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    <title>topic Re: Navy Federal CashRewards card APPROVED at 1:00AM! in Credit Card Approvals</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5978642#M671341</link>
    <description>&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;&lt;SPAN&gt;... Navy Federal emailed me at 1:00AM with the approval of $3,500 ...&lt;/SPAN&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;That's how to do it -- Congrats!&amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
    <pubDate>Thu, 09 Apr 2020 13:32:07 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2020-04-09T13:32:07Z</dc:date>
    <item>
      <title>Navy Federal CashRewards card APPROVED at 1:00AM!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5978630#M671338</link>
      <description>&lt;P&gt;Hey guys,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Just wanted to share a bit of my story. I've been repairing my own credit for a while now and I am finally at the rebuilding stage. My credit scores have been at a bit of a stand still due to lack of credit. I've been trying to wait until my scores reach the 700's but it would take a while seeing as though I only have 2 tradelines, 1 credit card, and a recently payed off a self lender builder account. I tried for a Amazon card and was INSTANTLY denied. I was a bit dissapointed and felt as though there was no hope. I decided to try for Navy Federal seeing as though I was a member for a couple of months now. I applied on 4/7 and received the "we're reviewing your application" notice. I received a message on the Navy Federal App at 8PM that day stating that I needed to call to provide some information. I called the next morning (4/7) and all they needed was for me to verify that it was me that completed the application because I had a fraud alert on my credit file. They also needed for me to create a secret code name for future calls. I check my phone this morning and saw that Navy Federal emailed me at 1:00AM with the approval of $3,500!!! I feel so blessed, I've been working so hard on my credit for the past year and Navy Federal has given me the biggest limit I've ever had!!! This is just some inspiration for anyone in a similar situation. Keep pushing and you will get there, DO NOT GIVE UP!!! Here is some of the juice for you guys....&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;TU: 632&lt;/P&gt;&lt;P&gt;EQ: 625&lt;/P&gt;&lt;P&gt;EX: 708&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Navy Federal pulled from TU which is not the best. YOU GUYS CAN DO IT!!!&lt;/P&gt;</description>
      <pubDate>Thu, 09 Apr 2020 13:21:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5978630#M671338</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-04-09T13:21:25Z</dc:date>
    </item>
    <item>
      <title>Re: Navy Federal CashRewards card APPROVED at 1:00AM!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5978639#M671339</link>
      <description>&lt;P&gt;Congrats to you!&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 09 Apr 2020 13:28:10 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5978639#M671339</guid>
      <dc:creator>rgate88</dc:creator>
      <dc:date>2020-04-09T13:28:10Z</dc:date>
    </item>
    <item>
      <title>Re: Navy Federal CashRewards card APPROVED at 1:00AM!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5978641#M671340</link>
      <description>&lt;P&gt;Congrats on your success and your new card.&lt;/P&gt;</description>
      <pubDate>Thu, 09 Apr 2020 13:30:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5978641#M671340</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-04-09T13:30:31Z</dc:date>
    </item>
    <item>
      <title>Re: Navy Federal CashRewards card APPROVED at 1:00AM!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5978642#M671341</link>
      <description>&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;&lt;SPAN&gt;... Navy Federal emailed me at 1:00AM with the approval of $3,500 ...&lt;/SPAN&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;That's how to do it -- Congrats!&amp;nbsp;&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 09 Apr 2020 13:32:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5978642#M671341</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-04-09T13:32:07Z</dc:date>
    </item>
    <item>
      <title>Re: Navy Federal CashRewards card APPROVED at 1:00AM!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5978647#M671343</link>
      <description>&lt;P&gt;Congratulations on your approval!&lt;/P&gt;</description>
      <pubDate>Thu, 09 Apr 2020 13:37:57 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5978647#M671343</guid>
