topic Re: Discover Card Graduation in Credit Card Approvals

Discover Card Graduation

Anonymous — Sat, 18 Jan 2020 23:28:45 GMT

I recently had my Discover Secured Card graduate. I got my $200 deposit back, and my credit limit on my new unsecured credit line is $2000.
Is it smart to ride it out for a while, or would it be smart to request a credit line increase right away?
I’d like a larger credit limit, and I don’t have any experience with a secured card becoming unsecured.
Thanks in advance for any advice!

Re: Discover Card Graduation

AllZero — Sat, 18 Jan 2020 23:31:02 GMT

Congratulations on your graduation 🎓 and CLI!

Re: Discover Card Graduation

Rebuild2019 — Sat, 18 Jan 2020 23:35:24 GMT

Congratulations on your DISCO Graduation.

Re: Discover Card Graduation

Anonymous — Sat, 18 Jan 2020 23:48:11 GMT

Thank you!

Re: Discover Card Graduation

Anonymous — Sat, 18 Jan 2020 23:48:30 GMT

Thanks!

Re: Discover Card Graduation

AverageJoesCredit — Sun, 19 Jan 2020 00:03:37 GMT

Congrats on grad You can request anytime though they may not approve right now.

Re: Discover Card Graduation

Anonymous — Sun, 19 Jan 2020 00:16:12 GMT

Congrats on the card. If you request a CLI, you're at high probability to get a denial due to not having enough experience with the CL you have now.

Re: Discover Card Graduation

Traveler101 — Sun, 19 Jan 2020 01:24:20 GMT

Congrats!

Re: Discover Card Graduation

Gotham- — Sun, 19 Jan 2020 02:12:23 GMT

Graduation 🎓 celebration 🎉🎈🎊🎁🥳💯

Congratulations 🦇🦇🦇🥊💥🥊💥🥊💥✅✅✅

Re: Discover Card Graduation

Anonymous — Sun, 19 Jan 2020 03:06:28 GMT

Congrats on your Disco graduation and CLI!

Re: Discover Card Graduation

M_Smart007 — Sun, 19 Jan 2020 04:00:08 GMT

Welcome To myFICO Forums and

Re: Discover Card Graduation

FireMedic1 — Sun, 19 Jan 2020 09:13:43 GMT

Congrats on getting your diploma! Give it a couple months and Missy may grant your CLI wish.

Re: Discover Card Graduation

gdale6 — Sun, 19 Jan 2020 13:36:10 GMT

Grats on your graduation and CLI. Welcome to myFico

Re: Discover Card Graduation

Anonymous — Mon, 20 Jan 2020 04:30:05 GMT

🙂 Congrats in your 🎓.. You need to wait at least six months before requesting a CLI. if you do it now you will get a letter in the mail stating insufficient experience with Credit limit. i made the mistake of always paying my card balance in full prior to the reporting to the bureau date which was a mistake. Paying it off to a 0 balance, even though it may same great it’s not. it makes it appear as if your not using your card which delayed my CLI ... it’s ok for a balance to be reported just make sure your Utilization ratio stays low .. good luck

Re: Discover Card Graduation

Meanmchine — Mon, 20 Jan 2020 04:52:42 GMT

Congrats !