topic Re: NFCU More Rewards Amex Approval in Credit Card Approvals

NFCU More Rewards Amex Approval

Anonymous — Wed, 11 Dec 2019 03:15:35 GMT

I have been browsing these forums over the past couple of years. My first car ever was repossessed back in 2012. Tanking my unestablished credit to the low 400s. Since then I have paid off collections and my repo has fallen off. My scores are 640-700 depending on the CRA and running about 18-20% utilization accross all revolving accounts. My goal has been to qualify for a high limit card someday. NFCU has done it for me! I applied for an account over the summer and opened a secured card. After 6 months it still hasnt unsecured but I decided to call in and see if I was pre-qualified for anything. The agent told me I was pre-qualified for all of the cards and I decided to pull the trigger on the cash rewards. Instant Denial. I appealed and still denied. Something told me to apply for a different product and I am not entirely sure why but I did. Instantly Approved for the More Rewards Amex for 15K. I nearly had a heart attack! All the hard work has finally paid off. Thanks for all of the helpfull posts and information. Great Community of knowledge. Next Goal is a mortgage in the next few years (once my scores are at 750+).

Re: NFCU More Rewards Amex Approval

AllZero — Wed, 11 Dec 2019 03:10:04 GMT

Congratulations on your approval!

Re: NFCU More Rewards Amex Approval

Anonymous — Wed, 11 Dec 2019 03:10:56 GMT

Totally Posted this in the wrong section! Someone please move it! Thankyou AllZero

Re: NFCU More Rewards Amex Approval

thornback — Wed, 11 Dec 2019 03:13:25 GMT

Great approval - congratulations!!

Re: NFCU More Rewards Amex Approval

AllZero — Wed, 11 Dec 2019 03:13:37 GMT

FinStar is on it!

Re: NFCU More Rewards Amex Approval

Gunnerboy — Wed, 11 Dec 2019 03:16:39 GMT

Congrats! Great turnaround!

Re: NFCU More Rewards Amex Approval

M_Smart007 — Wed, 11 Dec 2019 14:01:31 GMT

Congrats on yer Navy approval and your rebuild success!

More Rewards is a Excellent card!

Re: NFCU More Rewards Amex Approval

Anonymous — Wed, 11 Dec 2019 14:52:30 GMT

Congratulations! That’s one way to do it.

Interesting that the declined the cash rewards and approved the Amex. How long did you wait from one app to the next ?

Re: NFCU More Rewards Amex Approval

PutThatMoneyOnTheTable — Wed, 11 Dec 2019 14:57:05 GMT

Re: NFCU More Rewards Amex Approval

Anonymous — Wed, 11 Dec 2019 16:27:59 GMT

Congrats on your More Rewards approval!! I really like this card!

Odd that you were denied for the cash rewards card though. Interested to see what the denial reason is.

Re: NFCU More Rewards Amex Approval

coreyb80 — Wed, 11 Dec 2019 18:09:51 GMT

Congrats on the approval and nice SL!

Re: NFCU More Rewards Amex Approval

tbque — Thu, 12 Dec 2019 05:51:39 GMT

Congrats on the Navy approval and sweet SL!

Re: NFCU More Rewards Amex Approval

Anonymous — Thu, 12 Dec 2019 05:53:55 GMT

It was the same day they denied my recon so 2 days after I applied.