topic Re: Caesars Rewards Visa Approved! in Credit Card Approvals

Caesars Rewards Visa Approved!

KrazyKanzan — Fri, 17 Jan 2020 17:22:46 GMT

I just wanted to put the information out that I was approved for the Caesars Rewards Visa this morning via a cold app. I was denied for this card back in August of 2019.

Also, I’m aware it’s Comenity and they’re.. well, Comenity LOL. I have a positive history with them dating back several years. Whether this actually matters, I can’t say for sure.

At the time of application, my Equifax report showed only 1 inquiry, which was my denial from August. Credit Karma showed “691”, so take it for what it’s worth. One year AAoA

I also have an open Chapter 13 right now that was filed in relation to a business I used to own, which is basically why my credit profile was “reset”, I guess you could say. I do have a squeaky clean credit profile other than the short reporting history and the BK showing. I believe I have 18 total accounts reporting on EQ, most of which have been paid and closed, dating back 11 years. I am approx 2 years into my 5 year plan at this time.

I screwed up and closed out of the temporary access page to set up my online account and there’s no way to get it back, from what I understand? Any ideas here? I’m fine with waiting until the card comes to set that all up. I did call and mention a CLI increase right away, and the representative told me that it would indeed be a HP, so I passed for now. SL given was $1,000

Hopefully this helps guide some of you with a recent update about this card from Comenity!!

I frequent Vegas so I think this will be a good fit for me.

Re: Caesars Rewards Visa Approved!

Anonymous — Fri, 17 Jan 2020 17:24:39 GMT

Congratulations!

Re: Caesars Rewards Visa Approved!

Anonymous — Fri, 17 Jan 2020 17:32:05 GMT

Congrats on your approval.

Re: Caesars Rewards Visa Approved!

Anonymous — Fri, 17 Jan 2020 17:43:53 GMT

congratulations on the approval!

i am wanting this card myself, but i'm very new to rebuilding up my bad credit score so i really dont want to apply and get denied at the moment.

they only pulled from equifax when you applied?

all i have is a secured capital one card from october 2019 and just got an unsecured discover it card a couple weeks ago.

current equifax score via creditkarma is a fair 721 but other scores are low 600s.

i frequent harrah's properties pretty often so this card would be great to have.

Re: Caesars Rewards Visa Approved!

AllZero — Fri, 17 Jan 2020 17:46:25 GMT

Congratulations on your approval!

Re: Caesars Rewards Visa Approved!

KrazyKanzan — Fri, 17 Jan 2020 17:46:53 GMT

Yes, they only pulled Equifax for me. I do remember reading somewhere that it’s a good idea to have your AAoA be at least 1 year before trying for it. If it’s actually a major factor, I’m not sure??

Re: Caesars Rewards Visa Approved!

M_Smart007 — Fri, 17 Jan 2020 17:56:15 GMT

Welcome To myFICO Forums and

Re: Caesars Rewards Visa Approved!

Traveler101 — Fri, 17 Jan 2020 18:13:25 GMT

Congrats!

Re: Caesars Rewards Visa Approved!

Anonymous — Fri, 17 Jan 2020 18:27:29 GMT

hmm..i'm at 1 year and 8 months right now..

might just wait until next month and see if my score gets a little higher before i try.

thanks again for the info!

@KrazyKanzan wrote:
Yes, they only pulled Equifax for me. I do remember reading somewhere that it’s a good idea to have your AAoA be at least 1 year before trying for it. If it’s actually a major factor, I’m not sure??

Re: Caesars Rewards Visa Approved!

KrazyKanzan — Fri, 17 Jan 2020 18:31:11 GMT

Do you have your Caesars Rewards account set up online? If you do, log in on a web browser with the pop-up blocker off and see if you get the preapproval message. I never got this, so I just cold app’d.

Re: Caesars Rewards Visa Approved!

Anonymous — Fri, 17 Jan 2020 18:40:44 GMT

i do have an account.

thanks for the tip!

i was at the tropicana earlier this month and when i got a new "my choice" players card, they said i was pre approved for their "my cash" master card, but i declined the offer at the time cause i'm still a little uninformed about applying for a lot of different cards and the effects on credit score.

Re: Caesars Rewards Visa Approved!

Anonymous — Fri, 17 Jan 2020 21:24:02 GMT

Congrats on your Caesars Rewards Visa approval!

Re: Caesars Rewards Visa Approved!

Meanmchine — Sat, 18 Jan 2020 00:55:03 GMT

Congrats !

This card has been on my radar for years and every now and then I think of apping for it

Re: Caesars Rewards Visa Approved!

Anonymous — Sun, 26 Jan 2020 23:19:51 GMT

Nice job!

Re: Caesars Rewards Visa Approved!

Anonymous — Sun, 26 Jan 2020 23:21:13 GMT

Congratulations on your approval! 👍