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  <channel>
    <title>topic Re: PayPal/Sync Luv Button FTW x2!!!! in Credit Card Approvals</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5873640#M650400</link>
    <description>&lt;P&gt;Got buzzed off of that pinot and requested 10k on my Amazon Prime card as well. They countered with $5k.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Tonight I just got an $11,350 combined CLI from Sync, fully online. It was a good night. I won't bother Sync for a while.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Total CLI:&lt;/P&gt;&lt;P&gt;PayPal 2% CB Mastercard: $4,500 CLI&lt;/P&gt;&lt;P&gt;PayPal Credit: $2,250 CLI&lt;/P&gt;&lt;P&gt;CareCredit: $3,600 CLI&lt;/P&gt;&lt;P&gt;Amazon: $1,000 CLI&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Amazon, PayPal MC and PayPal Credit are all 14 months old. Heavy use. Never PIF, carried a balance for a year across all three. Sync likes that interest money &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt; CareCredit is 18 months old. Max balance $750, always paid promo purchases before expiration.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;TU: 696, no baddies, 40% utilization, 20 mo. AAoA, 2 INQs the last year.&lt;/P&gt;</description>
    <pubDate>Sun, 12 Jan 2020 10:37:28 GMT</pubDate>
    <dc:creator>jayjayhawaii</dc:creator>
    <dc:date>2020-01-12T10:37:28Z</dc:date>
    <item>
      <title>Synchrony LUV Button $10k in CLIs!! DPs</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5873637#M650397</link>
      <description>&lt;P&gt;I've had my PayPal 2% Cashback MC for 14 months, never CLI.&lt;/P&gt;&lt;P&gt;I've had PayPal Credit for 14 months, never a CLI.&lt;/P&gt;&lt;P&gt;Hit the luv button on both tonight.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;PayPal MC - $2,500 to $7,000 (Asked for $7k) - I should have asked for $10k&lt;/P&gt;&lt;P&gt;PayPal Credit - $1,250 to $3,500 (Asked for $7k) - They countered with $3.5k&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;TU: 696&lt;/P&gt;&lt;P&gt;Always paid on time.&lt;/P&gt;&lt;P&gt;What baffles me is my total util is really high right now - 40%.&lt;/P&gt;&lt;P&gt;Util on PayPal MC at CLI was 38%.&lt;/P&gt;&lt;P&gt;Util on PayPal Credit at CLI was 63%.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;After this, my total util is down from 40% to 31% &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;STRONG&gt;Update:&amp;nbsp;&lt;/STRONG&gt;After a glass of pinot noir, I went onto my CareCredit account and requested $15k - They countered with $12k&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;IMG src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" border="0" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Altogether, I just got a $10,350 CLI from Synchrony.&lt;/P&gt;&lt;P&gt;I'm tempted to go request more on my Amazon Prime card too, but I think I'm done poking the Synchrony bear for now. Don't want a blue envelope lol.&lt;/P&gt;</description>
      <pubDate>Sun, 12 Jan 2020 08:36:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5873637#M650397</guid>
      <dc:creator>jayjayhawaii</dc:creator>
      <dc:date>2020-01-12T08:36:55Z</dc:date>
    </item>
    <item>
      <title>Re: PayPal/Sync Luv Button FTW x2!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5873638#M650398</link>
      <description>Congratulations on your CLIs!</description>
      <pubDate>Sun, 12 Jan 2020 08:23:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5873638#M650398</guid>
      <dc:creator>AllZero</dc:creator>
      <dc:date>2020-01-12T08:23:48Z</dc:date>
    </item>
    <item>
      <title>Re: PayPal/Sync Luv Button FTW x2!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5873639#M650399</link>
      <description>&lt;P&gt;Congrats on your CLI's.&lt;/P&gt;</description>
      <pubDate>Sun, 12 Jan 2020 08:30:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5873639#M650399</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-01-12T08:30:37Z</dc:date>
    </item>
    <item>
      <title>Re: PayPal/Sync Luv Button FTW x2!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5873640#M650400</link>