      <dc:creator>EverForward</dc:creator>
      <dc:date>2020-04-09T13:37:57Z</dc:date>
    </item>
    <item>
      <title>Re: Navy Federal CashRewards card APPROVED at 1:00AM!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5978651#M671344</link>
      <description>&lt;P&gt;Congratulations on your approval! 👍&lt;/P&gt;</description>
      <pubDate>Thu, 09 Apr 2020 13:40:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5978651#M671344</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-04-09T13:40:16Z</dc:date>
    </item>
    <item>
      <title>Re: Navy Federal CashRewards card APPROVED at 1:00AM!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5978665#M671345</link>
      <description>&lt;P&gt;Awesome feel good story&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt; Enjoy your well deserved success&lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 09 Apr 2020 14:05:02 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5978665#M671345</guid>
      <dc:creator>AverageJoesCredit</dc:creator>
      <dc:date>2020-04-09T14:05:02Z</dc:date>
    </item>
    <item>
      <title>Re: Navy Federal CashRewards card APPROVED at 1:00AM!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5978670#M671347</link>
      <description>&lt;P&gt;Congratulations on your approval!&lt;/P&gt;</description>
      <pubDate>Thu, 09 Apr 2020 14:10:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5978670#M671347</guid>
      <dc:creator>CreditAggie</dc:creator>
      <dc:date>2020-04-09T14:10:31Z</dc:date>
    </item>
    <item>
      <title>Re: Navy Federal CashRewards card APPROVED at 1:00AM!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5978703#M671366</link>
      <description>Congratulations on your approval!</description>
      <pubDate>Thu, 09 Apr 2020 14:33:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5978703#M671366</guid>
      <dc:creator>AllZero</dc:creator>
      <dc:date>2020-04-09T14:33:06Z</dc:date>
    </item>
    <item>
      <title>Re: Navy Federal CashRewards card APPROVED at 1:00AM!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5978710#M671369</link>
      <description>&lt;P&gt;Congrats on the approval and continued success on your rebuild!!&lt;/P&gt;</description>
      <pubDate>Thu, 09 Apr 2020 14:44:22 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5978710#M671369</guid>
      <dc:creator>coreyb80</dc:creator>
      <dc:date>2020-04-09T14:44:22Z</dc:date>
    </item>
    <item>
      <title>Re: Navy Federal CashRewards card APPROVED at 1:00AM!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5978779#M671380</link>
      <description>&lt;P&gt;Keep the positive attitude on your journey and congrats!&lt;/P&gt;</description>
      <pubDate>Thu, 09 Apr 2020 16:22:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5978779#M671380</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-04-09T16:22:39Z</dc:date>
    </item>
    <item>
      <title>Re: Navy Federal CashRewards card APPROVED at 1:00AM!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5978802#M671385</link>
      <description>&lt;P&gt;Congratulations 🎉🍾🎊🎈, on your rebuild and your new CC, Gotta LOVE NAVY!!!&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 09 Apr 2020 16:43:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5978802#M671385</guid>
      <dc:creator>CreditobsessedinFL</dc:creator>
      <dc:date>2020-04-09T16:43:04Z</dc:date>
    </item>
    <item>
      <title>Re: Navy Federal CashRewards card APPROVED at 1:00AM!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5978808#M671388</link>
      <description>&lt;P&gt;Congratulations! Nfcu is the "Best" 👍&lt;/P&gt;</description>
      <pubDate>Thu, 09 Apr 2020 16:50:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5978808#M671388</guid>
      <dc:creator>gingerflower</dc:creator>
      <dc:date>2020-04-09T16:50:12Z</dc:date>
    </item>
    <item>
      <title>Re: Navy Federal CashRewards card APPROVED at 1:00AM!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5978967#M671425</link>
      <description>&lt;P&gt;Congrats on your NFCU cashRewards approval!&lt;/P&gt;</description>
      <pubDate>Thu, 09 Apr 2020 19:21:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5978967#M671425</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-04-09T19:21:30Z</dc:date>
    </item>
    <item>
      <title>Re: Navy Federal CashRewards card APPROVED at 1:00AM!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5979028#M671440</link>
