topic Re: Citi Costco Visa CLI in Credit Card Approvals

Citi Costco Visa CLI

jl4 — Tue, 05 May 2020 01:09:35 GMT

Well chaps, I finally did it.

I've had this card for a hot minute, now (March 2018 is when I apped and was approved). I've never managed to squeeze blood out of that stone.

Until today, that is!

FICO as Citi sees it is 714. Utilization is a handful of points, not exactly sure where, but definitely sub 9%.

This was a soft pull. They didn't ask for an amount I'd like to climb to. After going back again, it asks what I'd like to climb to and says they'd do a hard pull. It's tempting, but this is Citi... tempting fate is always a risk 😅

Re: Citi Costco Visa CLI

AllZero — Tue, 05 May 2020 01:12:35 GMT

Congratulations on your CLI!

Re: Citi Costco Visa CLI

CYBERSAM — Tue, 05 May 2020 01:29:17 GMT

Congrats! 🥳

Is it me or Citi seems to be more generous than others lately!🤔🙂

Re: Citi Costco Visa CLI

Anonymous — Tue, 05 May 2020 01:40:19 GMT

Congrats on your CLI.

Re: Citi Costco Visa CLI

macinjosh — Tue, 05 May 2020 01:44:44 GMT

@CYBERSAM wrote:
Congrats! 🥳

Is it me or Citi seems to be more generous than others lately!🤔🙂

It's just you. I can't squeeze anything on my double cash card. It's been over a year since my last CLI, and that was automatic.

Re: Citi Costco Visa CLI

CreditAggie — Tue, 05 May 2020 02:02:42 GMT

Congratulations on your Costco Visa CLI!

Re: Citi Costco Visa CLI

Anonymous — Tue, 05 May 2020 03:53:37 GMT

Congrats on your Citi Costco Visa increase!

Re: Citi Costco Visa CLI

MyFault — Tue, 05 May 2020 03:55:49 GMT

Congrats!

Re: Citi Costco Visa CLI

19eighty5 — Tue, 05 May 2020 04:32:41 GMT

Congratulations!

Re: Citi Costco Visa CLI

Wavester64 — Tue, 05 May 2020 12:15:41 GMT

@jl4 wrote:
Well chaps, I finally did it.

I've had this card for a hot minute, now (March 2018 is when I apped and was approved). I've never managed to squeeze blood out of that stone.

Until today, that is!

FICO as Citi sees it is 714. Utilization is a handful of points, not exactly sure where, but definitely sub 9%.

This was a soft pull. They didn't ask for an amount I'd like to climb to. After going back again, it asks what I'd like to climb to and says they'd do a hard pull. It's tempting, but this is Citi... tempting fate is always a risk 😅

Congrats!

Side note: Does anyone know if declined when one can try for another CLI for Citi/Costco? I tried on April 21 and was declined

Re: Citi Costco Visa CLI

gdale6 — Tue, 05 May 2020 13:21:32 GMT

Nice, enjoy

Re: Citi Costco Visa CLI

CBrow — Tue, 05 May 2020 14:39:13 GMT

Congrats! Looks like $3k is the standard, cause that's what I got too

Re: Citi Costco Visa CLI

Anonymous — Tue, 05 May 2020 15:12:23 GMT

Congratulations!

Re: Citi Costco Visa CLI

M_Smart007 — Tue, 05 May 2020 18:08:27 GMT

Congratulations!

Re: Citi Costco Visa CLI

PullingMeSoftly — Tue, 05 May 2020 18:55:44 GMT

Congrats! That's a nice history you've got going. I tried at 90/3 and got shot down.

Re: Citi Costco Visa CLI

jl4 — Wed, 06 May 2020 00:29:19 GMT

I don't know if 1 CLI in 2 years is what I would call "nice," but to be fair, they seem to be sensitive to balance carrying-especially fresh BTs-so it required getting util to the floor to satisfy them. 🤷🏼‍♂️

Re: Citi Costco Visa CLI

MachoHombre — Wed, 06 May 2020 00:58:29 GMT

I'm new to this card but glad to have it. Do a fair amount at costco and the dining and gas perks are descent. I also want to have the option of this card booking potential future travel through Costco. Initial CL =11.5K

Been hearing people getting soft pull CLI option at 2 statement cuts. Kept checking, and checking and checking. No dice for me, was slightly bummed.

Today, not far from 3rd statement cut, checked and soft pull language was there! No option to put desired increase, i entered basic info and...

** 2.0K CLI which puts me to 13.5 CL Nothing great and it won't affect anything, but I'm happy they provided the SP opportunity ...and this being my first/only relationship with CITI i want to do my part to make it a good relationship.

I guess I need to wait 6mos before I'll hopefully have the same option again.