topic Re: Navy Fed how soon to apply? in Credit Card Approvals

Navy Fed how soon to apply?

TheAuthorizedUser — Tue, 31 Mar 2020 12:06:34 GMT

So I was recently declined for their Flagship Rewards card last week. The reason was didn't qualify for the necessary credit limit for that card. Is there an order to getting their cards like starting with their lower tiered ones first? Also if that is the case how long should I wait to apply for the lower tiered ones?

Re: Navy Fed how soon to apply?

Brian_Earl_Spilner — Tue, 31 Mar 2020 13:22:13 GMT

There's no order. You just have to establish the relationship. Pick any other card and wait 91-181 days before trying again.

Re: Navy Fed how soon to apply?

AverageJoesCredit — Tue, 31 Mar 2020 14:55:07 GMT

You can apply again now for another card if you want, at cost of another hp. You didnt qualify for the FS doesnt mean you wont qualify for another card. Good luck if you choose to apply again.

Re: Navy Fed how soon to apply?

M_Smart007 — Tue, 31 Mar 2020 15:15:06 GMT

@TheAuthorizedUser wrote:
So I was recently declined for their Flagship Rewards card last week. The reason was didn't qualify for the necessary credit limit for that card. Is there an order to getting their cards like starting with their lower tiered ones first? Also if that is the case how long should I wait to apply for the lower tiered ones?

Sorry for your denial. The Flagship is almost always never the card to shoot first shot at.

Pick the Cash Rewards, More Rewards , Go Rewards or the Platinum.

You can re-apply anytime.

Good Luck!

Re: Navy Fed how soon to apply?

AllZero — Tue, 31 Mar 2020 15:33:49 GMT

Good luck on your application. May the odds be ever in your favor!

Re: Navy Fed how soon to apply?

TheAuthorizedUser — Tue, 31 Mar 2020 16:52:19 GMT

Applied for the cash rewards and got approved with a low $1,000 CL.. Still haven't seen any new hard pulls on my reports? Will update data points.

Re: Navy Fed how soon to apply?

AllZero — Tue, 31 Mar 2020 16:55:10 GMT

Congratulations on your approval!

Re: Navy Fed how soon to apply?

M_Smart007 — Tue, 31 Mar 2020 18:33:52 GMT

@TheAuthorizedUser wrote:
Applied for the cash rewards and got approved with a low $1,000 CL.. Still haven't seen any new hard pulls on my reports? Will update data points.

Congratulations! .. mark your calendar for 91/3 and then you will be eligible for 3x CLI and also a second card.

If @AllZero has not already beat me to it

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Navy-Federal-Thread-for-CLI-and-Additional-Cards/m-p/3419729#M15410

Re: Navy Fed how soon to apply?

Mr_Mojo_Risin — Tue, 31 Mar 2020 22:38:30 GMT

Congrats!!! From what I've read on here that card will get some hefty CLI's! 🤟

Re: Navy Fed how soon to apply?

newfossil — Tue, 31 Mar 2020 22:59:43 GMT

Congratulations!

Re: Navy Fed how soon to apply?

Anonymous — Wed, 01 Apr 2020 03:21:35 GMT

Congrats on the approval. When I joined back in Feb. the in-branch rep kept trying to push me to apply for products saying the hp was good for 30 days. That may be the reason you didn't get a second one.

Re: Navy Fed how soon to apply?

AverageJoesCredit — Wed, 01 Apr 2020 14:06:17 GMT

Big grats. There is no such thing as a low $1000 with Navy Federal 😋

Re: Navy Fed how soon to apply?

M_Smart007 — Wed, 01 Apr 2020 14:36:20 GMT

@AverageJoesCredit wrote:
Big grats. There is no such thing as a low $1000 with Navy Federal 😋

Only a Navy Baby Platinum

Re: Navy Fed how soon to apply?

Anonymous — Wed, 01 Apr 2020 17:42:35 GMT

Congratulations on your approval! 👍