topic Re: CSP Approved!! in Credit Card Approvals

CSP Approved!!

Anonymous — Fri, 17 Jan 2020 23:06:20 GMT

I was just approved for a CSP today!! I've had my eye on the CSP or CSR for a while now but I'm originally from outside the US so I have a fairly thin file here -- just one visa from my local US bank with a $10 k CL (based on my foreign credit score), though I've had it for just over 3 years now. I built up my credit over time so after following some advice in this forum I started off by applying for the Freedom Unlimited in October.

The FU app turned out to be quite the fiasco starting off with the dreaded 7-10 day message and Chase wanting verification of my address, social security number, and identity. So I faxed those docs over to the number they gave me I think a total of three times, all unsuccessfully. Eventually we moved onto scanning them and uploading them to a portal, which took two tries. Finally, several weeks later I got the good news that I'd been approved with a CL of $7,800.

I then waited 3 statement cycles, always paid my balances on time (or early, if possible) and pulled the trigger on the CSP yesterday. Of course, I once again got the dreaded "additional review" notification which, like the last time, turned into a 30 day message from the robolady. I called right away but they told me to give it 24 hours due to high app volumes, so I called this morning and spoke to verification and was approved immediately with a CL of $18,400.

In case anyone was curious, my stats are: 777 FICO, 9% utilization, no baddies, $190 k income, 25 years old, 3 years of credit history and 3 months as a Chase customer. Super pumped to use my new card and thanks to everyone for your advice!

Re: CSP Approved!!

AllZero — Fri, 17 Jan 2020 23:08:55 GMT

Congratulations on your approval!

Re: CSP Approved!!

Anonymous — Fri, 17 Jan 2020 23:09:59 GMT

Congrats on your CSP approval!

Re: CSP Approved!!

Anonymous — Fri, 17 Jan 2020 23:10:45 GMT

Congratulations!! That's awesome!

Re: CSP Approved!!

M_Smart007 — Fri, 17 Jan 2020 23:20:09 GMT

Welcome To myFICO Forums and

Re: CSP Approved!!

Traveler101 — Fri, 17 Jan 2020 23:23:05 GMT

Congrats!

Re: CSP Approved!!

Anonymous — Fri, 17 Jan 2020 23:34:43 GMT

Congrats on your approval!

Re: CSP Approved!!

Anonymous — Fri, 17 Jan 2020 23:50:06 GMT

Congratulations on your approval!!

Re: CSP Approved!!

Meanmchine — Sat, 18 Jan 2020 00:21:15 GMT

Congrats !

Re: CSP Approved!!

simplynoir — Sat, 18 Jan 2020 01:07:14 GMT

Congrats on your approval

Re: CSP Approved!!

rudolphreindeer — Sat, 18 Jan 2020 01:15:02 GMT

Congratulations!

Re: CSP Approved!!

Aim_High — Sat, 18 Jan 2020 01:19:42 GMT

@Anonymous wrote:
I was just approved for a CSP today!! approved immediately with a CL of $18,400.
777 FICO, 9% utilization, no baddies, $190 k income, 25 years old, 3 years of credit history, 3 months as Chase customer

Fantastic! Great approval and thanks for the data points!

Welcome to the Chase family.

You'll enjoy your Sapphire card.

Re: CSP Approved!!

Drwaz99 — Sat, 18 Jan 2020 12:23:32 GMT

Congrats!

Re: CSP Approved!!

coreyb80 — Sat, 18 Jan 2020 12:47:43 GMT

Congrats on the approval and nice SL!!

Re: CSP Approved!!

gdale6 — Sat, 18 Jan 2020 13:39:39 GMT

A great card, congrats

Re: CSP Approved!!

Anonymous — Mon, 20 Jan 2020 14:28:54 GMT

wow!

congrats on the approval and life success!

hoping to join the chase cc family soon myself.