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    <title>topic Re: Found A New Friend in Maryland in Credit Card Approvals</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980347#M671734</link>
    <description>&lt;P&gt;Thank you @AllZero&lt;/P&gt;</description>
    <pubDate>Fri, 10 Apr 2020 22:08:34 GMT</pubDate>
    <dc:creator>UH_HUH</dc:creator>
    <dc:date>2020-04-10T22:08:34Z</dc:date>
    <item>
      <title>Found A New Friend in Maryland</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980341#M671731</link>
      <description>&lt;P&gt;Hi Guys,I was having a great time reading all the approvals,&lt;/P&gt;&lt;P&gt;so I thought I would share one. Yesterday an advertisment popped up on&lt;/P&gt;&lt;P&gt;my email topper for SECU prononounced C Q &amp;lt;That's for @AverageJoesCredit &amp;gt;&lt;/P&gt;&lt;P&gt;He knows why LOL!! Amyways I start to fill out the application and realise I'm not a&lt;/P&gt;&lt;P&gt;State Employee Credit Union Member &amp;lt;it's real name&amp;gt; Based in Maryland. So it had a link&lt;/P&gt;&lt;P&gt;to donate to an adoption site. I clicked the Yes Please Let Me Donate&lt;/P&gt;&lt;P&gt;option and filled out the rest of the app. Took about a minute to say&lt;/P&gt;&lt;P&gt;"Your application for a $10,000.00 CC Loan is approved"&amp;nbsp;&lt;/P&gt;&lt;P&gt;We will contact you when we can etc. They also gave a # to call if you&lt;/P&gt;&lt;P&gt;are impatient about approvals being finished. You betcha I called this morning,&lt;/P&gt;&lt;P&gt;only problem was they usually review these app's in a couple days.&lt;/P&gt;&lt;P&gt;So I had to talk to 4 lovely reps this morning to try and&lt;/P&gt;&lt;P&gt;figure out how to give them $5.00 for a donation to get me in.&lt;/P&gt;&lt;P&gt;Said they would attatch a note to my application and try and hurry it along.&lt;/P&gt;&lt;P&gt;Got a call about 20 mins ago,from just about the sweetest&lt;/P&gt;&lt;P&gt;CR I have talked to in a long time.&lt;/P&gt;&lt;P&gt;She said the CU would gladly make the donation for me,&lt;/P&gt;&lt;P&gt;and that she would just send me a link to DoCuSign.&lt;/P&gt;&lt;P&gt;I am blown away by there kindness, No raised voices,&lt;/P&gt;&lt;P&gt;just "We are here to help you"people.&lt;/P&gt;&lt;P&gt;DP's for anyone thinking to join &amp;lt;wink wink&amp;gt;&lt;/P&gt;&lt;P&gt;HP on Equifax&lt;/P&gt;&lt;P&gt;mine had 29? HP's on it&lt;/P&gt;&lt;P&gt;EQ score 768&lt;/P&gt;&lt;P&gt;AAoA 16 months?&lt;/P&gt;&lt;P&gt;35/24&lt;/P&gt;&lt;P&gt;500K in credit&lt;/P&gt;&lt;P&gt;400K added in last 9 months.&lt;/P&gt;&lt;P&gt;5% DTI&lt;/P&gt;&lt;P&gt;reported income was 67K&lt;/P&gt;&lt;P&gt;I would say this is a CU not&lt;/P&gt;&lt;P&gt;adverse to credit seeking,&lt;/P&gt;&lt;P&gt;and is advertising for members.&lt;/P&gt;&lt;P&gt;Hope you all have a great Holiday Weekend Cheers&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="IMG_20200410_173736111 (1).jpg" style="width: 998px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/58007i547FABC6E1980ACB/image-size/large?v=v2&amp;amp;px=999" role="button" title="IMG_20200410_173736111 (1).jpg" alt="IMG_20200410_173736111 (1).jpg" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 10 Apr 2020 22:05:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980341#M671731</guid>
      <dc:creator>UH_HUH</dc:creator>
      <dc:date>2020-04-10T22:05:26Z</dc:date>
    </item>
    <item>
      <title>Re: Found A New Friend in Maryland</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980343#M671732</link>
      <description>Congratulations on your approval!</description>
      <pubDate>Fri, 10 Apr 2020 22:06:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980343#M671732</guid>
      <dc:creator>AllZero</dc:creator>
      <dc:date>2020-04-10T22:06:20Z</dc:date>
    </item>
    <item>
      <title>Re: Found A New Friend in Maryland</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980346#M671733</link>
      <description>&lt;P&gt;Congrats on your approval.&lt;/P&gt;</description>
      <pubDate>Fri, 10 Apr 2020 22:08:33 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980346#M671733</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-04-10T22:08:33Z</dc:date>
