topic Re: PenFed Train stopped at my place! in Credit Card Approvals

PenFed Train stopped at my place!

wit2bees — Fri, 10 Jan 2020 05:10:47 GMT

So I've been a member for a couple years. I had an overdraft which they closed after one year which I reconned to no avail. I have a personal loan as well. I have applied and been denied 3 times this year (1/19, 7/19,10/19). I saw the buzz on the block and noticed that my AR was updated on 12/03 (not sure how I missed that lol). Reporting Fico 9 Eq 680. My highest SL

INSTANT APPROVAL $20,000 14.99%!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Fico 8 scores Eq 647, TU 699, Ex 712

I have HIGH inquiries, 1-30 day late, BK 7 Discharged 7/2014

45 Personal cards/ 6 Business/ 3 Auth users 9% util $256,000 limits

Re: PenFed Train stopped at my place!

AllZero — Fri, 10 Jan 2020 05:11:30 GMT

Congratulations on your approval!

Re: PenFed Train stopped at my place!

AllZero — Fri, 10 Jan 2020 05:13:30 GMT

Which card did you get?

Re: PenFed Train stopped at my place!

wit2bees — Fri, 10 Jan 2020 05:15:34 GMT

PCR

Re: PenFed Train stopped at my place!

AllZero — Fri, 10 Jan 2020 05:16:21 GMT

That's a great card.

Re: PenFed Train stopped at my place!

Meanmchine — Fri, 10 Jan 2020 05:17:45 GMT

Congrats !

Re: PenFed Train stopped at my place!

mikesonthemend — Fri, 10 Jan 2020 05:21:15 GMT

@wit2bees wrote:
So I've been a member for a couple years. I had an overdraft which they closed after one year which I reconned to no avail. I have a personal loan as well. I have applied and been denied 3 times this year (1/19, 7/19,10/19). I saw the buzz on the block and noticed that my AR was updated on 12/03 (not sure how I missed that lol). Reporting Fico 9 Eq 680. My highest SL

INSTANT APPROVAL $20,000 14.99%!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Fico 8 scores Eq 647, TU 699, Ex 712

I have HIGH inquiries, 1-30 day late, BK 7 Discharged 7/2014

45 Personal cards/ 6 Business/ 3 Auth users 9% util $256,000 limits

Awesome! Congrats!

Re: PenFed Train stopped at my place!

Anonymous — Fri, 10 Jan 2020 05:50:37 GMT

Congrats! Been telling folks the PCR is hot right now.

Re: PenFed Train stopped at my place!

M_Smart007 — Fri, 10 Jan 2020 06:26:27 GMT

Congrats!

Re: PenFed Train stopped at my place!

M_Smart007 — Fri, 10 Jan 2020 06:28:05 GMT

@AllZero wrote:
That's a great card.

Re: PenFed Train stopped at my place!

Anonymous — Fri, 10 Jan 2020 07:31:53 GMT

Congrats on your PenFed approval and a pretty sweet SL too!

Re: PenFed Train stopped at my place!

UH_HUH — Fri, 10 Jan 2020 10:54:28 GMT

That's a serious SL and a good APR

Something you can be proud of :-)

Congratulations!

Re: PenFed Train stopped at my place!

Anonymous — Fri, 10 Jan 2020 11:00:08 GMT

Congrats on the approval!

Re: PenFed Train stopped at my place!

Anonymous — Fri, 10 Jan 2020 11:33:05 GMT

@wit2bees wrote:
INSTANT APPROVAL $20,000 14.99%!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Last week that train went whistling right past my door. Again. New year new result -- nope.

Congrats! I'm glad it stopped for you.

Btw: great DPs -- thanks.

Re: PenFed Train stopped at my place!

wit2bees — Fri, 10 Jan 2020 14:16:00 GMT

Thanks! I love to read the DPs so I try to share.

Re: PenFed Train stopped at my place!

cem13 — Fri, 10 Jan 2020 14:54:09 GMT

@wit2bees wrote:

Fico 8 scores Eq 647, TU 699, Ex 712

I have HIGH inquiries, 1-30 day late, BK 7 Discharged 7/2014

45 Personal cards/ 6 Business/ 3 Auth users 9% util $256,000 limits

Was it a HP or SP? If HP, what CRA?

Re: PenFed Train stopped at my place!

coreyb80 — Fri, 10 Jan 2020 15:37:20 GMT

Congrats on the approval and nice SL!!

Re: PenFed Train stopped at my place!

nuohlac — Sat, 11 Jan 2020 00:12:03 GMT

Congratulations on your approval and great SL!!!

Re: PenFed Train stopped at my place!

credithappy — Sat, 11 Jan 2020 00:59:20 GMT

Congrats!! on your approval.

Re: PenFed Train stopped at my place!

randomguy1 — Sat, 11 Jan 2020 01:10:24 GMT

@cem13 wrote:
@wit2bees wrote:

Fico 8 scores Eq 647, TU 699, Ex 712

I have HIGH inquiries, 1-30 day late, BK 7 Discharged 7/2014

45 Personal cards/ 6 Business/ 3 Auth users 9% util $256,000 limits

Was it a HP or SP? If HP, what CRA?

Congrats Op. I thought PF only pulls EQ.