topic Re: Rural Harvest Visa Siggy (Redstone FCU) Instant Online Approval! in Credit Card Approvals

Rural Harvest Visa Siggy (Redstone FCU) Instant Online Approval!

snickerpedia — Wed, 18 Mar 2020 17:49:43 GMT

After reading some of the heavy hitters approvals for this card - I decided one more Experian INQ is not going to kill me

Filled out online app (picked my nearest store which is actually out of state). They enroll you in complementary 1 year AUSA membership (to qualify you for RFCU membership)and also provide the 5 dollars into your savings account this way!!

Pressed Submit

Answered some identity questions in Docusign

Approved for 8k. I probably should have waited a bit as that is my 8 inquiry in less than six months and around 9 to 11 accounts in last six months but my EX fico 9 is still hovering around 770 so I gave it a go!!

Such an easy process with this credit card/union. I can't wait to get my membership number to set up online banking. For those that have this card, will it come via email or do I have to wait for virus snail mail?? And also for the guinea pigs before me thank you for your great data points and experiences!! Also curious if anyone has obtained a second card with Redstone?? Or LOC

Re: Rural Harvest Visa Siggy (Redstone FCU) Instant Online Approval!

AllZero — Wed, 18 Mar 2020 17:48:00 GMT

Congratulations on your approval!

Re: Rural Harvest Visa Siggy (Redstone FCU) Instant Online Approval!

Anonymous — Wed, 18 Mar 2020 18:03:47 GMT

Congrats on your approval!

Re: Rural Harvest Visa Siggy (Redstone FCU) Instant Online Approval!

BigBS — Wed, 18 Mar 2020 18:20:16 GMT

Congrats on the approval! You can get your account info if you call and answer a few security questions. Pretty simple really.

Re: Rural Harvest Visa Siggy (Redstone FCU) Instant Online Approval!

Gmood1 — Wed, 18 Mar 2020 18:26:46 GMT

Congratulations!!!

I have only one card. I may try for the Line of Credit within a year.

So far, not a bad CU at all. Very easy to get credit with. They also provide pre-approvals after a couple of months of membership.

Enjoy the new CC!!

Re: Rural Harvest Visa Siggy (Redstone FCU) Instant Online Approval!

snickerpedia — Wed, 18 Mar 2020 18:48:40 GMT

@gmood - Thank you - have you already received pre approvals???

Re: Rural Harvest Visa Siggy (Redstone FCU) Instant Online Approval!

Gmood1 — Wed, 18 Mar 2020 18:51:45 GMT

Yup I sure have. See here https://ficoforums.myfico.com/t5/Personal-Finance/savings-account-similar-to-DCU/m-p/5952300#M175086

Re: Rural Harvest Visa Siggy (Redstone FCU) Instant Online Approval!

snickerpedia — Wed, 18 Mar 2020 19:04:03 GMT

Wow gmood - that is awesome - now I am even more excited about my approval. hopefully something will show up for my eventually unlike my DCU hehe. Wonder how long it will take before they pre approve you for a second card too!!

Re: Rural Harvest Visa Siggy (Redstone FCU) Instant Online Approval!

Marz2002 — Wed, 18 Mar 2020 19:08:38 GMT

CONGRATS @snickerpedia on your Rural Harvest VS approval and Thanks for the DPs!

Re: Rural Harvest Visa Siggy (Redstone FCU) Instant Online Approval!

Gmood1 — Wed, 18 Mar 2020 19:09:01 GMT

Average credit score in Alabama is around a 660.

I'd imagine folks in the 700 to 800s pretty much get what they want.

It probably won't take long to get another one. Maybe 90 to 180 days I'm guessing.

Re: Rural Harvest Visa Siggy (Redstone FCU) Instant Online Approval!

Anonymous — Wed, 18 Mar 2020 19:13:56 GMT

Congratulations on your approval!

Re: Rural Harvest Visa Siggy (Redstone FCU) Instant Online Approval!

