topic Re: Discover it and secured card in Credit Card Approvals

Discover it and secured card

Anonymous — Fri, 17 Jan 2020 20:33:29 GMT

So I've had the secured card for 8 months now. I've paid on time every month and in full. But one time i made a small payment from a savings account instead of my normal checking account. So then when i went to make another payment i set it up, but didn't realize it would keep the payment set up from my savings account i used and i didn't have the money to cover it, called to find out why payment didn't go thru, told them i was an idiot for not checking the payment source before i submitted payment, lol. I didnt know that the payment would try and go thru again and unfortunately got it messed up again. So i don't know if that's going to affect me in getting my deposit back or not.

But after checking these forums i saw someone post a reply and mention to check to see if you a pre approved. Well i did and was kinda hesitant in deciding if i wanted to apply or not, but i did, then the result came up and said call now we need a few more things from you. I'm like great this isn't good. But i did call and they did approve me and the amount I'm in disbelief as it's almost twice as much as my highest credit card limit has ever been. Woohooo. Spend smart and not dumb.

my scores are in the 650 range and some negative items on my credit report.

Re: Discover it and secured card

AllZero — Fri, 17 Jan 2020 20:34:59 GMT

Congratulations on your approval!

Re: Discover it and secured card

UH_HUH — Fri, 17 Jan 2020 20:52:28 GMT

Congratulations on your success and welcome

to the MyFico Forums :-)

Cheers

Re: Discover it and secured card

Anonymous — Fri, 17 Jan 2020 20:52:47 GMT

Congrats on your approval.

Re: Discover it and secured card

Anonymous — Fri, 17 Jan 2020 21:20:59 GMT

Congrats on your Disco IT approval!

Re: Discover it and secured card

M_Smart007 — Fri, 17 Jan 2020 21:55:06 GMT

Welcome To myFICO Forums and

Re: Discover it and secured card

Traveler101 — Fri, 17 Jan 2020 22:18:29 GMT

Congrats!

Re: Discover it and secured card

Anonymous — Fri, 17 Jan 2020 22:24:47 GMT

Thanks all and thanks for the welcome.

Re: Discover it and secured card

Meanmchine — Sat, 18 Jan 2020 00:34:02 GMT

Congrats !

Re: Discover it and secured card

Anonymous — Sun, 26 Jan 2020 23:19:34 GMT

keep up the good work!

Re: Discover it and secured card

Anonymous — Sun, 26 Jan 2020 23:24:59 GMT

Congratulations on your approval and welcome to the forum!

Re: Discover it and secured card

Anonymous — Mon, 27 Jan 2020 01:28:04 GMT

Thank you all.

So now I have 2 Discover cards and was just wondering if that's ok, and also if a lot of people have more than 1 card from the same company.

Re: Discover it and secured card

Openwater — Mon, 27 Jan 2020 02:02:50 GMT

Congrats, keep working and building your credit name and you'll raise you scores in no time. Any questions you have, search the forum or ask, you'll definitely find help. Cheers!

Re: Discover it and secured card

TBOY012 — Tue, 28 Jan 2020 02:16:42 GMT

Congrats on your new card! Discover is awesome!!

Re: Discover it and secured card

Gotham- — Tue, 28 Jan 2020 02:23:46 GMT

Congrats 🎈🎊🎉🎊🎁🥳
On the amazing approval

🦇🦇🦇🥊💥🥊💥🥊💥✅✅✅