    </item>
    <item>
      <title>Re: Found A New Friend in Maryland</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980347#M671734</link>
      <description>&lt;P&gt;Thank you @AllZero&lt;/P&gt;</description>
      <pubDate>Fri, 10 Apr 2020 22:08:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980347#M671734</guid>
      <dc:creator>UH_HUH</dc:creator>
      <dc:date>2020-04-10T22:08:34Z</dc:date>
    </item>
    <item>
      <title>Re: Found A New Friend in Maryland</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980348#M671735</link>
      <description>&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1066900"&gt;@UH_HUH&lt;/a&gt;&amp;nbsp;&amp;nbsp; &lt;STRONG&gt;Congratulations on your approval!&lt;/STRONG&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 10 Apr 2020 22:09:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980348#M671735</guid>
      <dc:creator>M_Smart007</dc:creator>
      <dc:date>2020-04-10T22:09:23Z</dc:date>
    </item>
    <item>
      <title>Re: Found A New Friend in Maryland</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980349#M671736</link>
      <description>400K in 9 months! I think my strategy might need modification.</description>
      <pubDate>Fri, 10 Apr 2020 22:10:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980349#M671736</guid>
      <dc:creator>AllZero</dc:creator>
      <dc:date>2020-04-10T22:10:12Z</dc:date>
    </item>
    <item>
      <title>Re: Found A New Friend in Maryland</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980351#M671737</link>
      <description>&lt;P&gt;Thank you @ClassicMan&lt;/P&gt;</description>
      <pubDate>Fri, 10 Apr 2020 22:10:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980351#M671737</guid>
      <dc:creator>UH_HUH</dc:creator>
      <dc:date>2020-04-10T22:10:35Z</dc:date>
    </item>
    <item>
      <title>Re: Found A New Friend in Maryland</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980353#M671738</link>
      <description>&lt;P&gt;Congrats on your SECU VS approval! Always nice to have a new friend especially one that wants to lend you a lot of money!&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 10 Apr 2020 22:11:46 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980353#M671738</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-04-10T22:11:46Z</dc:date>
    </item>
    <item>
      <title>Re: Found A New Friend in Maryland</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980355#M671739</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1064950"&gt;@M_Smart007&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1066900"&gt;@UH_HUH&lt;/a&gt;&amp;nbsp;&amp;nbsp; &lt;STRONG&gt;Congratulations on your approval!&lt;/STRONG&gt;&lt;/P&gt;&lt;P&gt;Thank You so much @M_Smart007&lt;/P&gt;&lt;P&gt;appreciate it&amp;nbsp;&lt;img id="smileyindifferent" class="emoticon emoticon-smileyindifferent" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-indifferent.gif" alt="Smiley Indifferent" title="Smiley Indifferent" /&gt;&lt;/P&gt;&lt;P&gt;Have a great Holiday Buddy!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 10 Apr 2020 22:13:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980355#M671739</guid>
      <dc:creator>UH_HUH</dc:creator>
      <dc:date>2020-04-10T22:13:48Z</dc:date>
    </item>
    <item>
      <title>Re: Found A New Friend in Maryland</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980356#M671740</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Congrats on your SECU VS approval! Always nice to have a new friend especially one that wants to lend you a lot of money!&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;WE think alot alike @Steve891 :-)&lt;/P&gt;&lt;P&gt;Thanks&lt;/P&gt;</description>
      <pubDate>Fri, 10 Apr 2020 22:21:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980356#M671740</guid>
      <dc:creator>UH_HUH</dc:creator>
      <dc:date>2020-04-10T22:21:03Z</dc:date>
    </item>
    <item>
      <title>Re: Found A New Friend in Maryland</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980362#M671742</link>