      <description>&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="7bff8670a655a8d11963a74b6defc0c1.gif" style="width: 400px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/57977i1B0CA6FA6B65166D/image-size/large?v=v2&amp;amp;px=999" role="button" title="7bff8670a655a8d11963a74b6defc0c1.gif" alt="7bff8670a655a8d11963a74b6defc0c1.gif" /&gt;&lt;/span&gt;&lt;/P&gt;</description>
      <pubDate>Thu, 09 Apr 2020 20:17:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5979028#M671440</guid>
      <dc:creator>JoeLuvsHisCredit</dc:creator>
      <dc:date>2020-04-09T20:17:36Z</dc:date>
    </item>
    <item>
      <title>Re: Navy Federal CashRewards card APPROVED at 1:00AM!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5979069#M671452</link>
      <description>&lt;P&gt;Congratulations on your approval!&lt;/P&gt;</description>
      <pubDate>Thu, 09 Apr 2020 20:44:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5979069#M671452</guid>
      <dc:creator>M_Smart007</dc:creator>
      <dc:date>2020-04-09T20:44:51Z</dc:date>
    </item>
    <item>
      <title>Re: Navy Federal CashRewards card APPROVED at 1:00AM!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5979127#M671483</link>
      <description>&lt;P&gt;Congratulations on your approval!!!&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 09 Apr 2020 21:41:45 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5979127#M671483</guid>
      <dc:creator>nuohlac</dc:creator>
      <dc:date>2020-04-09T21:41:45Z</dc:date>
    </item>
    <item>
      <title>Re: Navy Federal CashRewards card APPROVED at 1:00AM!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5979180#M671496</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Hey guys,&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Just wanted to share a bit of my story. I've been repairing my own credit for a while now and I am finally at the rebuilding stage. My credit scores have been at a bit of a stand still due to lack of credit. I've been trying to wait until my scores reach the 700's but it would take a while seeing as though I only have 2 tradelines, 1 credit card, and a recently payed off a self lender builder account. I tried for a Amazon card and was INSTANTLY denied. I was a bit dissapointed and felt as though there was no hope. I decided to try for Navy Federal seeing as though I was a member for a couple of months now. I applied on 4/7 and received the "we're reviewing your application" notice. I received a message on the Navy Federal App at 8PM that day stating that I needed to call to provide some information. I called the next morning (4/7) and all they needed was for me to verify that it was me that completed the application because I had a fraud alert on my credit file. They also needed for me to create a secret code name for future calls. I check my phone this morning and saw that Navy Federal emailed me at 1:00AM with the approval of $3,500!!! I feel so blessed, I've been working so hard on my credit for the past year and Navy Federal has given me the biggest limit I've ever had!!! This is just some inspiration for anyone in a similar situation. Keep pushing and you will get there, DO NOT GIVE UP!!! Here is some of the juice for you guys....&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;TU: 632&lt;/P&gt;&lt;P&gt;EQ: 625&lt;/P&gt;&lt;P&gt;EX: 708&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Navy Federal pulled from TU which is not the best. YOU GUYS CAN DO IT!!!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Love to see it!! Congratulations on the success!!&lt;/P&gt;</description>
      <pubDate>Thu, 09 Apr 2020 22:33:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5979180#M671496</guid>
      <dc:creator>Mr_Mojo_Risin</dc:creator>
      <dc:date>2020-04-09T22:33:24Z</dc:date>
    </item>
    <item>
      <title>Re: Navy Federal CashRewards card APPROVED at 1:00AM!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5979512#M671582</link>
      <description>&lt;P&gt;Congratulations!&lt;/P&gt;</description>
      <pubDate>Fri, 10 Apr 2020 03:11:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5979512#M671582</guid>
      <dc:creator>19eighty5</dc:creator>
      <dc:date>2020-04-10T03:11:46Z</dc:date>
    </item>
    <item>
      <title>Re: Navy Federal CashRewards card APPROVED at 1:00AM!</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5979521#M671587</link>
      <description>&lt;P&gt;Congrats !&lt;/P&gt;</description>
      <pubDate>Fri, 10 Apr 2020 03:17:40 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Navy-Federal-CashRewards-card-APPROVED-at-1-00AM/m-p/5979521#M671587</guid>
      <dc:creator>Meanmchine</dc:creator>
      <dc:date>2020-04-10T03:17:40Z</dc:date>
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