topic Re: PNC Cash Rewards $25k in Credit Card Approvals

PNC Cash Rewards $25k

rgate88 — Thu, 09 Apr 2020 13:30:00 GMT

For starters, PNC is my primary bank and has been for almost 7 years now.

I signed into my account to check on things and I saw I had a pre-selection for the Cash Rewards card. I planned to apply for this card at some point and since this popped up, I decided to take a harder look at it. After checking some stats, looking at my 5/24 status (7/24 before application, would not come out until April next year), I decided screw it let's go! Application process was painless, spun forever, and then...

I have their Core card, which is pretty much their intro card w/ a BT offer. Started at $1,500 ~ 2 years ago, just got up to $7,500 in 11/2019. This is way more than I was expecting. I know they can be conservative and I had 11 inquiries on my EX before this (Chase did a couple double pulls). Needless to say, I'll take this win. The year has been very successful so far

DP's

Scores - all ~750-755

Income - $97k

AAoA - 2.2 years

Inquiries - EX - 12 (including this)

Last cards - Chase Ink Cash (11/2019), Amazon Prime Business (11/2019), Chase Ink Preferred (2/2019)

5/24 status - Now at 8/24

Re: PNC Cash Rewards $25k

AllZero — Fri, 27 Mar 2020 17:10:09 GMT

Congratulations on your approval!

Re: PNC Cash Rewards $25k

Anonymous — Fri, 27 Mar 2020 17:29:48 GMT

Nice congrats on your approval!

Re: PNC Cash Rewards $25k

MyFault — Fri, 27 Mar 2020 17:45:18 GMT

Congrats!
I always liked PNC Bank where i lived previously, The banks down here are a joke comparatively, which is why i went with Navy Fed now.
But i've thought of switching my Marcus savings to PNC's high yield online only savings.

Re: PNC Cash Rewards $25k

rgate88 — Thu, 09 Apr 2020 13:28:40 GMT

@MyFault wrote:
Congrats!
I always liked PNC Bank where i lived previously, The banks down here are a joke comparatively, which is why i went with Navy Fed now.
But i've thought of switching my Marcus savings to PNC's high yield online only savings.

I was looking at switching over to US Bank because I wouldn't mind getting the Altitute Reserve, but given the current situation at hand, I think I'll just stick where I am and take what I can. I just got into Navy Fed so they will likely be my next credit card application.

Re: PNC Cash Rewards $25k

Anonymous — Fri, 27 Mar 2020 19:27:58 GMT

@rgate88 wrote:
... I signed into my account to check on things and I saw I had a pre-selection for the Cash Rewards card ...

Wow -- that's a great approval. Congrats!

Would you mind explaining a bit more about where the pre-selection is found?

Thanks for the DPs you included -- very helpful.

Re: PNC Cash Rewards $25k

rgate88 — Fri, 27 Mar 2020 19:50:35 GMT

@Anonymous wrote:
@rgate88 wrote:
... I signed into my account to check on things and I saw I had a pre-selection for the Cash Rewards card ...
Wow -- that's a great approval. Congrats!
Would you mind explaining a bit more about where the pre-selection is found?
Thanks for the DPs you included -- very helpful.

They have a pre-selection area but it's never really generated anything for me. Today when I signed in, they had a special box on my overview screen saying I had been pre-selected. Clicking on that took you to an overview of the card and then to the application process if you chose.

Re: PNC Cash Rewards $25k

M_Smart007 — Fri, 27 Mar 2020 19:51:34 GMT

Congrats!

Re: PNC Cash Rewards $25k

newfossil — Fri, 27 Mar 2020 19:53:09 GMT

Congratulations!

Re: PNC Cash Rewards $25k

MyFault — Fri, 27 Mar 2020 19:56:00 GMT

@rgate88 wrote:
I was looking at switching over to US Bank because I wouldn't mind getting the Altitute Reserve, but give the current situation at hand, I think I'll just stick where I am and take what I can. I just got into Navy Fed so they will likely be my next credit card application.

I don't have any Navy Fed CC's, as i don't have a use for them currently but i know they're great cards. I plan to go through Navy Fed for my next mortgage as well.

I've contemplated the Altitude Reserve, it seems to be a great card. At this time though the CSP/CSR transfer partners better suit my needs, so i'm sticking with Chase for UR points.

I am also lucky to earn additional FlexPerks Corporate points via my corporate USBank card. Free points! Just wish i had known it was an option 3 years ago. I could have taken a couple free vacations by now.

Re: PNC Cash Rewards $25k

rgate88 — Fri, 27 Mar 2020 20:03:09 GMT

@MyFault wrote:
@rgate88 wrote:
I was looking at switching over to US Bank because I wouldn't mind getting the Altitute Reserve, but give the current situation at hand, I think I'll just stick where I am and take what I can. I just got into Navy Fed so they will likely be my next credit card application.
I don't have any Navy Fed CC's, as i don't have a use for them currently but i know they're great cards. I plan to go through Navy Fed for my next mortgage as well.
I've contemplated the Altitude Reserve, it seems to be a great card. At this time though the CSP/CSR transfer partners better suit my needs, so i'm sticking with Chase for UR points.
I am also lucky to earn additional FlexPerks Corporate points via my corporate USBank card. Free points! Just wish i had known it was an option 3 years ago. I could have taken a couple free vacations by now.

I book travel for an organization that I volunteer for and get reimbursed for it so I do so on my CIP. I just got that in February and already hit the SUB. I have the WOH so I will be using those points very wisely. I'm not early in the game, but I'm very much SUB chasing at the moment. I need to let things breathe a bit before I go after US Bank as I know they tend to be very inquiry sensitive.

Re: PNC Cash Rewards $25k

Anonymous — Fri, 27 Mar 2020 23:39:46 GMT

Congratulations!!

Re: PNC Cash Rewards $25k

NoMoreE46 — Fri, 27 Mar 2020 23:44:18 GMT

Noice. I really want this card.

Re: PNC Cash Rewards $25k

Meanmchine — Fri, 27 Mar 2020 23:57:12 GMT

Great SL

Congrats !

Re: PNC Cash Rewards $25k

Anonymous — Sat, 28 Mar 2020 04:17:40 GMT

Congratulations on the approval!

Re: PNC Cash Rewards $25k

AnimatorProcrastinator — Sat, 28 Mar 2020 14:41:27 GMT

Congrats on the new PNC card and huge limit!

Re: PNC Cash Rewards $25k

rgate88 — Sat, 28 Mar 2020 15:01:03 GMT

@Meanmchine wrote:
Great SL
Congrats !

I was throughly surprised by this SL. Was not expecting it at all. I thought they were more conservative than this.

Re: PNC Cash Rewards $25k

rgate88 — Sat, 28 Mar 2020 15:01:37 GMT

@NoMoreE46 wrote:
Noice. I really want this card.

It was on my list of goal cards for the year, and the temptation was too much for me to wait!

Re: PNC Cash Rewards $25k

Anonymous — Sat, 28 Mar 2020 15:10:48 GMT

Congrats for the bbbbbiiiIIIIGGG SL!

Re: PNC Cash Rewards $25k

UH_HUH — Sat, 28 Mar 2020 15:52:57 GMT

Thank you for sharing your success..these stories

allways make me smile. Well deserved,

Enjoy it,

Cheers