      <description>&lt;P&gt;Congratulations on your approval!!!&lt;/P&gt;</description>
      <pubDate>Fri, 10 Apr 2020 22:20:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980362#M671742</guid>
      <dc:creator>nuohlac</dc:creator>
      <dc:date>2020-04-10T22:20:35Z</dc:date>
    </item>
    <item>
      <title>Re: Found A New Friend in Maryland</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980365#M671743</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1057981"&gt;@nuohlac&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Congratulations on your approval!!!&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Thank you so much @nuohlac :-)&lt;/P&gt;&lt;P&gt;Cheers&lt;/P&gt;</description>
      <pubDate>Fri, 10 Apr 2020 22:22:50 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980365#M671743</guid>
      <dc:creator>UH_HUH</dc:creator>
      <dc:date>2020-04-10T22:22:50Z</dc:date>
    </item>
    <item>
      <title>Re: Found A New Friend in Maryland</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980407#M671755</link>
      <description>&lt;P&gt;They are quick&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="IMG_20200410_190724863.jpg" style="width: 749px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/58008i3088BB3DBC6CF58D/image-size/large?v=v2&amp;amp;px=999" role="button" title="IMG_20200410_190724863.jpg" alt="IMG_20200410_190724863.jpg" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 10 Apr 2020 23:14:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980407#M671755</guid>
      <dc:creator>UH_HUH</dc:creator>
      <dc:date>2020-04-10T23:14:44Z</dc:date>
    </item>
    <item>
      <title>Re: Found A New Friend in Maryland</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980413#M671758</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1066900"&gt;@UH_HUH&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Hi Guys,I was having a great time reading all the approvals,&lt;/P&gt;&lt;P&gt;so I thought I would share one. Yesterday an advertisment popped up on&lt;/P&gt;&lt;P&gt;my email topper for SECU prononounced C Q &amp;lt;That's for @AverageJoesCredit &amp;gt;&lt;/P&gt;&lt;P&gt;He knows why LOL!! Amyways I start to fill out the application and realise I'm not a&lt;/P&gt;&lt;P&gt;State Employee Credit Union Member &amp;lt;it's real name&amp;gt; Based in Maryland. So it had a link&lt;/P&gt;&lt;P&gt;to donate to an adoption site. I clicked the Yes Please Let Me Donate&lt;/P&gt;&lt;P&gt;option and filled out the rest of the app. Took about a minute to say&lt;/P&gt;&lt;P&gt;"Your application for a $10,000.00 CC Loan is approved"&amp;nbsp;&lt;/P&gt;&lt;P&gt;We will contact you when we can etc. They also gave a # to call if you&lt;/P&gt;&lt;P&gt;are impatient about approvals being finished. You betcha I called this morning,&lt;/P&gt;&lt;P&gt;only problem was they usually review these app's in a couple days.&lt;/P&gt;&lt;P&gt;So I had to talk to 4 lovely reps this morning to try and&lt;/P&gt;&lt;P&gt;figure out how to give them $5.00 for a donation to get me in.&lt;/P&gt;&lt;P&gt;Said they would attatch a note to my application and try and hurry it along.&lt;/P&gt;&lt;P&gt;Got a call about 20 mins ago,from just about the sweetest&lt;/P&gt;&lt;P&gt;CR I have talked to in a long time.&lt;/P&gt;&lt;P&gt;She said the CU would gladly make the donation for me,&lt;/P&gt;&lt;P&gt;and that she would just send me a link to DoCuSign.&lt;/P&gt;&lt;P&gt;I am blown away by there kindness, No raised voices,&lt;/P&gt;&lt;P&gt;just "We are here to help you"people.&lt;/P&gt;&lt;P&gt;DP's for anyone thinking to join &amp;lt;wink wink&amp;gt;&lt;/P&gt;&lt;P&gt;HP on Equifax&lt;/P&gt;&lt;P&gt;mine had 29? HP's on it&lt;/P&gt;&lt;P&gt;EQ score 768&lt;/P&gt;&lt;P&gt;AAoA 16 months?&lt;/P&gt;&lt;P&gt;35/24&lt;/P&gt;&lt;P&gt;500K in credit&lt;/P&gt;&lt;P&gt;400K added in last 9 months.&lt;/P&gt;&lt;P&gt;5% DTI&lt;/P&gt;&lt;P&gt;reported income was 67K&lt;/P&gt;&lt;P&gt;I would say this is a CU not&lt;/P&gt;&lt;P&gt;adverse to credit seeking,&lt;/P&gt;&lt;P&gt;and is advertising for members.&lt;/P&gt;&lt;P&gt;Hope you all have a great Holiday Weekend Cheers&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="IMG_20200410_173736111 (1).jpg" style="width: 998px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/58007i547FABC6E1980ACB/image-size/large?v=v2&amp;amp;px=999" role="button" title="IMG_20200410_173736111 (1).jpg" alt="IMG_20200410_173736111 (1).jpg" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Dayumm 400k in a year? That is mighty impressive! Congrats on the new CU and hefty CC!!&lt;/P&gt;</description>
