topic Re: Chase Freedom unlimited CLI in Credit Card Approvals

Chase Freedom unlimited CLI- Update Approved

Keatonsdaddy — Wed, 25 Mar 2020 19:28:21 GMT

I've had my FU for about a year now with the same $2,800 limit with no requests to increase it. I called in today and asked for a credit line increase of $2,200 to make it a even $5,000. The Rep advised there would be 3 options once he submits it, denial, approved or pending. I am still under the 5/24 rule, not sure if that still applies for a CLI. Have you been through this process and was you denied or did you get approved, my scores below are current and my overall UTL is at 3%.

Re: Chase Freedom unlimited CLI

mrfufoppss — Mon, 23 Mar 2020 22:15:43 GMT

was it a Hard Pull for your Increase?

Re: Chase Freedom unlimited CLI

Keatonsdaddy — Mon, 23 Mar 2020 22:28:24 GMT

Yes I forgot to mention that, it was a hardpull from TransUnion.

Re: Chase Freedom unlimited CLI

M_Smart007 — Mon, 23 Mar 2020 22:51:03 GMT

@Keatonsdaddy wrote:
I've had my FU for about a year now with the same $2,800 limit with no requests to increase it. I called in today and asked for a credit line increase of $2,200 to make it a even $5,000. The Rep advised there would be 3 options once he submits it, denial, approved or pending. I am still under the 5/24 rule, not sure if that still applies for a CLI. Have you been through this process and was you denied or did you get approved, my scores below are current and my overall UTL is at 3%.

Just as a DP. I was waayyyyy over 5/24 (more like LOL/24) and requested a CLI on one of My Chase cards. approved for $9K.

Re: Chase Freedom unlimited CLI

Remedios — Tue, 24 Mar 2020 02:21:27 GMT

@Keatonsdaddy was your request denied or is it under review?

The only reason I'm asking is typically those are instant decisions with them, though a review is possible

Re: Chase Freedom unlimited CLI

Keatonsdaddy — Tue, 24 Mar 2020 02:29:17 GMT

@Remedios wrote:
@Keatonsdaddy was your request denied or is it under review?
The only reason I'm asking is typically those are instant decisions with them, though a review is possible

It is pending, the rep said I would hear something about the decision in 10 days!

Re: Chase Freedom unlimited CLI

Remedios — Tue, 24 Mar 2020 02:31:41 GMT

Thanks.

Hopefully it's a yes and a lot sooner than 10 days!

Re: Chase Freedom unlimited CLI

Keatonsdaddy — Tue, 24 Mar 2020 02:32:56 GMT

@M_Smart007 wrote:
@Keatonsdaddy wrote:
I've had my FU for about a year now with the same $2,800 limit with no requests to increase it. I called in today and asked for a credit line increase of $2,200 to make it a even $5,000. The Rep advised there would be 3 options once he submits it, denial, approved or pending. I am still under the 5/24 rule, not sure if that still applies for a CLI. Have you been through this process and was you denied or did you get approved, my scores below are current and my overall UTL is at 3%.
Just as a DP. I was waayyyyy over 5/24 (more like LOL/24) and requested a CLI on one of My Chase cards. approved for $9K.

Was your request an instant approval?👀

Re: Chase Freedom unlimited CLI

M_Smart007 — Tue, 24 Mar 2020 04:01:47 GMT

@Keatonsdaddy wrote:
@M_Smart007 wrote:
@Keatonsdaddy wrote:
I've had my FU for about a year now with the same $2,800 limit with no requests to increase it. I called in today and asked for a credit line increase of $2,200 to make it a even $5,000. The Rep advised there would be 3 options once he submits it, denial, approved or pending. I am still under the 5/24 rule, not sure if that still applies for a CLI. Have you been through this process and was you denied or did you get approved, my scores below are current and my overall UTL is at 3%.
Just as a DP. I was waayyyyy over 5/24 (more like LOL/24) and requested a CLI on one of My Chase cards. approved for $9K.

Was your request an instant approval?👀

No, Manual review. A lady called and I had to answer some questions. Why was I asking for the increase?,

some Income questions. said I would hear back. logged on and seen the Increase.

Re: Chase Freedom unlimited CLI

Keatonsdaddy — Tue, 24 Mar 2020 21:58:13 GMT

They're really crossing their t's and dotting their i's, just got an alert they pulled Experian today hmm. I'll keep you all posted!

Re: Chase Freedom unlimited CLI

Anonymous — Tue, 24 Mar 2020 23:17:35 GMT

@M_Smart007 wrote:\

Just as a DP. I was waayyyyy over 5/24 (more like LOL/24) and requested a CLI on one of My Chase cards. approved for $9K.

Congrats! Smarty. Was the increase 9k or the new CL?

Re: Chase Freedom unlimited CLI

M_Smart007 — Wed, 25 Mar 2020 00:55:28 GMT

@Anonymous wrote:
@M_Smart007 wrote:\

Just as a DP. I was waayyyyy over 5/24 (more like LOL/24) and requested a CLI on one of My Chase cards. approved for $9K.
Congrats! Smarty. Was the increase 9k or the new CL?

@Anonymous Thanks! .. twas the increase

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Chase-Amazon-9000-00-CLI/m-p/5738392#M624911

Re-shuffled some CL and Currently carrying a 0% APR BT .....

Re: Chase Freedom unlimited CLI

Keatonsdaddy — Wed, 25 Mar 2020 14:14:03 GMT

Yay! Got a secure message through the app today that my CLI was approved! Not gonna lie, I was kind of nervous there for a bit lol.

Re: Chase Freedom unlimited CLI

Anonymous — Wed, 25 Mar 2020 19:11:36 GMT

congrats on getting the cli with your chase freedom!

thanks for the dp

Re: Chase Freedom unlimited CLI

coreyb80 — Wed, 25 Mar 2020 19:37:11 GMT

Congrats on the CLI!

Re: Chase Freedom unlimited CLI

AllZero — Wed, 25 Mar 2020 20:31:23 GMT

Congratulations on your CLI!

Re: Chase Freedom unlimited CLI

M_Smart007 — Thu, 26 Mar 2020 02:19:51 GMT

@Keatonsdaddy wrote:
Yay! Got a secure message through the app today that my CLI was approved! Not gonna lie, I was kind of nervous there for a bit lol.

Awesome!

Re: Chase Freedom unlimited CLI

seattletravels — Thu, 26 Mar 2020 02:24:30 GMT

@Keatonsdaddy wrote:
Yay! Got a secure message through the app today that my CLI was approved! Not gonna lie, I was kind of nervous there for a bit lol.

Congrats on your CLI approval!

Re: Chase Freedom unlimited CLI

Anonymous — Thu, 26 Mar 2020 02:37:13 GMT

@Keatonsdaddy wrote:
Yay! Got a secure message through the app today that my CLI was approved! Not gonna lie, I was kind of nervous there for a bit lol.

Congrats on your CLI!

Re: Chase Freedom unlimited CLI- Update Approved

mrfufoppss — Thu, 26 Mar 2020 18:12:56 GMT

today i went ahead and applied for a (Emergency) CLI i was approved after a Good talk with the loan officer..Dp

they pull Trans and Experian 25 inquirys on Trans and 20 Inquirys on Experian (lol i know)

i only asked for 2000.00 which brings me to 5000.00

Chase still be good to me