topic Re: Capital one cli before 6 months in Credit Card Approvals

Capital one cli before 6 months

Anonymous — Wed, 04 Dec 2019 14:09:24 GMT

I opened up a Capital One the very end of December 2018. I was giving the credit steps from $300 to $500 in July 2019. Last night (Dec 3) I decided to ask for a cli knowingly that my 6 months wasn't up yet. I got the 2-3 day message and I just knew it would be declined from reading that mostly means declined.
Woke up this morning and was checking my email and the first thing I was increased. I opened up the email and it said it was approved from $500 to $3000! Wow I was stoked.

Re: Capital one cli before 6 months

gdale6 — Wed, 04 Dec 2019 14:21:41 GMT

Grats and the steps CLI isnt usually considered one for the 6 month period of time you need to wait between them.

Re: Capital one cli before 6 months

Anonymous — Wed, 04 Dec 2019 16:40:49 GMT

Very nice increase! Congrats!

Re: Capital one cli before 6 months

Malcono — Wed, 04 Dec 2019 16:47:14 GMT

Congrats on the nice Holiday gift.

Re: Capital one cli before 6 months

M_Smart007 — Wed, 04 Dec 2019 17:37:35 GMT

@Anonymous wrote:
I opened up a Capital One the very end of December 2018. I was giving the credit steps from $300 to $500 in July 2019. Last night (Dec 3) I decided to ask for a cli knowingly that my 6 months wasn't up yet. I got the 2-3 day message and I just knew it would be declined from reading that mostly means declined.
Woke up this morning and was checking my email and the first thing I was increased. I opened up the email and it said it was approved from $500 to $3000! Wow I was stoked.

Congrats, you might post how much you spent to get a CLI as DP's for others on the Forum, Who can't get one for the life of them!

Re: Capital one cli before 6 months

Anonymous — Wed, 04 Dec 2019 17:43:18 GMT

Quite an increase! Congratulations

Re: Capital one cli before 6 months

Anonymous — Wed, 04 Dec 2019 18:20:44 GMT

The first 6 months of having the card I maxed it out but was paying only more than the minimum. After I got my credit steps I started maxing it out but paying all of it off. My credit report shows 0 for every month after my credit steps cli.

Re: Capital one cli before 6 months

M_Smart007 — Wed, 04 Dec 2019 18:44:44 GMT

@Anonymous wrote:
The first 6 months of having the card I maxed it out but was paying only more than the minimum. After I got my credit steps I started maxing it out but paying all of it off. My credit report shows 0 for every month after my credit steps cli.

Thank you! .. That will help others to understand

Happy Holidays!

Re: Capital one cli before 6 months

Anonymous — Wed, 04 Dec 2019 19:12:46 GMT

Congrats on your CLI!

Re: Capital one cli before 6 months

AllZero — Wed, 04 Dec 2019 20:28:39 GMT

Congratulations on your CLI!

Re: Capital one cli before 6 months

randomguy1 — Wed, 04 Dec 2019 20:36:28 GMT

Congrats. Capital One is a hard nut to crack for me.

Re: Capital one cli before 6 months

coreyb80 — Wed, 04 Dec 2019 21:01:14 GMT

Congrats on the CLI!

Re: Capital one cli before 6 months

Anonymous — Thu, 05 Dec 2019 13:50:47 GMT

I think that's the first I've heard of getting an increase with Cap1 after getting the 2-3 day message. Congrats on your increase!!