topic Re: WF SP CLI x 2 in Credit Card Approvals

WF SP CLI x 2

Anonymous — Mon, 26 Oct 2020 21:08:28 GMT

I was talking to a WF CSR about another matter and once that business was concluded she said, "Is there anything else I can help you with today, kind sir?" I answered, "Well, I'm a myFICOer, so ..."

She knew that meant time to read the disclaimer, get the income, housing and requested CL amount, and spin the WF Wheel of (small) Luv.

WF #1: CLI $800 -- 1000 to 1800.

WF #2: CLI $1900 -- 7500 to 9400.

A pretty meh outcome but better than a hard NO. I don't use the cards for much more than the phone bill -- the cell phone insurance is excellent. Last CLI was 13 months ago.

Fico scores are 750'ish.

UPDATED on 10/26/2020:

WF #1: CLI $500 to $2,300 CL;

WF #2: CLI $2400 to $11,800 CL.

Same SP process via phone call (very nice CSR). My FICO scores, income & housing expense are roughly the same. Note: I asked at 6 months but was denied.

Re: WF SP CLI x 2

Anonymous — Mon, 24 Feb 2020 18:17:01 GMT

Congrats on your CLI's.

Re: WF SP CLI x 2

FICOnoob2020 — Mon, 24 Feb 2020 18:18:32 GMT

Congrats!

Re: WF SP CLI x 2

NoMoreE46 — Mon, 24 Feb 2020 18:52:29 GMT

Thanks for sharing this. I may give it a spin myself. Cheers!

Re: WF SP CLI x 2

Anonymous — Mon, 24 Feb 2020 19:01:24 GMT

Congratulations on your CLI's! 👍

Re: WF SP CLI x 2

AllZero — Mon, 24 Feb 2020 19:07:07 GMT

Congratulations on your CLI x 2!

Re: WF SP CLI x 2

AverageJoesCredit — Mon, 24 Feb 2020 20:43:44 GMT

Kind Sir? Grats × 2 im stuck 4 life with my limits

Re: WF SP CLI x 2

Anonymous — Mon, 24 Feb 2020 20:48:19 GMT

@AverageJoesCredit wrote:
Kind Sir?

Poetic license. I'm glad it tickled somebody's fancy.

Re: WF SP CLI x 2

Traveler101 — Mon, 24 Feb 2020 21:21:35 GMT

Congrats!

Re: WF SP CLI x 2

M_Smart007 — Mon, 24 Feb 2020 21:45:29 GMT

Congrats!

Re: WF SP CLI x 2

Anonymous — Mon, 24 Feb 2020 23:22:49 GMT

Congrats on your Wells Fargo CLIs!

Re: WF SP CLI x 2

19eighty5 — Tue, 25 Feb 2020 03:03:04 GMT

Congratulations!

Re: WF SP CLI x 2

NoMoreE46 — Tue, 25 Feb 2020 18:58:54 GMT

@NoMoreE46 wrote:
Thanks for sharing this. I may give it a spin myself. Cheers!

Hey there James_A

Thanks for the share as I went for a CLI on my Propel. $10k to $16k! No HP thanks.

Re: WF SP CLI x 2

Anonymous — Tue, 25 Feb 2020 19:05:07 GMT

@NoMoreE46 wrote:
@NoMoreE46 wrote:
Thanks for sharing this. I may give it a spin myself. Cheers!
Hey there James_A

Thanks for the share as I went for a CLI on my Propel. $10k to $16k! No HP thanks.

Wow! They like you way more than me. Do you give them regular spend?

Re: WF SP CLI x 2

NoMoreE46 — Tue, 25 Feb 2020 19:57:23 GMT

I do about $500 to $1000/mo.

I recently paid off a car loan and have a checking account (for a SUB) with WF so maybe that helped.

766 FICO9

Re: WF SP CLI x 2

PullingMeSoftly — Tue, 25 Feb 2020 20:29:24 GMT

Congrats, nice $8500 bit of luv

Re: WF SP CLI x 2

AllZero — Tue, 25 Feb 2020 20:32:41 GMT

@NoMoreE46 wrote:
@NoMoreE46 wrote:
Thanks for sharing this. I may give it a spin myself. Cheers!
Hey there James_A

Thanks for the share as I went for a CLI on my Propel. $10k to $16k! No HP thanks.

Congratulations on your CLI!

Re: WF SP CLI x 2

Anonymous — Mon, 26 Oct 2020 21:09:40 GMT

Two more small SP CLIs gotten -- OP edited.

Re: WF SP CLI x 2

CreditMagic7 — Mon, 26 Oct 2020 21:34:24 GMT

The UPDATED ones look like a real champ lineup. Ya gotta admire SP's when it comes to those increases.

Congrats!

Re: WF SP CLI x 2

cashorcharge — Mon, 26 Oct 2020 23:33:00 GMT

Congratulations on your recent SP CLI love from Wells Fargo!