topic Re: BoA Cash Rewards $12.2k CLI in Credit Card Approvals

BoA Cash Rewards $12.2k CLI

chckn_permission — Sat, 04 Apr 2020 19:55:53 GMT

I was only planning on going for a CLI on my BR Synchrony card today as October 2019 was my last CLI with them and I was denied both in Feb. 2020 and today for a CLI.

I planned on requesting a CLI next month for BoA, but that denial pushed me towards pulling the trigger on the luv button. Requested $25k and got an instant approval from $12,800!

Some data points:

BoA checking since 2014, Cash Rewards is only card with BoA at the moment
July 2018, SL: $1,500
June 2019 CLI: $1.5k --> $2.8k, requested $3.5k
9-11-2019 CLI: $2.8k --> $6.8k, requested $12k
12-26-2019 CLI: $6.8k --> $12.8k, requested $20k
4-4-2020 CLI: $12.8k --> $25k, requested 25k (left some on the table... oh well)

Couple other things that may also have been taken into consideration -- I've maintained an average balance of $9-10k in my checking account for a few months, and my monthly spend on the card has always ranged from $100 - $500 with almost always PIF. Hope this helps anyone else out there.

Re: BoA Cash Rewards $12.2k CLI

AllZero — Sat, 04 Apr 2020 19:58:35 GMT

Congratulations on your CLI!

Re: BoA Cash Rewards $12.2k CLI

newfossil — Sat, 04 Apr 2020 20:02:38 GMT

Congratulations!

Re: BoA Cash Rewards $12.2k CLI

Anonymous — Sat, 04 Apr 2020 20:07:12 GMT

Congrats on the CLI.

Re: BoA Cash Rewards $12.2k CLI

Anonymous — Sat, 04 Apr 2020 20:24:28 GMT

Congratulations on your CLI! 👍

Re: BoA Cash Rewards $12.2k CLI

MyFault — Sat, 04 Apr 2020 20:30:38 GMT

Congrats!
I've seriously considered going after a BofA CC, just to try and CLI up to the infamous $99k CL.

Re: BoA Cash Rewards $12.2k CLI

Anonymous — Sat, 04 Apr 2020 20:30:51 GMT

@chckn_permission wrote:
July 2018, SL: $1,500
June 2019 CLI: $1.5k --> $2.8k, requested $3.5k
9-11-2019 CLI: $2.8k --> $6.8k, requested $12k
12-26-2019 CLI: $6.8k --> $12.8k, requested $20k
4-4-2020 CLI: $12.8k --> $25k, requested 25k (left some on the table... oh well)

That's some real nice growth -- Congrats! Thanks for drawing us a map.

Re: BoA Cash Rewards $12.2k CLI

Anonymous — Sat, 04 Apr 2020 20:33:26 GMT

Look at that growth. Congratulations.

Re: BoA Cash Rewards $12.2k CLI

M_Smart007 — Sat, 04 Apr 2020 20:57:19 GMT

Congratulations on your approval!

Re: BoA Cash Rewards $12.2k CLI

nuohlac — Sat, 04 Apr 2020 21:14:54 GMT

Congratulations on your CLI!!!

Re: BoA Cash Rewards $12.2k CLI

19eighty5 — Sun, 05 Apr 2020 20:50:52 GMT

Congratulations!