Anonymous — Wed, 18 Mar 2020 19:18:15 GMT

@snickerpedia I was so tempted after I saw your post, I decided to go for it. My file is super thin (as in PAPER thin- seven months) and EXP is my lowest Fico 9 at 703. Filled it out, uploaded my license, answered some security questions, signed twice on Docusign, instantly approved $6K with 1 year AUSA membership included.

Additional DP's:

Live on west coast, picked a Florida store near where my family lives.

Credit One Visa $300 (7 months)

Discover Unsecured 03/20 $2K (7 months)

Cap One QS $2K (3 months)

Best Buy Visa $2K (3 months)

NFCU CR $10K (2 months- not reporting yet)

SELF Lender Loan $500 (7 months)

Inquiries: EQ- 9 TU-7 EX-10

Thanks for all the info @snickerpedia , really appreciate it!!

Re: Rural Harvest Visa Siggy (Redstone FCU) Instant Online Approval!

AllZero — Wed, 18 Mar 2020 19:19:54 GMT

^ Congratulations on your approval!

Re: Rural Harvest Visa Siggy (Redstone FCU) Instant Online Approval!

Anonymous — Wed, 18 Mar 2020 19:21:25 GMT

Congratulations!

Re: Rural Harvest Visa Siggy (Redstone FCU) Instant Online Approval!

M_Smart007 — Wed, 18 Mar 2020 20:12:04 GMT

Congrats!..

Re: Rural Harvest Visa Siggy (Redstone FCU) Instant Online Approval!

M_Smart007 — Wed, 18 Mar 2020 20:13:16 GMT

@Anonymous wrote:
@snickerpedia I was so tempted after I saw your post, I decided to go for it. My file is super thin (as in PAPER thin- seven months) and EXP is my lowest Fico 9 at 703. Filled it out, uploaded my license, answered some security questions, signed twice on Docusign, instantly approved $6K with 1 year AUSA membership included.

Additional DP's:
Live on west coast, picked a Florida store near where my family lives.
Credit One Visa $300 (7 months)
Discover Unsecured 03/20 $2K (7 months)
Cap One QS $2K (3 months)
Best Buy Visa $2K (3 months)
NFCU CR $10K (2 months- not reporting yet)
SELF Lender Loan $500 (7 months)
Inquiries: EQ- 9 TU-7 EX-10

Thanks for all the info @snickerpedia , really appreciate it!!

@Anonymous Congratulations!

Re: Rural Harvest Visa Siggy (Redstone FCU) Instant Online Approval!

nuohlac — Wed, 18 Mar 2020 20:38:24 GMT

Congratulations on your approval!!!

Re: Rural Harvest Visa Siggy (Redstone FCU) Instant Online Approval!

nuohlac — Wed, 18 Mar 2020 20:41:24 GMT

@M_Smart007 wrote:
@Anonymous wrote:
@snickerpedia I was so tempted after I saw your post, I decided to go for it. My file is super thin (as in PAPER thin- seven months) and EXP is my lowest Fico 9 at 703. Filled it out, uploaded my license, answered some security questions, signed twice on Docusign, instantly approved $6K with 1 year AUSA membership included.

Additional DP's:
Live on west coast, picked a Florida store near where my family lives.
Credit One Visa $300 (7 months)
Discover Unsecured 03/20 $2K (7 months)
Cap One QS $2K (3 months)
Best Buy Visa $2K (3 months)
NFCU CR $10K (2 months- not reporting yet)
SELF Lender Loan $500 (7 months)
Inquiries: EQ- 9 TU-7 EX-10

Thanks for all the info @snickerpedia , really appreciate it!!
@Anonymous Congratulations!

@leilaniS Congrats!!!

Re: Rural Harvest Visa Siggy (Redstone FCU) Instant Online Approval!

Anonymous — Wed, 18 Mar 2020 20:51:31 GMT

Congratulations on your approval! 👍

Re: Rural Harvest Visa Siggy (Redstone FCU) Instant Online Approval!

Anonymous — Wed, 18 Mar 2020 20:52:34 GMT

Congratulations LeilaniS!