topic Re: PENFED CLI to $20K! in Credit Card Approvals

PENFED CLI to $20K!

pizza1 — Sun, 10 Nov 2019 18:21:24 GMT

Last CLI was 2 months ago. Decided to try again, since my EQ score bumped up a little. Approved! Went from $10k to $20K...Im happy with this limit. Pulled EQ 715. Have been with them almost 3 yrs now, with savings, PLOC, and a PL.

Re: PENFED CLI to $20K!

AllZero — Sun, 10 Nov 2019 18:22:10 GMT

Congratulations on your CLI!

Re: PENFED CLI to $20K!

Jnbmom — Sun, 10 Nov 2019 19:12:25 GMT

@pizza1 wrote:
Last CLI was 2 months ago. Decided to try again, since my EQ score bumped up a little. Approved! Went from $10k to $20K...Im happy with this limit. Pulled EQ 715. Have been with them almost 3 yrs now, with savings, PLOC, and a PL.

@pizza1

Congrats I didn't think PF gave that often

My last CLI was 8/2019 got a little excited but then checked under my account and the request for CLI wasn't available so I assume I am not eligible, but strange that the option isn't there ? Maybe it's something different they are doing ?

Re: PENFED CLI to $20K!

Anonymous — Sun, 10 Nov 2019 20:00:10 GMT

Congrats on the increase!!

Re: PENFED CLI to $20K!

slickwidit — Sun, 10 Nov 2019 20:02:01 GMT

Congratulations! Cant wait for PF to open up the fload gates for me.

Re: PENFED CLI to $20K!

Anonymous — Sun, 10 Nov 2019 20:05:12 GMT

Congrats! That's an awesome increase!

Re: PENFED CLI to $20K!

Anonymous — Sun, 10 Nov 2019 20:20:26 GMT

Congrats on your increase!

Re: PENFED CLI to $20K!

gdale6 — Sun, 10 Nov 2019 20:26:56 GMT

Well, well, congrats there Pizza!

Re: PENFED CLI to $20K!

Anonymous — Sun, 10 Nov 2019 22:01:27 GMT

@pizza1 wrote:
Last CLI was 2 months ago. Decided to try again ...

Congrats! on a very nice CLI.

Both of those were HPs?

Re: PENFED CLI to $20K!

M_Smart007 — Sun, 10 Nov 2019 22:13:42 GMT

@pizza1 Congratulations!!!

Re: PENFED CLI to $20K!

NoMoreE46 — Mon, 11 Nov 2019 01:00:04 GMT

Way nice & Congrats. Thanks for sharing.

@pizza1 wrote:
Last CLI was 2 months ago. Decided to try again, since my EQ score bumped up a little. Approved! Went from $10k to $20K...Im happy with this limit. Pulled EQ 715. Have been with them almost 3 yrs now, with savings, PLOC, and a PL.

Re: PENFED CLI to $20K!

WowCool — Mon, 11 Nov 2019 01:52:55 GMT

Congrats Op!!!! Snaged a CLI from them a few days ago myself!!!!

@Jnbmom wrote:
Congrats I didn't think PF gave that often
My last CLI was 8/2019 got a little excited but then checked under my account and the request for CLI wasn't available so I assume I am not eligible, but strange that the option isn't there ? Maybe it's something different they are doing ?

Ive noticed Penfeds CL option/s have been glitchy lately myself!!! Here one moment gone the next then back again....strange.....

Re: PENFED CLI to $20K!

pizza1 — Mon, 11 Nov 2019 04:28:02 GMT

@Anonymous wrote:
@pizza1 wrote:
Last CLI was 2 months ago. Decided to try again ...
Congrats! on a very nice CLI.
Both of those were HPs?

Im assummimg so. They asked me to unlock EQ, lol.

Re: PENFED CLI to $20K!

Vegasr — Mon, 11 Nov 2019 13:38:59 GMT

Congrats!
I have yet to see a way to request a CLI online. 🙃

Re: PENFED CLI to $20K!

coreyb80 — Mon, 11 Nov 2019 14:32:49 GMT

Congrats on the CLI!!

Re: PENFED CLI to $20K!

Remedios — Mon, 11 Nov 2019 14:35:24 GMT

@NoMoreE46 wrote:
Way nice & Congrats. Thanks for sharing.

@pizza1 wrote:
Last CLI was 2 months ago. Decided to try again, since my EQ score bumped up a little. Approved! Went from $10k to $20K...Im happy with this limit. Pulled EQ 715. Have been with them almost 3 yrs now, with savings, PLOC, and a PL.

@pizza1 wrote:
Last CLI was 2 months ago. Decided to try again, since my EQ score bumped up a little. Approved! Went from $10k to $20K...Im happy with this limit. Pulled EQ 715. Have been with them almost 3 yrs now, with savings, PLOC, and a PL.

Congrats @pizza1 !

Re: PENFED CLI to $20K!

Anonymous — Tue, 12 Nov 2019 20:40:10 GMT

When you app'd how did you circumnavigate Penfed's "pyramiding" and "too many new accounts/inquiries". Did you have to retcon?

Re: PENFED CLI to $20K!

CreditCuriosity — Tue, 12 Nov 2019 21:59:54 GMT

@Anonymous wrote:
When you app'd how did you circumnavigate Penfed's "pyramiding" and "too many new accounts/inquiries". Did you have to retcon?

She doesnt take NO for an answer and will try every month if needed until they say "uncle" .

Re: PENFED CLI to $20K!

AverageJoesCredit — Tue, 12 Nov 2019 22:41:10 GMT

Grats @pizza1

Re: PENFED CLI to $20K!

pizza1 — Wed, 13 Nov 2019 02:55:16 GMT

@Anonymous wrote:
When you app'd how did you circumnavigate Penfed's "pyramiding" and "too many new accounts/inquiries". Did you have to retcon?

@CreditCuriosity pretty much summed it up. I told them I wanted to transfer a balance. The same thing I tell everyone...LOL

I did not have to recon. I applied a few weeks ago, they sent me a message to unfreeze EQ...I sat on it for a week, decided to do it. Called them and told them I unfroze EQ, so they can now continue with the app. Got the email approval the next day. I have history with them for 3 years, so I guess that helped, plus I got a super lienient UW, apparently.