laws. Now online retailers would have to take sales tax. I made my spring application for the B&H Payboo store card since it would rebate that sales tax. Now fast foward to this November. I was feeling I should just go ahead and go for the US Bank Cash Plus. I got the 7-10 message like many others, but didn't panic. They were probably manually reviewing it. And I got the approval e-mail four days later! Pretty sweet. My starting limit is a nice $4300. Which beats my current Disco's $2500. I recently tried a Disco CLI, and they denied me. lol. But in any case, thank you US Bank. I am definitely going to hit up the utilities, and internet cashback categories. And I have no prior relationship with US Bank, so this is esepcially kind of nice! I will still use Disco for the rotating categories, but US Bank is going to get more business from me, and might start being my reporting card for AZEO.

Data points:
Inc 17549

AAoA 16 years 10 months
EX 731 FAKO 769 TU 765

Amex Gold authorized user (21 years)

Discover It (1.3 years) $2500
B&H Payboo Synch (6 months) $4500

US Bank Cash Plus (new) $4300

Overall Utilization 1%

Inq 2 EX (Disco, Synch) , 1 TU (US Bank)

Re: US Bank likes me, Cash Plus approved

Rebuild2019 — Sun, 10 Nov 2019 16:51:33 GMT

Congrats 🎊🎈🎉 @snapperoffilm on your approval!

Re: US Bank likes me, Cash Plus approved

DCreationrebel — Sun, 10 Nov 2019 17:18:00 GMT

Congrats 7/5/2018 Chase denied me lol same day Usbank approved me for my 2nd Usbank Credit card.
9/2015 once a Secured visa then converted to a Platinum Visa.

7/2018 approved for Usbank Cashplus Visa Signature my workhouse card.

9/2019 Usbank FLEX PERKS Travel Visa Signature

Congratulations again love Usbank

Re: US Bank likes me, Cash Plus approved

Anonymous — Sun, 10 Nov 2019 17:50:44 GMT

Congrats from a USB newbie!

Re: US Bank likes me, Cash Plus approved

AllZero — Sun, 10 Nov 2019 18:01:54 GMT

Congratulations on your approval!

Re: US Bank likes me, Cash Plus approved

Anonymous — Sun, 10 Nov 2019 18:31:23 GMT

Did I read that right? Is that $17K income? I actually haven't seen too many DPs on US Bank with low income so if so, it's good to see that I just need to garden to get them to approve this card (I'm at $18K).

Congrats! I have taken two HPs for two no's this year 😂

Re: US Bank likes me, Cash Plus approved

Anonymous — Sun, 10 Nov 2019 20:01:16 GMT

Yes, I am a part timer. I was worried too that it would be too low, but hey. They like good scores, and utilzation apparently! I would definitely take a shot when you're out of the garden.

Re: US Bank likes me, Cash Plus approved

Anonymous — Sun, 10 Nov 2019 20:04:21 GMT

Thanks!

I will definitely take a shot again if I can manage to keep myself in the garden. I haven't had the best track record with that so far. 😅

Re: US Bank likes me, Cash Plus approved

CreditCuriosity — Sun, 10 Nov 2019 20:18:48 GMT

very good limit from us bank with 18k.. People on this forum 800 scores and 200k+ incomes get 500 dollar approvals lol then have to recon and plead. You did well..

Re: US Bank likes me, Cash Plus approved

gdale6 — Sun, 10 Nov 2019 20:29:44 GMT

Grats on your approval for a great card

Also love your username, photography is a great love of mine.

Re: US Bank likes me, Cash Plus approved

Anonymous — Sun, 10 Nov 2019 20:33:16 GMT

Congrats!!! It's a good card to have, in my opinion.

Re: US Bank likes me, Cash Plus approved

M_Smart007 — Sun, 10 Nov 2019 21:58:56 GMT

Congrats on yur Cash+ card

Re: US Bank likes me, Cash Plus approved

tbque — Sun, 10 Nov 2019 23:36:33 GMT

Congrats on the USBank approval!