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  <channel>
    <title>topic Re: Penfed approved! Wow! in Credit Card Approvals</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978143#M671214</link>
    <description>&lt;P&gt;Congratulations!&lt;/P&gt;</description>
    <pubDate>Wed, 08 Apr 2020 22:13:28 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2020-04-08T22:13:28Z</dc:date>
    <item>
      <title>Penfed approved! Wow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978041#M671180</link>
      <description>&lt;P&gt;I dont know if Penfed has loosened the underwriting or not but they seem to like me fairly well nowadays!&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-center" image-alt="AAD79771-AEB8-4375-825D-C71D44DBEC16.jpeg" style="width: 753px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/57957i2D5B4349024CBA07/image-size/large?v=v2&amp;amp;px=999" role="button" title="AAD79771-AEB8-4375-825D-C71D44DBEC16.jpeg" alt="AAD79771-AEB8-4375-825D-C71D44DBEC16.jpeg" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 08 Apr 2020 20:45:01 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978041#M671180</guid>
      <dc:creator>addicted_to_credit</dc:creator>
      <dc:date>2020-04-08T20:45:01Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed approved! Wow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978044#M671181</link>
      <description>Congratulations on your approval!</description>
      <pubDate>Wed, 08 Apr 2020 20:45:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978044#M671181</guid>
      <dc:creator>AllZero</dc:creator>
      <dc:date>2020-04-08T20:45:48Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed approved! Wow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978048#M671182</link>
      <description>&lt;P&gt;Congrats on your approval, nice SL.&lt;/P&gt;</description>
      <pubDate>Wed, 08 Apr 2020 20:48:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978048#M671182</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-04-08T20:48:13Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed approved! Wow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978056#M671184</link>
      <description>&lt;P&gt;They have warmed up to you&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;P&gt;Congratulations on your approval!&lt;/P&gt;</description>
      <pubDate>Wed, 08 Apr 2020 20:53:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978056#M671184</guid>
      <dc:creator>M_Smart007</dc:creator>
      <dc:date>2020-04-08T20:53:15Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed approved! Wow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978059#M671185</link>
      <description>&lt;P&gt;@addicted_to_credit&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Super Congrats on your PenFed Power Cash Rewards $25,000 approval!&amp;nbsp;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Assuming your signature is up to date, I think what PenFed most likes about you&lt;/P&gt;&lt;P&gt;is your Equifax 8 score of 816. I suspect your Equifax 9 score is even higher,&lt;/P&gt;&lt;P&gt;so you are definitely in a great place right now. Good for you!&amp;nbsp;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Let's hope you're right and PenFed really is loosening things up. Thanks for sharing!&amp;nbsp;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 08 Apr 2020 20:56:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978059#M671185</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-04-08T20:56:13Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed approved! Wow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978061#M671186</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;@addicted_to_credit&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Super Congrats on your PenFed Power Cash Rewards $25,000 approval!&amp;nbsp;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Assuming your signature is up to date, I think what PenFed most likes about you&lt;/P&gt;&lt;P&gt;is your Equifax 8 score of 816. I suspect your Equifax 9 score is even higher,&lt;/P&gt;&lt;P&gt;so you are definitely in a great place right now. Good for you!&amp;nbsp;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Let's hope you're right and PenFed really is loosening things up. Thanks for sharing!&amp;nbsp;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I think &lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/949124"&gt;@AverageJoesCredit&lt;/a&gt; sent them a noice email,&lt;/P&gt;&lt;P&gt;about how much Business they are losing to Navy!!! &lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="LOL smiley-face-lol-emoticon.gif" style="width: 120px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/56688iC8F0CFA4C5C4F20E/image-size/large?v=v2&amp;amp;px=999" role="button" title="LOL smiley-face-lol-emoticon.gif" alt="LOL smiley-face-lol-emoticon.gif" /&gt;&lt;/span&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 08 Apr 2020 20:59:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978061#M671186</guid>
      <dc:creator>M_Smart007</dc:creator>
      <dc:date>2020-04-08T20:59:15Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed approved! Wow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978063#M671187</link>
      <description>&lt;P&gt;Congrats on your sweet PenFed PCR approval!&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 08 Apr 2020 21:00:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978063#M671187</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-04-08T21:00:31Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed approved! Wow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978064#M671188</link>
      <description>&lt;P&gt;Whoa! That's an approval!! Congratulations!&lt;/P&gt;</description>
      <pubDate>Wed, 08 Apr 2020 21:03:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978064#M671188</guid>
      <dc:creator>Mr_Mojo_Risin</dc:creator>
