topic Re: Old Navy Card in Credit Card Approvals

Old Navy Card

whitewolf361 — Thu, 02 Jan 2020 01:02:18 GMT

Garden fail, but I was looking at a jacket on Old Navy, and saw that you could use the 20% coupon code for applying for a card with them along with one other coupon code, so basically two 20% coupons for one item. I went for it. DPs: Exp 621 (Exp app), Eq 619 (myfico), Tu 683 (myfico). Two really old (approx. 6 year) charge-offs unpaid, no collections. 4 other accounts opened in Nov. (Sorta went credit crazy...not very smart for my situation, but wanted to dump 2 rebuilders with annual fees.)

Anyway, I was approved for a temporary limit of $1,000, and for the Visa card, surprisingly. Even my recent Target card was the store-only version. I’ve wanted a Visa/MC version of a store card since I first found out about them, for no real reason than they’re for “worthy applicants” lol.

Back to the garden for me... I don’t think I will get the Amazon Visa Sig by Chase for another 22 months now! Oh well, I want a low APR on that one anyway, and waiting will be best.

Re: Old Navy Card

AllZero — Thu, 02 Jan 2020 01:03:15 GMT

Congratulations on your approval!

Re: Old Navy Card

M_Smart007 — Thu, 02 Jan 2020 01:06:10 GMT

Congrats and Happy New Year!

Re: Old Navy Card

Anonymous — Thu, 02 Jan 2020 01:37:46 GMT

Congrats on your Old Navy Card approval!

Re: Old Navy Card

cgeefly — Thu, 02 Jan 2020 16:29:30 GMT

WAY 2 GO!

Re: Old Navy Card

coreyb80 — Thu, 02 Jan 2020 16:41:28 GMT

Congrats on the nice approval!

Re: Old Navy Card

Marz2002 — Thu, 02 Jan 2020 16:45:37 GMT

CONGRATS @whitewolf361 on your Old Navy VISA card approval and Thanks for the DPs!!!

Re: Old Navy Card

whitewolf361 — Thu, 02 Jan 2020 16:48:34 GMT

One more DP - two hidden tradelines on Transunion; an HSBC credit card, and HSBC line of credit (it reported to EX & EQ after interest had posted & before my payment had credited, showing over the limit, which dropped my other scores)

Re: Old Navy Card

Anonymous — Thu, 02 Jan 2020 17:21:50 GMT

Congratulations!

Re: Old Navy Card

NoMoreE46 — Sun, 05 Jan 2020 05:29:13 GMT

Win win for you - cheers.
PS, the Redcard from Target always starts off as a store only card so don't get down from that one.

Re: Old Navy Card

whitewolf361 — Sun, 05 Jan 2020 05:39:01 GMT

I was kind of getting that vibe from it, that it was practically an upgrade only thing. Hopefully it gets there soon! Not that I’d use it much, if at all, outside of Target, but having the option seems better than not just in case.