topic Re: US Bank Cash+ Approval in Credit Card Approvals

US Bank Cash+ Approval

jas312 — Sun, 08 Dec 2019 23:26:31 GMT

I had read of a lot of approvals for this card with $500 limits, so I was a little hesitant but figured the limit wouldn't be a big deal anyway since I just plan to use it for auto paying my cell phone and streaming service bills. The 5% is better than the 2% I'm currently getting for that stuff, plus it separates that spending out from a card I use for daily spending which helps me organize better.

Stats:

Approved for $9000 SL

Pulled Experian

FICO: Experian currently says 799

Inquiries: 6, but only 1 of those is in the past year. None in the past 6 months.

Current total credit: $80,500 across 6 cards. Highest limit on any single card is $34500 on an AmEx BCE.

Revolving Utilization: Consistently <3% across all cards, never more than 10% on a single card.

Annual Income: $82k

No previous history with US Bank.

I think I'll be happy with that card. I can easily hit the $150 bonus as well.

Re: US Bank Cash+ Approval

AllZero — Sat, 07 Dec 2019 20:00:25 GMT

Congratulations on your approval!

Re: US Bank Cash+ Approval

M_Smart007 — Sat, 07 Dec 2019 20:24:29 GMT

Nice Approval Congrats! .. I have mine set to auto pay my Direct TV and cell phone.

Make sure you select your % categories when you verify your new card.

Re: US Bank Cash+ Approval

kilroy8 — Sat, 07 Dec 2019 20:27:13 GMT

Very nice.

USocks Bank likes you!

Re: US Bank Cash+ Approval

jas312 — Sat, 07 Dec 2019 20:27:15 GMT

Will do, thanks! You have to re-select too periodically, right?

My plan is AT&T, Spectrum, Sling, Netflix, and Spotify.

Re: US Bank Cash+ Approval

M_Smart007 — Sat, 07 Dec 2019 20:31:14 GMT

@jas312 wrote:
Will do, thanks! You have to re-select too periodically, right?

My plan is AT&T, Spectrum, Sling, Netflix, and Spotify.

"My plan is AT&T, Spectrum, Sling, Netflix, and Spotify."

should be good on all those!

Yes select before next upcoming quarter. I think you can set reminder alert.

Re: US Bank Cash+ Approval

Rebuild2019 — Sat, 07 Dec 2019 20:34:52 GMT

Congratulations @jas312 on your approval. Very Nice SL.

Re: US Bank Cash+ Approval

Anonymous — Sat, 07 Dec 2019 21:02:14 GMT

Congrats on your approval and awesome SL!

Re: US Bank Cash+ Approval

Anonymous — Sat, 07 Dec 2019 21:31:03 GMT

@jas312 wrote:
... Approved for $9000 SL ...

Congrats! on the sweet approval and thank you for the extensive DPs -- yours is a very informative post.

Re: US Bank Cash+ Approval

Anonymous — Sat, 07 Dec 2019 23:11:20 GMT

Congrats on your approval and nice SL!!

Re: US Bank Cash+ Approval

Meanmchine — Sat, 07 Dec 2019 23:28:46 GMT

Congrats !

Re: US Bank Cash+ Approval

19eighty5 — Sun, 08 Dec 2019 07:12:23 GMT

Congratulations on your approval!

Re: US Bank Cash+ Approval

Gotham- — Sun, 08 Dec 2019 07:41:40 GMT

Congratulations on the Approval
🎈🎁☀️🦄🌈🥳🎉🎊💯🦇🦇🦇Attack
Approved with killer SL

Re: US Bank Cash+ Approval

nuohlac — Sun, 08 Dec 2019 23:47:29 GMT

Congratulations on your approval and nice SL!!! They say US Bank is on the conservative side so that is a great SL.

Re: US Bank Cash+ Approval

KELSTAR — Sun, 08 Dec 2019 21:38:20 GMT

Lovely starting line for that card IMO.

I started at $2,500.

Nice card for the bonus categories and congats!

Re: US Bank Cash+ Approval

jas312 — Sun, 08 Dec 2019 23:17:32 GMT

@nuohlac wrote:
Congratulations on your approval and nice SL!!! They US Bank is on the conservative side so that is a great SL.

That's what I read everywhere--guess I'm one of the outliars.

I got an Amazon Prime card about 9 months ago and that was an 11,500 SL so they're not far off from what Chase gave me.

Re: US Bank Cash+ Approval

gdale6 — Mon, 09 Dec 2019 00:54:08 GMT

Great card to have, congrats

Re: US Bank Cash+ Approval

Anonymous — Mon, 09 Dec 2019 02:03:00 GMT

Congrats on your Cash+ approval! I love mine!

Re: US Bank Cash+ Approval

Five6Two — Mon, 09 Dec 2019 09:12:09 GMT

Congrats! This is my next card after I slip under 5/24 and get my chase biz cards

Re: US Bank Cash+ Approval

calyx — Mon, 09 Dec 2019 16:52:08 GMT

Nice SL! Congrats on the approval.