topic Minor credit spree thanks to advice found here. in Credit Card Approvals

Minor credit spree thanks to advice found here.

Anonymous — Mon, 16 Mar 2020 02:05:08 GMT

First post here, but just wanted to post and thank this site for the follow credit successes I've had this and last month.

Small background info:

Started 2020 with 90% utilization across 4 credit cards.

- QS1 $500 CL (increased to $1000 last week SP)

- Cap1 Secured $500 CL

- Cap1 Buypower $1250 CL

- Discover IT $2000 CL (Increased to $4000 last week SP)

Was tired of paying interest and all my payments going towards it so sold a bunch of things on EBay and used the money to pay them down to around 10% utilization.

Experian went from 640 to 728

Transunion went from 650 to 731

Equifax went from 660 to 735

1. February 26: Applied for Amazon Prime Visa instant approval $5,000. When card arrived I had $8,800 available credit

2. February 27: Applied for Ducks Unlimited card instant approval $3,800

3. March 15: Applied for Wells Fargo Propel instant approval $11,000.

Will garden for a year minimum now. After stalking these forums I was inspired to pay down my debt and open better credit cards. While it will be tempting I've been really careful about using my new and old cards and will use my cards with more care. I'll be closing my older ones that have no ability to grow. Thanks guys and gals!

Re: Minor credit spree thanks to advice found here.

M_Smart007 — Mon, 16 Mar 2020 01:52:42 GMT

Welcome To myFICO Forums and

Re: Minor credit spree thanks to advice found here.

AllZero — Mon, 16 Mar 2020 01:52:10 GMT

Congratulations on your approvals!

Re: Minor credit spree thanks to advice found here.

AllZero — Mon, 16 Mar 2020 01:53:34 GMT

Capital One check for upgrade link

Re: Minor credit spree thanks to advice found here.

blindambition — Mon, 16 Mar 2020 01:59:24 GMT

@Anonymous wrote:
First post here, but just wanted to post and thank this site for the follow credit successes I've had this month.

Small background info:

Started 2020 with 90% utilization across 4 credit cards.
- QS1 $500 CL (increased to $1000 last week SP)
- Cap1 Secured $500 CL
- Cap1 Buypower $1250 CL
- Discover IT $2000 CL (Increased to $4000 last week SP)

Was tired of paying interest and all my payments going towards it so sold a bunch of things on EBay and used the money to pay them down.

Experian went from 640 to 728
Transunion went from 650 to 731
Equifax went from 660 to 735

1. February 26: Applied for Amazon Prime Visa instant approval $5,000. When card arrived I had $8,800 available credit

2. February 27: Applied for Ducks Unlimited card instant approval $3,800

3. March 15: Applied for Wells Fargo Propel instant approval $11,000.

Will garden for a year minimum now. After stalking these forums I was inspired to pay down my debt and open better credit cards. While it will be tempting I've been really careful about using my new and old cards and will use my cards with more care. I'll be closing my older ones that have no ability to grow. Thanks guys and gals!

Congrats on your approvals. Also the hard work of getting utilization down. Continued success on your credit journey.

Re: Minor credit spree thanks to advice found here.

mikesonthemend — Mon, 16 Mar 2020 02:01:37 GMT

@Anonymous wrote:
First post here, but just wanted to post and thank this site for the follow credit successes I've had this month.

Small background info:

Started 2020 with 90% utilization across 4 credit cards.
- QS1 $500 CL (increased to $1000 last week SP)
- Cap1 Secured $500 CL
- Cap1 Buypower $1250 CL
- Discover IT $2000 CL (Increased to $4000 last week SP)

Was tired of paying interest and all my payments going towards it so sold a bunch of things on EBay and used the money to pay them down.

Experian went from 640 to 728
Transunion went from 650 to 731
Equifax went from 660 to 735

1. February 26: Applied for Amazon Prime Visa instant approval $5,000. When card arrived I had $8,800 available credit

2. February 27: Applied for Ducks Unlimited card instant approval $3,800

3. March 15: Applied for Wells Fargo Propel instant approval $11,000.

Will garden for a year minimum now. After stalking these forums I was inspired to pay down my debt and open better credit cards. While it will be tempting I've been really careful about using my new and old cards and will use my cards with more care. I'll be closing my older ones that have no ability to grow. Thanks guys and gals!

Well that is just awesome! Congratulations!

Re: Minor credit spree thanks to advice found here.

Marz2002 — Mon, 16 Mar 2020 02:09:48 GMT

What an AMAZING story - CONGRATS @Lrivera12554 on your INCREDIBLE approvals, CLIs and Welcome to the FORUMS!

Re: Minor credit spree thanks to advice found here.

19eighty5 — Mon, 16 Mar 2020 02:34:33 GMT

Congratulations on your approvals!

Re: Minor credit spree thanks to advice found here.

JoeLuvsHisCredit — Mon, 16 Mar 2020 03:18:07 GMT

Re: Minor credit spree thanks to advice found here.

Openwater — Mon, 16 Mar 2020 04:02:05 GMT

Congrats on a solid spree! Cheers!

Re: Minor credit spree thanks to advice found here.

Anonymous — Mon, 16 Mar 2020 06:01:55 GMT

Very nice approval spree

Re: Minor credit spree thanks to advice found here.

Mv350 — Mon, 16 Mar 2020 07:37:20 GMT

Woah! Nice approvals!

Re: Minor credit spree thanks to advice found here.

Traveler101 — Mon, 16 Mar 2020 11:08:21 GMT

Congrats!

Re: Minor credit spree thanks to advice found here.

Anonymous — Mon, 16 Mar 2020 12:32:45 GMT

Congratulations on your approvals! 👍

Re: Minor credit spree thanks to advice found here.

newfossil — Mon, 16 Mar 2020 12:50:01 GMT

Congratulations!

Re: Minor credit spree thanks to advice found here.

coreyb80 — Mon, 16 Mar 2020 13:12:43 GMT

Congrats on the approvals!!

Re: Minor credit spree thanks to advice found here.

Anonymous — Mon, 16 Mar 2020 14:18:00 GMT

@Anonymous wrote:
First post here ...

That first one was great -- truly informative. Thank you. Wow!

Congrats! on your successes.

Re: Minor credit spree thanks to advice found here.

seattletravels — Mon, 16 Mar 2020 15:02:14 GMT

Congrats on your approvals, but more importantly on your rebuild!