topic Re: Lowes CLI in Credit Card Approvals

Lowes CLI

Anonymous — Mon, 11 May 2020 20:22:33 GMT

First post here. Applied for Lowe's credit card a couple months ago and was approved instantly with a SL of $2,000. Tried to get a CLI both online and calling and both ways received the message that I couldn't receive an increase at this time. Got the letter in the mail and it stated that I didn't have enough experience with the current credit limit. Put a couple hundred dollars on the card and paid in full after the statement cut. Decided to try again today and asked for the top limit of $35,000 and BOOM! Granted! I'm so pumped right now. We are looking at redoing our kitchen and this will definitely come in handy!

Thanks to everyone who posts on here. I've been reading for months and had to post something with this great news!

Re: Lowes CLI

gdale6 — Mon, 11 May 2020 20:25:35 GMT

@Anonymous wrote:
First post here. Applied for Lowe's credit card a couple months ago and was approved instantly with a SL of $2,000. Tried to get a CLI both online and calling and both ways received the message that I couldn't receive an increase at this time. Got the letter in the mail and it stated that I didn't have enough experience with the current credit limit. Put a couple hundred dollars on the card and paid in full after the statement cut. Decided to try again today and asked for the top limit of $35,000 and BOOM! Granted! I'm so pumped right now. We are looking at redoing our kitchen and this will definitely come in handy!

Thanks to everyone who posts on here. I've been reading for months and had to post something with this great news!

Sweet, in one fell swoop none the less. Used to have steps you had to go through to get there (12, 17, 25K). Congrats and welcome to the board

Re: Lowes CLI

ddamage — Mon, 11 May 2020 20:29:33 GMT

@Anonymous wrote:
First post here. Applied for Lowe's credit card a couple months ago and was approved instantly with a SL of $2,000. Tried to get a CLI both online and calling and both ways received the message that I couldn't receive an increase at this time. Got the letter in the mail and it stated that I didn't have enough experience with the current credit limit. Put a couple hundred dollars on the card and paid in full after the statement cut. Decided to try again today and asked for the top limit of $35,000 and BOOM! Granted! I'm so pumped right now. We are looking at redoing our kitchen and this will definitely come in handy!

Thanks to everyone who posts on here. I've been reading for months and had to post something with this great news!

Conrats. Did you call to ask for the increase? I have a 1500 limit with them and owe 958. I need to remodel my home and need more credit. What are your data points as far as scores if you dont mind sharing. Thanks.

Re: Lowes CLI

Anonymous — Mon, 11 May 2020 20:33:51 GMT

I had called originally but was not approved. This time I did it online as the lady on the phone told me that it didn't matter either way. It should have the same outcome. Credit score of 748. Hopefully you can have the same outcome! Good luck!!

Re: Lowes CLI

ddamage — Mon, 11 May 2020 20:40:17 GMT

Thank you but my scores are much lower. Im at 678,640, 660. I better wait. Im sure its a harp pull.

Re: Lowes CLI

CreditAggie — Mon, 11 May 2020 20:41:45 GMT

Congratulations on your Lowe's CLI!

Re: Lowes CLI

Anonymous — Mon, 11 May 2020 20:45:14 GMT

@ddamage

It's a soft pull with Lowe's. Always worth a try. Ask for the highest. They will counter from what others have said. Can't hurt with a soft pull. Good luck!

Re: Lowes CLI

AllZero — Mon, 11 May 2020 20:50:44 GMT

Congratulations on your CLI!

Re: Lowes CLI

ddamage — Mon, 11 May 2020 21:06:30 GMT

@Anonymous wrote:
@ddamage

It's a soft pull with Lowe's. Always worth a try. Ask for the highest. They will counter from what others have said. Can't hurt with a soft pull. Good luck!

I pulled the trigger and asked for 15k they came back with 5k. So I go from 1500 to 5k. Ill take it.

Re: Lowes CLI

Mr_Mojo_Risin — Mon, 11 May 2020 22:52:57 GMT

Uuhhh wow!! Well that's how its done!! Nicely done!

Re: Lowes CLI

Mr_Mojo_Risin — Mon, 11 May 2020 22:57:06 GMT

Alright now! Good hit @ddamage

Re: Lowes CLI

Anonymous — Mon, 11 May 2020 23:26:56 GMT

Congrats on your CLI.

Re: Lowes CLI

M_Smart007 — Mon, 11 May 2020 23:39:43 GMT

Welcome To myFICO Forums and

Re: Lowes CLI

M_Smart007 — Mon, 11 May 2020 23:41:30 GMT

@ddamage wrote:
@Anonymous wrote:
@ddamage

It's a soft pull with Lowe's. Always worth a try. Ask for the highest. They will counter from what others have said. Can't hurt with a soft pull. Good luck!
I pulled the trigger and asked for 15k they came back with 5k. So I go from 1500 to 5k. Ill take it.

@ddamage Congratulations!

Re: Lowes CLI

ddamage — Mon, 11 May 2020 23:42:34 GMT

thank you

Re: Lowes CLI

Meanmchine — Tue, 12 May 2020 00:22:08 GMT

Congrats !

Re: Lowes CLI

Gmood1 — Tue, 12 May 2020 01:04:45 GMT

Congratulations @Anonymous and @ddamage you knocked it out the park!!!

Re: Lowes CLI

MyFault — Tue, 12 May 2020 03:31:08 GMT

Congrats!

Re: Lowes CLI

CYBERSAM — Tue, 12 May 2020 03:35:24 GMT

Congrats on CLI. Great job 👍

Re: Lowes CLI

Anonymous — Tue, 12 May 2020 11:40:10 GMT

@ddamage

Awesome job! Congrats!!