topic Re: Capital One CLI surprised.. in Credit Card Approvals

Capital One CLI surprised..

Anonymous — Fri, 21 Feb 2020 02:18:09 GMT

After making my 6th concecutive payment on my Quicksilver card I was expecting a small CLI from $3,000 to $3,500. This was the amount the app said I'd receive if I was responsible with the card. To my surprise I was actually given a CLI to $6,000!! I'm pretty happy with this but I logged into the portal and requested another CLI to $15,000. I'm not holding my breath, but why the heck not try! : - )

Re: Capital One CLI surprised..

AllZero — Fri, 21 Feb 2020 02:19:51 GMT

Congratulations on your CLI!

Re: Capital One CLI surprised..

Ficoproblems247 — Fri, 21 Feb 2020 02:24:16 GMT

That's a pretty awesome surprise! Nice work!

Re: Capital One CLI surprised..

cr101 — Fri, 21 Feb 2020 02:31:25 GMT

that's AWESOME! congrats! i didn't know that they did credit steps on unsecured cards. pretty cool.

Re: Capital One CLI surprised..

Traveler101 — Fri, 21 Feb 2020 02:43:04 GMT

Congrats!

Re: Capital One CLI surprised..

Anonymous — Fri, 21 Feb 2020 02:59:38 GMT

Congrats on your Cap One QS CLI!

Re: Capital One CLI surprised..

Anonymous — Fri, 21 Feb 2020 03:19:23 GMT

@Anonymous wrote:
After making my 6th concecutive payment on my Quicksilver card I was expecting a small CLI from $3,000 to $3,500. This was the amount the app said I'd receive if I was responsible with the card. To my surprise I was actually given a CLI to $6,000!! I'm pretty happy with this but I logged into the portal and requested another CLI to $15,000. I'm not holding my breath, but why the heck not try! : - )

Congratulations! I been trying to get an increase with them no luck on my Cabelas and QS. Can you share you fico and how many inquires do you have? Reason they give me low fico and too many inquires in last 12 months.

Re: Capital One CLI surprised..

Anonymous — Fri, 21 Feb 2020 03:22:49 GMT

Congrats!

Re: Capital One CLI surprised..

soxfaininfl — Fri, 21 Feb 2020 03:24:56 GMT

Congratulations on your CLI!

Re: Capital One CLI surprised..

19eighty5 — Fri, 21 Feb 2020 03:29:38 GMT

Congratulations!

Re: Capital One CLI surprised..

NoMoreE46 — Fri, 21 Feb 2020 04:16:42 GMT

@Anonymous wrote:
After making my 6th concecutive payment on my Quicksilver card I was expecting a small CLI from $3,000 to $3,500. This was the amount the app said I'd receive if I was responsible with the card. To my surprise I was actually given a CLI to $6,000!! I'm pretty happy with this but I logged into the portal and requested another CLI to $15,000. I'm not holding my breath, but why the heck not try! : - )

Cheers on the first increase. You are likely going to be denied on your subsequent request due to that first increase that was granted. I believe C1 makes you wait a certain time period before it will reconsider the request.

Re: Capital One CLI surprised..

Anonymous — Fri, 21 Feb 2020 04:16:03 GMT

Wow, third Capital one CLI I heard on this forum today. Congrats! If you don't mind I am asking, did you PIF on your last payment or any balance left? $15,000 could be too much and they might ask you to call them or they call you. That happened to me once but in the end I am not getting any CLI. I think they called me first. That was the time I just got out from the service, working as a part-time at school and going to school as a full-time student using my GI-BILL. I guess they weren't impressed lol. I couldn't remember what was my exact Fico scores at the time. I think they were around 780s - low 800s. Maybe they loosening their leash a bit this month on their CLI?

Re: Capital One CLI surprised..

Anonymous — Fri, 21 Feb 2020 13:26:12 GMT

Congratulations on your CLI! 👍

Re: Capital One CLI surprised..

Mv350 — Fri, 21 Feb 2020 13:52:28 GMT

Congrats on the huge bump!

Re: Capital One CLI surprised..

M_Smart007 — Fri, 21 Feb 2020 15:13:57 GMT

Congrats!

Re: Capital One CLI surprised..

newfossil — Fri, 21 Feb 2020 15:16:21 GMT

congratulations!

Re: Capital One CLI surprised..

Anonymous — Fri, 21 Feb 2020 16:22:21 GMT

Congrats on the jump from 3k to 6k. im on same boat went from 3k to 5k after credit steps just yesterday, any luck with your request for 15k?

Re: Capital One CLI surprised..

Anonymous — Fri, 21 Feb 2020 16:25:13 GMT

Congrats on your CLI.

Re: Capital One CLI surprised..

Anonymous — Fri, 21 Feb 2020 16:31:24 GMT

nice! congrats on the auto cli!

Re: Capital One CLI surprised..

coreyb80 — Fri, 21 Feb 2020 16:39:30 GMT

Congrats on the CLI!