topic Re: PayPal Credit CLIs in Credit Card Approvals

PayPal Credit CLIs - $1450 Combined

Anonymous — Wed, 18 Dec 2019 00:00:00 GMT

I'm extremely new to credit building. So new that I was going to start my credit journey next year until I learned at the end of last month that PayPal Credit had started it for me months ago. It was quite the shock especially since I was using over 80% of my credit limit although that's not hard when it's $250 and you don't know that it's reporting, haha. This forum has been of great help.

I had been stuck at a credit limit of $250 since I opened my account last year. Last month I updated my income and a few days later I clicked the luv button. They gave me a cli of $1000. I was very surprised since I'd only asked for $350 more. A week or so later I decided that it couldn't hurt to see if they would give me another $50 so that I'd be at an even $1,300 and they did. I tried again immediately but the cli doors were closed. I decided to leave them alone for several months before asking again.

However, last night I saw an amazing deal that would have 0% APR with payments spread over 12 months. The only thing was, after tax it would be within $4 of my credit limit and I already had a $50 balance. So I initiated a payment to pay off my balance and decided that it was worth a try to see if the purchase would go through before the payment posted. It did and they gave me a cli for another $400. I am definitely done for now and will just busy myself with paying this purchase off early.

Re: PayPal Credit CLIs

AllZero — Tue, 17 Dec 2019 23:24:27 GMT

Congratulations on your CLI!

Re: PayPal Credit CLIs

JoeLuvsHisCredit — Tue, 17 Dec 2019 23:48:23 GMT

Re: PayPal Credit CLIs

M_Smart007 — Tue, 17 Dec 2019 23:52:48 GMT

Welcome To myFICO Forums and

Re: PayPal Credit CLIs

Meanmchine — Wed, 18 Dec 2019 06:04:47 GMT

Congrats !

Re: PayPal Credit CLIs

FireMedic1 — Wed, 18 Dec 2019 08:20:54 GMT

Congrats and Happy Holidays!

Re: PayPal Credit CLIs - $1450 Combined

Anonymous — Wed, 18 Dec 2019 09:24:09 GMT

Congrats on the approval for the CLI that's awesome!

Re: PayPal Credit CLIs - $1450 Combined

Anonymous — Wed, 18 Dec 2019 14:41:58 GMT

Congratulations!

Re: PayPal Credit CLIs - $1450 Combined

Anonymous — Thu, 19 Dec 2019 01:19:03 GMT

Thanks!

Re: PayPal Credit CLIs - $1450 Combined

Pro-X — Thu, 19 Dec 2019 03:18:54 GMT

Congrats!!