topic Re: Approved ! in Credit Card Approvals

Approved !

Fico82 — Sun, 05 Jan 2020 16:57:41 GMT

Hey FicoFam ! ,

Been a while since i posted but wanted to share mine and the wifes approvals. We realized we completed 3 years last month without any credit card applications and decided that for the year 2020 we try and get some sign up bonuses . Chase and BOA $200 sub's really grab our attention but after some research i remebered and realized that im on there black list for some charge offs back in 2010-2012 area. And after reading around in here i didnt want wasted hard pulls of probably getting denied so decided to try AMex BCE since ive never had business with them.

My Cards as primary are..

Cap 1 4400 Limit

Dicover 2100 Limit

Wifes cards as primary are..

Cap1 5500 Limit

Discover 20,000 Limit ... Gotta love that Love button lol

Victoria 6000 Limit

Local CU 6000 Limit

Gas Card 500 Limit

Best Buy 6000 Limit

She is authorized user on my cards as i am on hers. Credit limit increases i think are pretty much maxed cause they stopped giving out on both of us + when i got my cards my file was pretty rough.

I Went first with the application with the offer of 175 sub. Got approved for 8k limit ! I then refered my friend ( Wife )

She then applied with offer of 150 sub and got approved for 25k ! Yeah she fell off the chair lol .

I Will get a additional 75 sub for her approval . Total Sub of $400. Not to bad. What i did learn from this process is that i guess credit card companies dont consider your au limits into consideration only your primarys. Overall happy campers here.

We will do the 1k spend to reach the sub goal paying our bills etc .

I would like to take advantage of the sub's this year so after completing the 90 day 1k spend on both our cards im thinking of what other cards you guys suggest ? Of course BoA and Chase is out of the question for me . The wife shouldnt have a problem. Any imput be great , im thinking in 4 months go after another.

Amex pulled experian on both of us . We both normally have 1 % util . Scores are high 7s lows 800s.

Hope post wasnt too long lol but hope everyone has a great day and Happy New Year to all !

Re: Approved !

Anonymous — Sun, 05 Jan 2020 17:01:04 GMT

Congrats to both of you on your new Amex BCE cards! Enjoy the SUB!

Re: Approved !

slickwidit — Sun, 05 Jan 2020 17:16:15 GMT

Congratulations and way to rack up on the subs. I'm gonna say Navy if you are eligible

Re: Approved !

gdale6 — Sun, 05 Jan 2020 17:31:31 GMT

Nicely done, grats to both of you

Re: Approved !

tpdtopcop — Sun, 05 Jan 2020 17:34:27 GMT

Congrats!

Re: Approved !

M_Smart007 — Sun, 05 Jan 2020 18:24:27 GMT

Congrats and Happy New Year!

Re: Approved !

AllZero — Sun, 05 Jan 2020 18:32:01 GMT

Congratulations on your and DW approval!

Re: Approved !

CreditInspired — Sun, 05 Jan 2020 18:35:36 GMT

Now this is the way to start 2020 Fico82. A huge congratulations to both you and DW!

Re: Approved !

Anonymous — Sun, 05 Jan 2020 18:41:14 GMT

@Fico82 wrote:
... we completed 3 years last month without any credit card applications ...

That's quite a period of abstinence -- been living in a monastery, have ya?

And Congrats! on your approvals.

Re: Approved !

Anonymous — Sun, 05 Jan 2020 20:07:08 GMT

Congratulations!

Re: Approved !

nuohlac — Sun, 05 Jan 2020 22:25:07 GMT

Congrats!!!

Re: Approved !

coreyb80 — Tue, 07 Jan 2020 20:35:57 GMT

Congrats on the approval!

Re: Approved !

Anonymous — Tue, 07 Jan 2020 22:03:19 GMT

Nice job! That is awesome. Congrats!!!

Re: Approved !

Fico82 — Thu, 09 Jan 2020 04:29:17 GMT

Thanks Everyone ! I will update once i hit 60 days to see what luck i get for the 3X CLi . I not even going to try with the wifes card.