topic Re: Wells Fargo Propel Approval in Credit Card Approvals

Wells Fargo Propel Approval

Anonymous — Mon, 02 Mar 2020 19:58:52 GMT

Decided to apply for the Wells Fargo Propel as its categories greatly match up with my regular spend (especially gas and dining. To a lesser extent some travel as well). Got approved with a CL of $4000. It's my 4th card but also my lowest limit.

I'm definitely happy to be approved, but was hoping for a significantly higher CL than that as I'll put a lot of my general spend on this card. Anybody know how long I should wait to ask for a CLI or just wait for an auto?

I'm also not sure why my limits seem to be low based on my credit score and income. Could it be due to a large amount of student loans (over 70k)?

Other cards:

Chase Freedom CL $7000

Chase Amazon CL $9100

Discover It CL $6500

Experian: 809

Income: $180k

Re: Wells Fargo Propel Approval

M_Smart007 — Mon, 02 Mar 2020 20:00:03 GMT

Congratulations!

Re: Wells Fargo Propel Approval

coreyb80 — Mon, 02 Mar 2020 20:01:37 GMT

Congrats on the approval!!

Re: Wells Fargo Propel Approval

blindambition — Mon, 02 Mar 2020 20:07:59 GMT

Congrats on the approval. You said it fits into your spend. If you show it love, it will grow. 🥳

Re: Wells Fargo Propel Approval

M_Smart007 — Mon, 02 Mar 2020 20:14:00 GMT

@Anonymous, Give it 6 months of use, and if you do not get an auto CLI?,

call WF on the phone and see if they can do a soft pull CLI.

Re: Wells Fargo Propel Approval

5KRunner — Mon, 02 Mar 2020 21:37:59 GMT

Congrats! I have a ton of cards and this is one that always holds a place in my wallet. Make sure you earn that sweet $200 SUB!

Re: Wells Fargo Propel Approval

Anonymous — Mon, 02 Mar 2020 21:38:48 GMT

Congratulations on your approval! 👍

Re: Wells Fargo Propel Approval

AllZero — Mon, 02 Mar 2020 22:00:04 GMT

Congratulations on your approval!

Re: Wells Fargo Propel Approval

Anonymous — Mon, 02 Mar 2020 22:16:40 GMT

Congrats on your approval.

Re: Wells Fargo Propel Approval

Traveler101 — Tue, 03 Mar 2020 00:15:51 GMT

Congrats!

Re: Wells Fargo Propel Approval

rafy023 — Fri, 06 Mar 2020 03:44:36 GMT

Congrats on your approval!

How deep is your credit history? How old is your oldest account? Do you have any derogatories? Those may play a role in the limits you've received but either way, use the card like you planned to since it fits into your spending and they'll increase that limit for you.

Re: Wells Fargo Propel Approval

Meanmchine — Fri, 06 Mar 2020 04:55:09 GMT

Congrats on your WF Propel card

Re: Wells Fargo Propel Approval

Anonymous — Fri, 06 Mar 2020 04:59:17 GMT

Nice Job - Congrats!

Re: Wells Fargo Propel Approval

NoMoreE46 — Sun, 08 Mar 2020 14:16:29 GMT

Very nice. Auto CLIs do happen but are not common. I got this card August 2018 and was auto granted $500 June 2019 on my $9,500 limit with ~ 8% - 12% util. Rep will ask you for the increase amount. Request will be a SP, but they will ask if they need to go with a HP. Called in February this year and got the $6,000 I had requested (SP.) FWIW, I did have an auto loan (paid) and have a DD to a WF checking account.

PS, navigation in their app isn't the bestest.

@Anonymous wrote:
Decided to apply for the Wells Fargo Propel as its categories greatly match up with my regular spend (especially gas and dining. To a lesser extent some travel as well). Got approved with a CL of $4000. It's my 4th card but also my lowest limit.

I'm definitely happy to be approved, but was hoping for a significantly higher CL than that as I'll put a lot of my general spend on this card. Anybody know how long I should wait to ask for a CLI or just wait for an auto?

I'm also not sure why my limits seem to be low based on my credit score and income. Could it be due to a large amount of student loans (over 70k)?

Other cards:
Chase Freedom CL $7000
Chase Amazon CL $9100
Discover It CL $6500

Experian: 809
Income: $180k

Re: Wells Fargo Propel Approval

Dreams_Come_True — Sun, 08 Mar 2020 21:32:44 GMT

Congrats on your approval!

Re: Wells Fargo Propel Approval

Anonymous — Wed, 19 Aug 2020 04:26:33 GMT

great news on your approval!