topic Re: Chase Sapphire Reserve (CSR) Approved !!! $30K SL in Credit Card Approvals

Chase Sapphire Reserve (CSR) Approved !!! $30K SL

Anonymous — Fri, 20 Dec 2019 01:26:21 GMT

I have been in garden for little over 2 years, perfecting my score. I've been planning to apply for CSR for last 3 months and aiming to get my equifax high. I've never seen any Pre-Qualify or Pre-Approval anywhere for this card. I saw it for CSP many times. And yesterday was finally the day to go all in for it.

My score was at all time high:

Applied online at 2AM on 12/18. Message showed up with 30 days notice. Then I called right away to check the status and it was just playing 30 days notice message. I had no patients. I called couple of time but it was 2 am, nobody is working on my application stupid.

Right away they pulled Equifax, and in the morning they pulled Experian.

In the morning and rep told me, your app is in fraud detection dept. Then they told me, they are gonna send out a form for me to fill up with verifying my social and all. But that would take 10 days in total. I wasn't gonna wait that long. I went to the Bank location and he helped me fill up the form and fax it to them. After couple hours I called again, The 7-10 business days message was playing. I called few times more the same day, but same response.

Next day 12/19, I called the fraud detection team and they asked to verify my info and during the call and Voila... 30K starting limit.

I am very thrilled.

Data points (At the time of app):

FICO 8 ---> TU = 720, EQ = 719, EX = 719

VantageScore 3.0 ---> TU = 739, EQ = 767

No of inquiry : TU = 1, EQ = 1, EX = 4

Collection Account : 1 (Paid, 2 years 3 months old)

Credit Util = 13%

AAoA - 3 years 5 months

Oldest Card - 5 years 4 months.

Total Accounts (Open+Closed) = 13

Highest Limit = $6,000 ($10,000 as authorized user)

Total Limit = $35,000

Re: Chase Sapphire Reserve (CSR) Approved !!! $30K SL

AllZero — Fri, 20 Dec 2019 01:27:33 GMT

Congratulations on your approval!

Re: Chase Sapphire Reserve (CSR) Approved !!! $30K SL

thornback — Fri, 20 Dec 2019 01:33:26 GMT

Fantastic approval - congrats!!

Re: Chase Sapphire Reserve (CSR) Approved !!! $30K SL

CreditCuriosity — Fri, 20 Dec 2019 01:54:38 GMT

Excellent approval considering CO account although paid and other CL not being very high. Congrats on a nice approval

Re: Chase Sapphire Reserve (CSR) Approved !!! $30K SL

Meanmchine — Fri, 20 Dec 2019 01:58:46 GMT

Another victory I see.

Congrats again

Re: Chase Sapphire Reserve (CSR) Approved !!! $30K SL

Anonymous — Fri, 20 Dec 2019 02:37:53 GMT

Holy sh*t that’s awesome!

Re: Chase Sapphire Reserve (CSR) Approved !!! $30K SL

Aim_High — Fri, 20 Dec 2019 02:58:27 GMT

@Anonymous wrote:
I've been planning to apply for CSR
Voila... 30K starting limit.

Welcome to My Fico Forums and congratulations on an awesome approval!

$30K is a great SL with CSR, especially considering

your other limits and scores not being 740+!

You didn't mention income so I'm curious but guessing

you must have nice six-figure salary to get that SL?

Just curious about that data point.

The Sapphire Reserve is a great card, Enjoy!

Re: Chase Sapphire Reserve (CSR) Approved !!! $30K SL

gingerflower — Fri, 20 Dec 2019 03:31:04 GMT

Congratulations on an incredible SL ...! Awesome 👍

Re: Chase Sapphire Reserve (CSR) Approved !!! $30K SL

Anonymous — Fri, 20 Dec 2019 04:11:55 GMT

Great approval, congrats!

Re: Chase Sapphire Reserve (CSR) Approved !!! $30K SL

Anonymous — Fri, 20 Dec 2019 04:43:16 GMT

Congrats on your CSR approval and monster SL!

Re: Chase Sapphire Reserve (CSR) Approved !!! $30K SL

Gotham- — Fri, 20 Dec 2019 05:17:31 GMT

Congratulations 🎊🎉🍾🎈🥳🎁💯🦇Attack
Approved and you got $1K more than me 😆

Re: Chase Sapphire Reserve (CSR) Approved !!! $30K SL

M_Smart007 — Fri, 20 Dec 2019 05:21:48 GMT

Congrats & Happy Holidays!

Re: Chase Sapphire Reserve (CSR) Approved !!! $30K SL

MyFault — Fri, 20 Dec 2019 05:40:30 GMT

Congrats on your CSR and awesome SL!

Re: Chase Sapphire Reserve (CSR) Approved !!! $30K SL

Drwaz99 — Fri, 20 Dec 2019 12:34:07 GMT

Heck yeah! Congrats!

Re: Chase Sapphire Reserve (CSR) Approved !!! $30K SL

gdale6 — Fri, 20 Dec 2019 13:37:56 GMT

A great card to have in your arsenal, and welcome to the board

Re: Chase Sapphire Reserve (CSR) Approved !!! $30K SL

randomguy1 — Fri, 20 Dec 2019 16:21:27 GMT

Congrats and welcome to the forums! Nice get!