topic Re: Apple Card offer in Credit Card Approvals

Apple Card offer - Update Approved/Accepted

Zeno — Thu, 16 Jan 2020 21:29:39 GMT

After being approved for discover over weekend. I was reading about Apple Card on the forum because I was thinking of buying a new iPhone cash but saw that Apple Card does a soft pull and only hard pull after accepting. I was approved largest amount i have had for a card for $6,000 and 23.49% APR. I haven’t hit accept yet.

Re: Apple Card offer

Anonymous — Tue, 07 Jan 2020 15:08:15 GMT

Congratulations on your offer. That was the same offer I had early fall but I declined as I’m going to be changing back to Samsung in the near future

Re: Apple Card offer

Anonymous — Tue, 07 Jan 2020 15:09:01 GMT

If you leave application untouched it’ll remain for 30 days then you’ll need to reapply

Re: Apple Card offer

Anonymous — Tue, 07 Jan 2020 15:35:22 GMT

Congrats on your approval offer.

Re: Apple Card offer

soxfaininfl — Tue, 07 Jan 2020 16:32:07 GMT

Wasn't Apple offering 0% interest and 6% cash back if you use the Apple card?

Re: Apple Card offer

Anonymous — Tue, 07 Jan 2020 16:52:21 GMT

Congratulations on the offer!

Re: Apple Card offer

Zeno — Tue, 07 Jan 2020 22:16:06 GMT

Thank you the card seems to offer more than one way for cash back.

Re: Apple Card offer

AllZero — Wed, 08 Jan 2020 01:09:13 GMT

Congratulations on your offer!

Re: Apple Card offer

PullingMeSoftly — Wed, 08 Jan 2020 02:59:28 GMT

Unfortunately the 6% promo ended 12/31...really should be a regular feature of the card to make it worth it. Stealth benefit is 3% at Walgreens tho.

Re: Apple Card offer

Zeno — Wed, 08 Jan 2020 19:34:03 GMT

I was told that they report to Transunion and potentially other bureaus in the future.

Re: Apple Card offer

KJinNC — Wed, 08 Jan 2020 23:16:56 GMT

Congratulations. Whether you accept is a personal choice. It is 3% at Apple, 3% at Walgreen's, 2% everywhere when using Apple Pay, and the physical card is 1% everywhere. If you accept the offer, they will do a TU HP. The card reports only to TU for now. So, if you have cards from issuers that only use Equifax or only use Experian, you are still sort of in the garden as far as they are concerned.

In a moment of weakness, I accepted a $5k offer, similar interest rate to yours (don't remember the exact decimal value). Both Apple Pay on iPhone and the physical card are cool and slick, but not sure it was really worth getting, since I have better rewards on other cards for where I actually spend money. The only place it technically makes sense for me to use the card, given my spending patterns, is when I buy a birthday card or something at Walgreen's. Guess it doesn't hurt much, though. If it would be your highest CL, it might be worth it for that reason. JMO, good luck!

Re: Apple Card offer

Zeno — Thu, 09 Jan 2020 03:39:02 GMT

I do shop at Walgreens sometimes so that could be useful to me but there are some places i saw listed where i can use apple pay. I am trying to get my scores to increase more. I make my payments and have nothing negative ever on my report. If i accept this offer i will have 4 cards in all and i may stop there since i don't see anything else for me.

Re: Apple Card offer

NoMoreE46 — Thu, 09 Jan 2020 03:50:01 GMT

Zeno Contributor
‎01-08-2020 01:34 PM
Re: Apple Card offer
I was told that they report to Transunion and potentially other bureaus in the future.

My HP appeared about three weeks ago with my Aug application date on TU.

Re: Apple Card offer

Meanmchine — Thu, 09 Jan 2020 04:05:43 GMT

Congrats and let us know how everything turns out

Re: Apple Card offer

Zeno — Wed, 15 Jan 2020 02:43:51 GMT

I accepted the offer and got card in mail the other day. I haven’t used it yet but I like how the card feels. I saw a picture of the Apple Card that had mixed colors like a rainbow. I like that design as well hopefully that can be a color option in future.

Re: Apple Card offer

AllZero — Wed, 15 Jan 2020 02:49:19 GMT

Congratulations on your approval!

Re: Apple Card offer

mikesonthemend — Wed, 15 Jan 2020 02:52:54 GMT

@Zeno wrote:
I accepted the offer and got card in mail the other day. I haven’t used it yet but I like how the card feels. I saw a picture of the Apple Card that had mixed colors like a rainbow. I like that design as well hopefully that can be a color option in future.

That is how it will look in your Iphone wallet. The color is based upon the categories you spend in.

Re: Apple Card offer

Traveler101 — Thu, 16 Jan 2020 21:32:19 GMT

congrats!

Re: Apple Card offer

M_Smart007 — Thu, 16 Jan 2020 21:46:01 GMT

Congrats!

Re: Apple Card offer

coreyb80 — Thu, 16 Jan 2020 22:01:11 GMT

Congrats on the approval!