topic Re: Amex Delta Gold in Credit Card Approvals

Amex Delta Gold

Anonymous — Tue, 14 Apr 2020 12:21:35 GMT

I was approved for Amex Delta Gold

It has taken me some time to actually pull the trigger. I was pre approved since beginning of the year but thought my data points were too low. At first pre approval I was around a 670 FICO TU and EXP

i had one baddie that was supposed to drop off this month I was waiting for. So soon as it dropped off I pulled the trigger.

I impulsively apped for a card I wasn't prequalified for the BCE and was denied instantly. I was disappointed that I didn't just go for the Delta Gold as that's the one I had prequalified for I immediately went to the prequalified site and App'd for the Delta Gold. Instant 7-10 day message. I then called Amex they stated because I apped for the BCE the second application didn't go through and I must wait 60 days to app again.

I hang up and called back and spoke to another guy I explained to him my situation and that the card I really wanted to app for was the delta and he asked if I'm ok receiving another hard pull to reactivate the canceled app "I said yes"

Initially the pull was Experian about an hr later I received a message from CK my Transunion had been pulled and right after I checked my mail I had a "Welcome to Amex Email"

My credit has come a long way thanks to this forum.

data points

Prequalified for Delta Gold Amex

approved for 1000 SL

690 myFICO TU, 685 myFICO Exp

715 Credit Karma TU, 690 Experian.com Exp

16 hard inquiry 2 yrs

6 inquiry last 12 months

13 accounts

no lates

utilization 3%
14k available

Re: Amex Delta Gold

gdale6 — Tue, 14 Apr 2020 12:27:55 GMT

Grats on the new AMEX!

Re: Amex Delta Gold

Anonymous — Tue, 14 Apr 2020 12:47:18 GMT

Congrats on your approval.

Re: Amex Delta Gold

newfossil — Tue, 14 Apr 2020 13:04:48 GMT

Congratulations!

Re: Amex Delta Gold

Anonymous — Tue, 14 Apr 2020 13:29:35 GMT

Congratulations on your approval! 👍

Re: Amex Delta Gold

CreditAggie — Tue, 14 Apr 2020 14:30:56 GMT

Congratulations on your Amex Delta Gold approval!

Re: Amex Delta Gold

AverageJoesCredit — Tue, 14 Apr 2020 14:32:34 GMT

Congrats Sams, or is it Costco?

Re: Amex Delta Gold

Anonymous — Tue, 14 Apr 2020 14:42:49 GMT

@Anonymous wrote:
... My credit has come a long way thanks to this forum ...

Here you've made a very nice contribution yourself -- thank you & Congrats! KS on getting in with AMEX. It cost you two HPs but those are likely the last HPs you'll ever spend with them.

And good to see HUCA is still an effective strategy.

Re: Amex Delta Gold

AllZero — Tue, 14 Apr 2020 15:17:41 GMT

Congratulations on your approval!

Re: Amex Delta Gold

Anonymous — Tue, 14 Apr 2020 15:28:32 GMT

Hahaha it's Costco

Re: Amex Delta Gold

Mr_Mojo_Risin — Tue, 14 Apr 2020 19:43:18 GMT

Congratulations on the rebuild and AMEX!!🤟

Re: Amex Delta Gold

Anonymous — Tue, 14 Apr 2020 20:03:40 GMT

Congrats on your Amex Delta Gold approval!

Re: Amex Delta Gold

Anonymous — Tue, 14 Apr 2020 20:28:31 GMT

Congratulations on your approval and your clean credit report!

Re: Amex Delta Gold

Anonymous — Wed, 15 Apr 2020 01:18:58 GMT

Congrats

Re: Amex Delta Gold

19eighty5 — Wed, 15 Apr 2020 04:42:01 GMT

Congratulations!