topic Re: Delta Platinum - Amex still has me on a leash in Credit Card Approvals

Delta Platinum - Amex still has me on a leash

Anonymous — Tue, 17 Mar 2020 17:04:35 GMT

$2k approval

EX 769 (SP so far)

3% overall util

~$102k income

3 inq

No lates or negs

Considering they've only ever given me 2x cli on my BCE, I figure I'll just go for the 3x on the Delta after 61 days with the SUB spend I'll be putting on it. Would be eligible for a 3x attempt on the BCE next week on 3/23 but not feeling a whole lot of confidence in it.

Re: Delta Platinum - Amex still has me on a leash

Anonymous — Tue, 17 Mar 2020 17:14:30 GMT

Congrats on your approval

Re: Delta Platinum - Amex still has me on a leash

JoeLuvsHisCredit — Tue, 17 Mar 2020 17:48:00 GMT

Re: Delta Platinum - Amex still has me on a leash

AllZero — Tue, 17 Mar 2020 17:49:53 GMT

Congratulations on your approval!

Re: Delta Platinum - Amex still has me on a leash

blindambition — Tue, 17 Mar 2020 18:23:43 GMT

Congrats on the approval!

Re: Delta Platinum - Amex still has me on a leash

AverageJoesCredit — Tue, 17 Mar 2020 18:45:08 GMT

In todays credit environment, an approval is 3x better than a denial Congrats

Re: Delta Platinum - Amex still has me on a leash

M_Smart007 — Tue, 17 Mar 2020 18:56:16 GMT

Congrats!

Re: Delta Platinum - Amex still has me on a leash

Anonymous — Tue, 17 Mar 2020 18:57:59 GMT

@AverageJoesCredit wrote:
In todays credit environment, an approval is 3x better than a denial Congrats

Thanks AJC! That's a good way to put a positive spin on it.

Re: Delta Platinum - Amex still has me on a leash

Meanmchine — Tue, 17 Mar 2020 23:45:30 GMT

As long as Amex is saying yes, thats all that matters

Congrats

Re: Delta Platinum - Amex still has me on a leash

Traveler101 — Wed, 18 Mar 2020 01:00:48 GMT

Congrats!

Re: Delta Platinum - Amex still has me on a leash

Anonymous — Wed, 18 Mar 2020 14:13:00 GMT

Congratulations on your approval! 👍

Re: Delta Platinum - Amex still has me on a leash

AverageJoesCredit — Wed, 18 Mar 2020 14:21:51 GMT

@Anonymous wrote:
@AverageJoesCredit wrote:
In todays credit environment, an approval is 3x better than a denial Congrats
Thanks AJC! That's a good way to put a positive spin on it.

No problem for longest time Amex wouldnt give me another increase on any card but in Jan i was finally approved for a 3x on my 1k Bonvoy. Sometimes if ones debt is high or too much exposure in comparison to ones income with same lender can have effects. My biggest fear is losing all ive achieved to job loss, upcoming, so sometimes enjoy even the little victories such as any approval as a small limit can grow whereas a huge limit can fall or rise. Stay safe and clean

Re: Delta Platinum - Amex still has me on a leash

Cred4All — Wed, 18 Mar 2020 15:11:26 GMT

Congrats on the new addition!

Re: Delta Platinum - Amex still has me on a leash

Anonymous — Wed, 18 Mar 2020 15:42:02 GMT

@AverageJoesCredit wrote:
@Anonymous wrote:
@AverageJoesCredit wrote:
In todays credit environment, an approval is 3x better than a denial Congrats
Thanks AJC! That's a good way to put a positive spin on it.
No problem for longest time Amex wouldnt give me another increase on any card but in Jan i was finally approved for a 3x on my 1k Bonvoy. Sometimes if ones debt is high or too much exposure in comparison to ones income with same lender can have effects. My biggest fear is losing all ive achieved to job loss, upcoming, so sometimes enjoy even the little victories such as any approval as a small limit can grow whereas a huge limit can fall or rise. Stay safe and clean

I can understand Amex being cautious at the moment with everything going on. Not much exposure with them at the moment relative to my income; in addition to the Delta there's only the BCE which is currently at 0 after being PIF and a small loan to add some variety.

I'm fortunate that I don't have to worry about my job, it's not going anywhere, but Amex doesn't know that. Along those same lines though, it's something that absolutely cannot be done from home, so I head out every day. Regardless of natural disaster, virus, quarantine, massive blackout, lockdown or whatever the situation may be, now or at any other time, I have to go in. "Social distancing" isn't exactly an option either, but we do our best, so I appreciate your thoughts! Be safe and good health to you as well.

Re: Delta Platinum - Amex still has me on a leash

coreyb80 — Wed, 18 Mar 2020 15:57:37 GMT

Congrats on the approval!!

Re: Delta Platinum - Amex still has me on a leash

Anonymous — Wed, 18 Mar 2020 19:26:46 GMT

Congratulations!

Re: Delta Platinum - Amex still has me on a leash

nuohlac — Thu, 19 Mar 2020 02:58:17 GMT

Congrats!!! Anything is better than a denial.