      <dc:date>2020-04-08T21:03:54Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed approved! Wow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978067#M671191</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;@addicted_to_credit&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Super Congrats on your PenFed Power Cash Rewards $25,000 approval!&amp;nbsp;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Assuming your signature is up to date, I think what PenFed most likes about you&lt;/P&gt;&lt;P&gt;is your Equifax 8 score of 816. I suspect your Equifax 9 score is even higher,&lt;/P&gt;&lt;P&gt;so you are definitely in a great place right now. Good for you!&amp;nbsp;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Let's hope you're right and PenFed really is loosening things up. Thanks for sharing!&amp;nbsp;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P class="lia-indent-padding-left-30px"&gt;umm my FICO 9 is an 813 and if they go by the bank card 9 score it'd be an 824. I didn't get an updated score from Penfed last month.&lt;BR /&gt;I've been through a couple of income verifications with them, maybe that's part of it too. It's amazing where I was a year ago vs now! As always I couldn't do what I do without each of you!&lt;/P&gt;</description>
      <pubDate>Wed, 08 Apr 2020 21:05:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978067#M671191</guid>
      <dc:creator>addicted_to_credit</dc:creator>
      <dc:date>2020-04-08T21:05:27Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed approved! Wow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978085#M671198</link>
      <description>&lt;P&gt;Congratulations on your approval!!!&lt;/P&gt;</description>
      <pubDate>Wed, 08 Apr 2020 21:22:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978085#M671198</guid>
      <dc:creator>nuohlac</dc:creator>
      <dc:date>2020-04-08T21:22:18Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed approved! Wow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978086#M671199</link>
      <description>&lt;P&gt;Congratulations on your approval and nice SL!&lt;/P&gt;</description>
      <pubDate>Wed, 08 Apr 2020 21:23:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978086#M671199</guid>
      <dc:creator>CreditAggie</dc:creator>
      <dc:date>2020-04-08T21:23:35Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed approved! Wow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978106#M671204</link>
      <description>&lt;P&gt;Congrats!&lt;/P&gt;</description>
      <pubDate>Wed, 08 Apr 2020 21:34:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978106#M671204</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-04-08T21:34:18Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed approved! Wow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978108#M671205</link>
      <description>&lt;P&gt;Congratulations!!&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 08 Apr 2020 21:36:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978108#M671205</guid>
      <dc:creator>EverForward</dc:creator>
      <dc:date>2020-04-08T21:36:14Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed approved! Wow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978112#M671207</link>
      <description>&lt;P&gt;Sweet!! Awesome SL! Congrats on your approval!!&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 08 Apr 2020 21:40:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978112#M671207</guid>
      <dc:creator>Gmood1</dc:creator>
      <dc:date>2020-04-08T21:40:14Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed approved! Wow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978134#M671210</link>
      <description>&lt;P&gt;Congrats on the approval and the strong SL!&lt;/P&gt;</description>
      <pubDate>Wed, 08 Apr 2020 22:07:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978134#M671210</guid>
      <dc:creator>coreyb80</dc:creator>
      <dc:date>2020-04-08T22:07:07Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed approved! Wow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978138#M671212</link>
      <description>&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/434074"&gt;@addicted_to_credit&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;I dont know if Penfed has loosened the underwriting or not but they seem to like me fairly well nowadays!&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-center" image-alt="AAD79771-AEB8-4375-825D-C71D44DBEC16.jpeg" style="width: 753px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/57957i2D5B4349024CBA07/image-size/large?v=v2&amp;amp;px=999" role="button" title="AAD79771-AEB8-4375-825D-C71D44DBEC16.jpeg" alt="AAD79771-AEB8-4375-825D-C71D44DBEC16.jpeg" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Wow! That limit is insane. Congrats!&lt;/P&gt;</description>
      <pubDate>Wed, 08 Apr 2020 22:09:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978138#M671212</guid>
      <dc:creator>alain4957</dc:creator>
      <dc:date>2020-04-08T22:09:48Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed approved! Wow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978143#M671214</link>
      <description>&lt;P&gt;Congratulations!&lt;/P&gt;</description>
      <pubDate>Wed, 08 Apr 2020 22:13:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978143#M671214</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-04-08T22:13:28Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed approved! Wow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978149#M671217</link>
      <description>&lt;P&gt;Congratulations on your approval! 👍&lt;/P&gt;</description>
      <pubDate>Wed, 08 Apr 2020 22:17:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978149#M671217</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-04-08T22:17:07Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed approved! Wow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978160#M671223</link>
      <description>&lt;P&gt;Congratulations!&lt;/P&gt;</description>
      <pubDate>Wed, 08 Apr 2020 22:20:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978160#M671223</guid>
      <dc:creator>19eighty5</dc:creator>
      <dc:date>2020-04-08T22:20:46Z</dc:date>
    </item>
    <item>
      <title>Re: Penfed approved! Wow!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978214#M671238</link>
      <description>&lt;P&gt;Congratulations!!!&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 08 Apr 2020 22:51:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Penfed-approved-Wow/m-p/5978214#M671238</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-04-08T22:51:24Z</dc:date>
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