      <description>&lt;P&gt;Got buzzed off of that pinot and requested 10k on my Amazon Prime card as well. They countered with $5k.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Tonight I just got an $11,350 combined CLI from Sync, fully online. It was a good night. I won't bother Sync for a while.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Total CLI:&lt;/P&gt;&lt;P&gt;PayPal 2% CB Mastercard: $4,500 CLI&lt;/P&gt;&lt;P&gt;PayPal Credit: $2,250 CLI&lt;/P&gt;&lt;P&gt;CareCredit: $3,600 CLI&lt;/P&gt;&lt;P&gt;Amazon: $1,000 CLI&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Amazon, PayPal MC and PayPal Credit are all 14 months old. Heavy use. Never PIF, carried a balance for a year across all three. Sync likes that interest money &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt; CareCredit is 18 months old. Max balance $750, always paid promo purchases before expiration.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;TU: 696, no baddies, 40% utilization, 20 mo. AAoA, 2 INQs the last year.&lt;/P&gt;</description>
      <pubDate>Sun, 12 Jan 2020 10:37:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5873640#M650400</guid>
      <dc:creator>jayjayhawaii</dc:creator>
      <dc:date>2020-01-12T10:37:28Z</dc:date>
    </item>
    <item>
      <title>Re: Synchrony LUV Button $10k in CLIs!! DPs</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5873679#M650408</link>
      <description>Congratulations!</description>
      <pubDate>Sun, 12 Jan 2020 12:21:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5873679#M650408</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-01-12T12:21:46Z</dc:date>
    </item>
    <item>
      <title>Re: Synchrony LUV Button $10k in CLIs!! DPs</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5873813#M650430</link>
      <description>&lt;P&gt;Congrats! ...&lt;/P&gt;</description>
      <pubDate>Sun, 12 Jan 2020 15:30:41 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5873813#M650430</guid>
      <dc:creator>M_Smart007</dc:creator>
      <dc:date>2020-01-12T15:30:41Z</dc:date>
    </item>
    <item>
      <title>Re: PayPal/Sync Luv Button FTW x2!!!!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5873815#M650431</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1029693"&gt;@jayjayhawaii&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Got buzzed off of that pinot and requested 10k on my Amazon Prime card as well. They countered with $5k.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Tonight I just got an $11,350 combined CLI from Sync, fully online. It was a good night. I won't bother Sync for a while.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Total CLI:&lt;/P&gt;&lt;P&gt;PayPal 2% CB Mastercard: $4,500 CLI&lt;/P&gt;&lt;P&gt;PayPal Credit: $2,250 CLI&lt;/P&gt;&lt;P&gt;CareCredit: $3,600 CLI&lt;/P&gt;&lt;P&gt;Amazon: $1,000 CLI&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Amazon, PayPal MC and PayPal Credit are all 14 months old. Heavy use. Never PIF, carried a balance for a year across all three. Sync likes that interest money &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt; CareCredit is 18 months old. Max balance $750, always paid promo purchases before expiration.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;TU: 696, no baddies, 40% utilization, 20 mo. AAoA, 2 INQs the last year.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Congrats on the &lt;STRIKE&gt;buzz &lt;/STRIKE&gt;Amazon Prime CLI&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Sun, 12 Jan 2020 15:32:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5873815#M650431</guid>
      <dc:creator>M_Smart007</dc:creator>
      <dc:date>2020-01-12T15:32:34Z</dc:date>
    </item>
    <item>
      <title>Re: Synchrony LUV Button $10k in CLIs!! DPs</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5873834#M650438</link>
      <description>Nice score&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;. Enjoy your tasty cuisine&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;</description>
      <pubDate>Sun, 12 Jan 2020 15:49:45 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5873834#M650438</guid>
      <dc:creator>AverageJoesCredit</dc:creator>
      <dc:date>2020-01-12T15:49:45Z</dc:date>
    </item>
    <item>
      <title>Re: Synchrony LUV Button $10k in CLIs!! DPs</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5873886#M650451</link>
      <description>&lt;P&gt;Congrats!&lt;/P&gt;&lt;P&gt;Synchrony can be very generous.&amp;nbsp;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Use em, pay em, grow em!&lt;/P&gt;</description>
      <pubDate>Sun, 12 Jan 2020 16:38:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5873886#M650451</guid>
      <dc:creator>Shooting-For-800</dc:creator>
      <dc:date>2020-01-12T16:38:02Z</dc:date>
    </item>
    <item>
      <title>Re: Synchrony LUV Button $10k in CLIs!! DPs</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5873921#M650454</link>
      <description>Grats on all, and I would sit back and run with these for awhile before asking for more on them.</description>