      <pubDate>Fri, 10 Apr 2020 23:20:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980413#M671758</guid>
      <dc:creator>Mr_Mojo_Risin</dc:creator>
      <dc:date>2020-04-10T23:20:21Z</dc:date>
    </item>
    <item>
      <title>Re: Found A New Friend in Maryland</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980426#M671760</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1090715"&gt;@Mr_Mojo_Risin&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1066900"&gt;@UH_HUH&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Hi Guys,I was having a great time reading all the approvals,&lt;/P&gt;&lt;P&gt;so I thought I would share one. Yesterday an advertisment popped up on&lt;/P&gt;&lt;P&gt;my email topper for SECU prononounced C Q &amp;lt;That's for @AverageJoesCredit &amp;gt;&lt;/P&gt;&lt;P&gt;He knows why LOL!! Amyways I start to fill out the application and realise I'm not a&lt;/P&gt;&lt;P&gt;State Employee Credit Union Member &amp;lt;it's real name&amp;gt; Based in Maryland. So it had a link&lt;/P&gt;&lt;P&gt;to donate to an adoption site. I clicked the Yes Please Let Me Donate&lt;/P&gt;&lt;P&gt;option and filled out the rest of the app. Took about a minute to say&lt;/P&gt;&lt;P&gt;"Your application for a $10,000.00 CC Loan is approved"&amp;nbsp;&lt;/P&gt;&lt;P&gt;We will contact you when we can etc. They also gave a # to call if you&lt;/P&gt;&lt;P&gt;are impatient about approvals being finished. You betcha I called this morning,&lt;/P&gt;&lt;P&gt;only problem was they usually review these app's in a couple days.&lt;/P&gt;&lt;P&gt;So I had to talk to 4 lovely reps this morning to try and&lt;/P&gt;&lt;P&gt;figure out how to give them $5.00 for a donation to get me in.&lt;/P&gt;&lt;P&gt;Said they would attatch a note to my application and try and hurry it along.&lt;/P&gt;&lt;P&gt;Got a call about 20 mins ago,from just about the sweetest&lt;/P&gt;&lt;P&gt;CR I have talked to in a long time.&lt;/P&gt;&lt;P&gt;She said the CU would gladly make the donation for me,&lt;/P&gt;&lt;P&gt;and that she would just send me a link to DoCuSign.&lt;/P&gt;&lt;P&gt;I am blown away by there kindness, No raised voices,&lt;/P&gt;&lt;P&gt;just "We are here to help you"people.&lt;/P&gt;&lt;P&gt;DP's for anyone thinking to join &amp;lt;wink wink&amp;gt;&lt;/P&gt;&lt;P&gt;HP on Equifax&lt;/P&gt;&lt;P&gt;mine had 29? HP's on it&lt;/P&gt;&lt;P&gt;EQ score 768&lt;/P&gt;&lt;P&gt;AAoA 16 months?&lt;/P&gt;&lt;P&gt;35/24&lt;/P&gt;&lt;P&gt;500K in credit&lt;/P&gt;&lt;P&gt;400K added in last 9 months.&lt;/P&gt;&lt;P&gt;5% DTI&lt;/P&gt;&lt;P&gt;reported income was 67K&lt;/P&gt;&lt;P&gt;I would say this is a CU not&lt;/P&gt;&lt;P&gt;adverse to credit seeking,&lt;/P&gt;&lt;P&gt;and is advertising for members.&lt;/P&gt;&lt;P&gt;Hope you all have a great Holiday Weekend Cheers&lt;/P&gt;&lt;P&gt;&lt;span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="IMG_20200410_173736111 (1).jpg" style="width: 998px;"&gt;&lt;img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/58007i547FABC6E1980ACB/image-size/large?v=v2&amp;amp;px=999" role="button" title="IMG_20200410_173736111 (1).jpg" alt="IMG_20200410_173736111 (1).jpg" /&gt;&lt;/span&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Dayumm 400k in a year? That is mighty impressive! Congrats on the new CU and hefty CC!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Thanks for the compliment @bowiefan Alot of&lt;/P&gt;&lt;P&gt;people in this forum are responsible for teaching me&lt;/P&gt;&lt;P&gt;about credit. I am a novice in Fico knowledge,&lt;/P&gt;&lt;P&gt;read alot,learn alot&amp;nbsp;&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/P&gt;&lt;P&gt;Cheers&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 10 Apr 2020 23:27:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980426#M671760</guid>
