topic Re: Chase cli recon approved in Credit Card Approvals

Chase cli recon approved

RebelSon — Thu, 23 Jan 2020 23:17:33 GMT

Started with a $1000 credit line August 2019. Requested a credit line increase December 2019. Denied for excessive new accounts and credit inquiries. They pulled Equifax with a credit score of 649. Opened about 12 new accounts in the last 12 months including three installment loans of which two are on auto loans with about 50 inquiries LOL. Called for a reconsideration Lending services as to why I wanted a bigger credit like I said to match my other credit limits asked me a bunch of questions Including how much I wanted. Put me on hold for 15 minutes came back with the approval of the full amount that I requested $6000. I should have asked for more.
Did not even pull a new report, he used the same report back in December....
4/24??

I did use the card heavily about $10,000
Paid 4+ times per month, maybe that played a factor

Re: Chase cli recon approved

AllZero — Thu, 23 Jan 2020 23:17:18 GMT

Congratulations on your CLI!

Re: Chase cli recon approved

Anonymous — Thu, 23 Jan 2020 23:34:03 GMT

Wow, that is cool... CONGRATS!

I haven't even attempted a CLI from Chase. I thought it was almost always a HP, and all to often NO!

@RebelSon wrote:
Started with a $1000 credit line August 2019. Requested a credit line increase December 2019. Denied for excessive new accounts and credit inquiries. They pulled Equifax with a credit score of 649. Opened about 12 new accounts in the last 12 months including three installment loans of which two are on auto loans with about 50 inquiries LOL. Called for a reconsideration Lending services as to why I wanted a bigger credit like I said to match my other credit limits asked me a bunch of questions Including how much I wanted. Put me on hold for 15 minutes came back with the approval of the full amount that I requested $6000. I should have asked for more.
Did not even pull a new report, he used the same report back in December....
4/24??

I did use the card heavily about $10,000
Paid 4+ times per month, maybe that played a factor

Re: Chase cli recon approved

Traveler101 — Fri, 24 Jan 2020 01:15:03 GMT

Congrats!

Re: Chase cli recon approved

Anonymous — Fri, 24 Jan 2020 02:19:13 GMT

Congrats on your CLI.

Re: Chase cli recon approved

Meanmchine — Fri, 24 Jan 2020 02:29:02 GMT

@RebelSon wrote:

I did use the card heavily about $10,000
Paid 4+ times per month, maybe that played a factor

Didnt hurt

Congrats !

Re: Chase cli recon approved

Jccflat — Fri, 24 Jan 2020 02:37:43 GMT

Congrats

did they pull 2 reports ?

Re: Chase cli recon approved

Medic981 — Fri, 24 Jan 2020 03:05:17 GMT

Congrats!

Re: Chase cli recon approved

Openwater — Fri, 24 Jan 2020 04:53:55 GMT

Recon stories are the best. They show faith in the establishments, LOL. Cheers! Congrats!

Re: Chase cli recon approved

mikesonthemend — Fri, 24 Jan 2020 04:57:13 GMT

@Openwater wrote:
Recon stories are the best. They show faith in the establishments, LOL. Cheers! Congrats!

That is what it has come to.

Re: Chase cli recon approved

M_Smart007 — Fri, 24 Jan 2020 06:02:25 GMT

Congrats!

Re: Chase cli recon approved

Drwaz99 — Fri, 24 Jan 2020 12:12:32 GMT

Persistence pays off! Congrats!

Re: Chase cli recon approved

AverageJoesCredit — Fri, 24 Jan 2020 13:10:37 GMT

Congrats, dont anger the beast

Re: Chase cli recon approved

coreyb80 — Fri, 24 Jan 2020 19:06:08 GMT

Congrats on the recon, good job!!

Re: Chase cli recon approved

Anonymous — Fri, 24 Jan 2020 20:47:52 GMT

Congratulations!