topic Re: PFed & Citi Costco (w BK13) in Credit Card Approvals

PFed & Citi Costco (w BK13)

Anonymous — Sun, 05 Apr 2020 03:40:06 GMT

About 3 days ago (I think) someone posted approval for the CCosto Anywhere. I debated for a whole 15 minutes and then I pulled the trigger...

Baaam! 9K approval...DP's= Ex-721, 13% Util, AAoA 5.3,CH13 (6.5 years ago, Very close for EE - I can almost taste it!)

BTW - Thanks to the OP who told us about Citi - Good call!

Rewind back to Monday, I joint PenFed..did the $5, I applied for their Gold Card......They pulled (like usual & just like you all predicted)

EQ-752, 13% Util, AAoA 5 .....Approved for ......1K (What???) I was surprised but not really given they iffyness feedback on F'ers postings.

They said due to BK13 & balance carrying on cards (mind you I'm carrying about 1 to 2% on about 3 cards)

I talked to CS, they said to send email and ask for a Recon. I did on Tuesday - They responded Friday and said NG. Again BK.

It's interesting how one Lender will provide plenty of opportunity and another one will wear PeeWee Herman tight pants!

Re: PFed & Citi Costco (w BK13)

AllZero — Sun, 05 Apr 2020 03:40:44 GMT

Congratulations on your approvals!

Re: PFed & Citi Costco (w BK13)

Anonymous — Sun, 05 Apr 2020 03:44:31 GMT

@AllZero -Thanks.....

sorry for all the mispelling!..I always catch them after I posted them (ha-ha)

Re: PFed & Citi Costco (w BK13)

Anonymous — Sun, 05 Apr 2020 03:50:48 GMT

@Anonymous wrote:
... approval for the CCosto Anywhere. 9K approval
... PenFed ... Approved for 1K

Congrats! on the nice Citi approval & Penfed ... well ... at least you're in with them. Look at the bright side, now it's just a matter of time until you get some of those famous "Penfed Offers"

Re: PFed & Citi Costco (w BK13)

Anonymous — Sun, 05 Apr 2020 03:56:39 GMT

@James_A - Agreed, looking forward to it.

Thanks

Re: PFed & Citi Costco (w BK13)

Anonymous — Sun, 05 Apr 2020 03:56:53 GMT

Congrats on your approvals! Sorry about PenFed but at least it wasn’t a denial like so many of us got 😂

Re: PFed & Citi Costco (w BK13)

Anonymous — Sun, 05 Apr 2020 03:57:22 GMT

@Anonymous wrote:
@Anonymous wrote:
... approval for the CCosto Anywhere. 9K approval
... PenFed ... Approved for 1K
Congrats! on the nice Citi approval & Penfed ... well ... at least you're in with them. Look at the bright side, now it's just a matter of time until you get some of those famous "Penfed Offers"

What offers? OP joined dirty. PenFed is infamous for not giving those to people who join dirty for a LONG time.

Re: PFed & Citi Costco (w BK13)

Anonymous — Sun, 05 Apr 2020 04:00:08 GMT

@Anonymous wrote:
@ a matter of time until you get some of those famous "Penfed Offers"
What offers? OP joined dirty. PenFed is infamous for not giving those to people who join dirty for a LONG time.

Oh Great - Now you Tell me, Gonna place that CC on the SD!

Re: PFed & Citi Costco (w BK13)

Anonymous — Sun, 05 Apr 2020 04:02:56 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
... approval for the CCosto Anywhere. 9K approval
... PenFed ... Approved for 1K
Congrats! on the nice Citi approval & Penfed ... well ... at least you're in with them. Look at the bright side, now it's just a matter of time until you get some of those famous "Penfed Offers"
What offers? OP joined dirty. PenFed is infamous for not giving those to people who join dirty for a LONG time.

Wouldn't a "LONG time" fall under the category "matter of time"?

Re: PFed & Citi Costco (w BK13)

Anonymous — Sun, 05 Apr 2020 04:18:33 GMT

@Anonymous wrote:
@Anonymous wrote:
.. PenFed ... Approved for 1K
Congrats! on the nice Citi approval & Penfed ... well ... at least you're in with them. Look at the bright side, now it's just a matter of time until you get some of those famous "Penfed Offers"
What offers? OP joined dirty. PenFed is infamous for not giving those to people who join dirty for a LONG time.
Wouldn't a "LONG time" fall under the category "matter of time"?

Whether is secluded for a "Long Time" or Isolated in "Dark Matter".......I feel Dirty

Re: PFed & Citi Costco (w BK13)

Anonymous — Sun, 05 Apr 2020 04:46:49 GMT

Congrats!

Re: PFed & Citi Costco (w BK13)

nuohlac — Sun, 05 Apr 2020 04:54:25 GMT

Congratulations on your approvals!!!

Re: PFed & Citi Costco (w BK13)

Anonymous — Sun, 05 Apr 2020 05:09:30 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
... approval for the CCosto Anywhere. 9K approval
... PenFed ... Approved for 1K
Congrats! on the nice Citi approval & Penfed ... well ... at least you're in with them. Look at the bright side, now it's just a matter of time until you get some of those famous "Penfed Offers"
What offers? OP joined dirty. PenFed is infamous for not giving those to people who join dirty for a LONG time.
Wouldn't a "LONG time" fall under the category "matter of time"?

Not always. Some people never get offers from them, others wait 3+ years. With how fast things change among MFers, it might as well be a lifetime since we all move on to other cards by then.

Re: PFed & Citi Costco (w BK13)

PutThatMoneyOnTheTable — Sun, 05 Apr 2020 05:11:55 GMT

Re: PFed & Citi Costco (w BK13)

M_Smart007 — Sun, 05 Apr 2020 06:45:43 GMT

Congratulations on your approvals!

Re: PFed & Citi Costco (w BK13)

M_Smart007 — Sun, 05 Apr 2020 06:50:12 GMT

@Anonymous wrote:
@Anonymous wrote:
@ a matter of time until you get some of those famous "Penfed Offers"
What offers? OP joined dirty. PenFed is infamous for not giving those to people who join dirty for a LONG time.

Oh Great - Now you Tell me, Gonna place that CC on the SD!

I would actually use the card here and there .. then when you become clean,

you might have a little history to build on for a CLI or a 2nd card. Just my .02 cents worth.

Re: PFed & Citi Costco (w BK13)

Mv350 — Sun, 05 Apr 2020 07:32:55 GMT

Congrats on your approvals!!!

Re: PFed & Citi Costco (w BK13)

newfossil — Sun, 05 Apr 2020 12:19:09 GMT

Congratulations!

Re: PFed & Citi Costco (w BK13)

Anonymous — Sun, 05 Apr 2020 12:32:01 GMT

Congratulations on your approvals! 👍

Re: PFed & Citi Costco (w BK13)

AverageJoesCredit — Sun, 05 Apr 2020 13:36:08 GMT

Congrats

B thankful PF even gave you a card They can be hard , lets just say, to offer anything. Enjoy your new success