      <dc:creator>UH_HUH</dc:creator>
      <dc:date>2020-04-10T23:27:32Z</dc:date>
    </item>
    <item>
      <title>Re: Found A New Friend in Maryland</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980430#M671762</link>
      <description>&lt;P&gt;Congrats!&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 10 Apr 2020 23:27:53 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980430#M671762</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-04-10T23:27:53Z</dc:date>
    </item>
    <item>
      <title>Re: Found A New Friend in Maryland</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980438#M671764</link>
      <description>&lt;P&gt;Thank you @Carmy03 :-)&lt;/P&gt;</description>
      <pubDate>Fri, 10 Apr 2020 23:31:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980438#M671764</guid>
      <dc:creator>UH_HUH</dc:creator>
      <dc:date>2020-04-10T23:31:19Z</dc:date>
    </item>
    <item>
      <title>Re: Found A New Friend in Maryland</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980445#M671767</link>
      <description>&lt;P&gt;thanks for this post, i just app-ed for a personal loan with them after seeing this, and got a 1k loan over 60 months&amp;nbsp;&lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;gonna call tomorrow and see if i can finalize it, and then replace my self loan with it instead for my installment boost&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;lt;3&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Fri, 10 Apr 2020 23:35:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980445#M671767</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-04-10T23:35:05Z</dc:date>
    </item>
    <item>
      <title>Re: Found A New Friend in Maryland</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980450#M671768</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;thanks for this post, i just app-ed for a personal loan with them after seeing this, and got a 1k loan over 60 months&amp;nbsp;&lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;gonna call tomorrow and see if i can finalize it, and then replace my self loan with it instead for my installment boost&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;lt;3&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;See,this is the stuff that makes me smile&lt;/P&gt;&lt;P&gt;and feel good!!! Congratulations on your approval!!!&lt;/P&gt;&lt;P&gt;So happy for you :-)&lt;/P&gt;&lt;P&gt;Enjoy it,&lt;/P&gt;&lt;P&gt;Cheers&lt;/P&gt;</description>
      <pubDate>Fri, 10 Apr 2020 23:37:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980450#M671768</guid>
      <dc:creator>UH_HUH</dc:creator>
      <dc:date>2020-04-10T23:37:36Z</dc:date>
    </item>
    <item>
      <title>Re: Found A New Friend in Maryland</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980477#M671772</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;thanks for this post, i just app-ed for a personal loan with them after seeing this, and got a 1k loan over 60 months&amp;nbsp;&lt;img id="smileytongue" class="emoticon emoticon-smileytongue" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-tongue.gif" alt="Smiley Tongue" title="Smiley Tongue" /&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;gonna call tomorrow and see if i can finalize it, and then replace my self loan with it instead for my installment boost&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;lt;3&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Nicely done. I like the long loan term. I wonder if you can pay in advance without shortening the term?&lt;/P&gt;</description>
      <pubDate>Fri, 10 Apr 2020 23:59:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Found-A-New-Friend-in-Maryland/m-p/5980477#M671772</guid>
      <dc:creator>AllZero</dc:creator>
      <dc:date>2020-04-10T23:59:05Z</dc:date>
    </item>
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