topic Re: BofA Luv in Credit Card Approvals

BofA Luv

Five6Two — Mon, 13 Apr 2020 18:12:10 GMT

Was denied last time around, had a 26pt jump after 4 accounts aged to 12 months, 91 days since last denial so I asked BofA for her hand and this little lady gave me a 10k dance. Was at 30.7k and asked for 45k, she countered with 40.7k. I will take it! bofa increase of 10k

Re: BofA Luv

Anonymous — Mon, 13 Apr 2020 18:15:01 GMT

Nice congrats on your CLI.

Re: BofA Luv

AllZero — Mon, 13 Apr 2020 18:18:42 GMT

Congratulations on your CLI!

Re: BofA Luv

Anonymous — Mon, 13 Apr 2020 18:31:03 GMT

Congrats on your sweet BofA Cash Rewards CLI!

Re: BofA Luv

CreditAggie — Mon, 13 Apr 2020 18:36:16 GMT

Congratulations on your BofA CLI!

Re: BofA Luv

UH_HUH — Mon, 13 Apr 2020 18:38:36 GMT

@Five6Two wrote:
Was denied last time around, had a 26pt jump after 4 accounts aged to 12 months, 91 days since last denial so I asked BofA for her hand and this little lady gave me a 10k dance. Was at 30.7k and asked for 45k, she countered with 40.7k. I will take it! bofa increase of 10kC

Congratulations on that massive CLI!!

That's a good day in anyones book!

Enjoy your success,

Cheers

Re: BofA Luv

M_Smart007 — Mon, 13 Apr 2020 18:39:33 GMT

Congratulations on your approval!

Re: BofA Luv

Anonymous — Mon, 13 Apr 2020 20:31:45 GMT

Congratulations on your CLI! 👍

Re: BofA Luv

marmaladepie — Mon, 13 Apr 2020 20:51:12 GMT

Awesome! Congrats on the huge increase! Do you find that usuage helps? If so how much of the limit do you use each month? DH's cash rewards card has been at the same limit for a couple of years. They stopped giving increases when he requests bc he moved his spend to Chase. So we're thinking how much of his limit he should be using regularly again to get approved for another increase. Scores are high 700s-800s.

Re: BofA Luv

CYBERSAM — Mon, 13 Apr 2020 22:30:10 GMT

Congrats! Very nice jump.

Re: BofA Luv

19eighty5 — Tue, 14 Apr 2020 03:07:22 GMT

Congratulations!

Re: BofA Luv

Meanmchine — Tue, 14 Apr 2020 04:05:26 GMT

Congrats !

Re: BofA Luv

Five6Two — Tue, 14 Apr 2020 08:08:10 GMT

@marmaladepie wrote:
Awesome! Congrats on the huge increase! Do you find that usuage helps? If so how much of the limit do you use each month? DH's cash rewards card has been at the same limit for a couple of years. They stopped giving increases when he requests bc he moved his spend to Chase. So we're thinking how much of his limit he should be using regularly again to get approved for another increase. Scores are high 700s-800s.

Hi - I have rotated a low apr BT with BofA for about two years now. Initially was at ~15k with a 18k limit and they slowly gave me auto luv but my most recent cli have been self initiated. No spend otherwise just BT. Sorry that DH hasn't had much success.

Re: BofA Luv

Cred4All — Tue, 14 Apr 2020 12:22:25 GMT

Love me that BOA CLI luv... congrats on the increase!

Re: BofA Luv

newfossil — Tue, 14 Apr 2020 13:05:32 GMT

Congratulations!

Re: BofA Luv

nyyankees877 — Tue, 14 Apr 2020 13:26:56 GMT

@Five6Two wrote:
Was denied last time around, had a 26pt jump after 4 accounts aged to 12 months, 91 days since last denial so I asked BofA for her hand and this little lady gave me a 10k dance. Was at 30.7k and asked for 45k, she countered with 40.7k. I will take it! bofa increase of 10k

That's a pretty impressive cash credit line! My limit is 45 K with a cash credit line of 9,800. Do you have checking/savings with BOFA too? How old is your card?

Re: BofA Luv

AverageJoesCredit — Tue, 14 Apr 2020 14:39:40 GMT

thats not Luv, thats AMOR❤👍

Re: BofA Luv

MyFault — Tue, 14 Apr 2020 15:17:44 GMT

Congrats!

Re: BofA Luv

Five6Two — Tue, 14 Apr 2020 16:04:02 GMT

@nyyankees877 wrote:
@Five6Two wrote:
Was denied last time around, had a 26pt jump after 4 accounts aged to 12 months, 91 days since last denial so I asked BofA for her hand and this little lady gave me a 10k dance. Was at 30.7k and asked for 45k, she countered with 40.7k. I will take it! bofa increase of 10k
That's a pretty impressive cash credit line! My limit is 45 K with a cash credit line of 9,800. Do you have checking/savings with BOFA too? How old is your card?

BofA was my first financial institution as a teenager, had highschool savings account with them, then graduated to college savings/checkings and had the credit card since 18...so almost 12 years now!