      <pubDate>Sun, 12 Jan 2020 17:13:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5873921#M650454</guid>
      <dc:creator>gdale6</dc:creator>
      <dc:date>2020-01-12T17:13:50Z</dc:date>
    </item>
    <item>
      <title>Re: Synchrony LUV Button $10k in CLIs!! DPs</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5874281#M650509</link>
      <description>&lt;P&gt;Congrats on your Sync luv!&lt;/P&gt;</description>
      <pubDate>Mon, 13 Jan 2020 00:04:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5874281#M650509</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-01-13T00:04:22Z</dc:date>
    </item>
    <item>
      <title>Re: Synchrony LUV Button $10k in CLIs!! DPs</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5874291#M650511</link>
      <description>Congratulations on all your increases!</description>
      <pubDate>Mon, 13 Jan 2020 00:18:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5874291#M650511</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-01-13T00:18:28Z</dc:date>
    </item>
    <item>
      <title>Re: Synchrony LUV Button $10k in CLIs!! DPs</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5874322#M650516</link>
      <description>congrats on the increases</description>
      <pubDate>Mon, 13 Jan 2020 01:01:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5874322#M650516</guid>
      <dc:creator>Traveler101</dc:creator>
      <dc:date>2020-01-13T01:01:50Z</dc:date>
    </item>
    <item>
      <title>Re: Synchrony LUV Button $10k in CLIs!! DPs</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5893625#M654011</link>
      <description>We’re the SP or HP</description>
      <pubDate>Mon, 27 Jan 2020 02:59:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5893625#M654011</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-01-27T02:59:05Z</dc:date>
    </item>
    <item>
      <title>Re: Synchrony LUV Button $10k in CLIs!! DPs</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5893653#M654015</link>
      <description>&lt;P&gt;Congratulations on your CLI's!!!&lt;/P&gt;</description>
      <pubDate>Mon, 27 Jan 2020 03:16:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5893653#M654015</guid>
      <dc:creator>nuohlac</dc:creator>
      <dc:date>2020-01-27T03:16:37Z</dc:date>
    </item>
    <item>
      <title>Re: Synchrony LUV Button $10k in CLIs!! DPs</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5978939#M671414</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;We’re the SP or HP&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;All were SPs.&lt;/P&gt;</description>
      <pubDate>Thu, 09 Apr 2020 18:58:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5978939#M671414</guid>
      <dc:creator>jayjayhawaii</dc:creator>
      <dc:date>2020-04-09T18:58:10Z</dc:date>
    </item>
    <item>
      <title>Re: Synchrony LUV Button $10k in CLIs!! DPs</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5978974#M671427</link>
      <description>&lt;P&gt;Congrats on the CLIs!!&lt;/P&gt;</description>
      <pubDate>Thu, 09 Apr 2020 19:26:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5978974#M671427</guid>
      <dc:creator>coreyb80</dc:creator>
      <dc:date>2020-04-09T19:26:40Z</dc:date>
    </item>
    <item>
      <title>Re: Synchrony LUV Button $10k in CLIs!! DPs</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5979003#M671433</link>
      <description>&lt;P&gt;Congratulations on your CLI's! 👍&lt;/P&gt;</description>
      <pubDate>Thu, 09 Apr 2020 19:54:29 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5979003#M671433</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-04-09T19:54:29Z</dc:date>
    </item>
    <item>
      <title>Re: Synchrony LUV Button $10k in CLIs!! DPs</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5979006#M671435</link>
      <description>&lt;P&gt;Congratulations on your Synchrony CLIs!&lt;/P&gt;</description>
      <pubDate>Thu, 09 Apr 2020 19:56:55 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5979006#M671435</guid>
      <dc:creator>CreditAggie</dc:creator>
      <dc:date>2020-04-09T19:56:55Z</dc:date>
    </item>
    <item>
      <title>Re: Synchrony LUV Button $10k in CLIs!! DPs</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5979198#M671506</link>
      <description>&lt;P&gt;Congratulations on all the love from Synchrony!&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 09 Apr 2020 22:46:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Synchrony-LUV-Button-10k-in-CLIs-DPs/m-p/5979198#M671506</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-04-09T22:46:35Z</dc:date>
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