https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Membership-amp-PowerCash-Approvals/m-p/6019581#M679614 Congrats!! Wed, 13 May 2020 21:31:27 GMT buc23 2020-05-13T21:31:27Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Membership-amp-PowerCash-Approvals/m-p/6019373#M679571 <P>So I received a snail mail preapproval yesterday and was curious what it was offering. So I went ahead and contacted PenFed and inquired and nice CSR advised me that it was a preapproval that would be a SP.&nbsp;</P><P>&nbsp;</P><P>But I still wanted to come on here and ask some questions about the odds of both SP approvals. Also some data points suggested that it still could be a HP. With that said I decided to pull the trigger anyways and roll the dice.&nbsp;</P><P>&nbsp;</P><P>Well it turned into an immediate approval with a SL of 8,750 and 16.99% apr. Not the best APR but whatever it's a win and I don't plan on carrying a balance on the card anyways. It's a good way to getting my foot in the door with PenFed or how AJC calls them pendread lol. Sorry AJC I'm not making fun of you rather laughing with you.&nbsp;</P><P>&nbsp;</P><P>Well I believe this sums up a solid year of forming good relationships with some solid banks and CU's. I'll proceed to the garden to let my AAOA simmer a bit.&nbsp;</P><P>&nbsp;</P><P>Thanks in advance for everyone's great data points and advise going forward. Hope everyone is staying safe and healthy.</P><P>&nbsp;</P><P><span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="CEB867A5-915B-4550-8263-CCF5BF8BE257.jpeg" style="width: 752px;"><img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/59608iB75361F79C340977/image-size/large?v=v2&amp;px=999" role="button" title="CEB867A5-915B-4550-8263-CCF5BF8BE257.jpeg" alt="CEB867A5-915B-4550-8263-CCF5BF8BE257.jpeg" /></span></P> Thu, 14 May 2020 20:54:32 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Membership-amp-PowerCash-Approvals/m-p/6019373#M679571 SFLSpotter9210 2020-05-14T20:54:32Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Membership-amp-PowerCash-Approvals/m-p/6019376#M679572 <P>Congrats on your approvals!!</P> Wed, 13 May 2020 17:56:38 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Membership-amp-PowerCash-Approvals/m-p/6019376#M679572 CBrow 2020-05-13T17:56:38Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Membership-amp-PowerCash-Approvals/m-p/6019382#M679574 Congrats on PenDread 😆 🦇 💥🥊 ✅ Wed, 13 May 2020 18:00:05 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Membership-amp-PowerCash-Approvals/m-p/6019382#M679574 Gotham- 2020-05-13T18:00:05Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Membership-amp-PowerCash-Approvals/m-p/6019383#M679575 <P>Congratulations on your PenFed Power Cash approval!</P> Wed, 13 May 2020 18:00:35 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Membership-amp-PowerCash-Approvals/m-p/6019383#M679575 CreditAggie 2020-05-13T18:00:35Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Membership-amp-PowerCash-Approvals/m-p/6019389#M679576 Congratulations on your approval! Wed, 13 May 2020 18:13:00 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Membership-amp-PowerCash-Approvals/m-p/6019389#M679576 AllZero 2020-05-13T18:13:00Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Membership-amp-PowerCash-Approvals/m-p/6019391#M679577 <P>Thanks to you for your data and advice given. 👍</P> Wed, 13 May 2020 18:15:59 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Membership-amp-PowerCash-Approvals/m-p/6019391#M679577 SFLSpotter9210 2020-05-13T18:15:59Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Membership-amp-PowerCash-Approvals/m-p/6019393#M679578 Grats on getting in the door with PenFed <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /> Wed, 13 May 2020 18:23:24 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Membership-amp-PowerCash-Approvals/m-p/6019393#M679578 gdale6 2020-05-13T18:23:24Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Membership-amp-PowerCash-Approvals/m-p/6019463#M679598 <P>Congrats on your PenFed PCR approval!</P> Wed, 13 May 2020 19:49:02 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Membership-amp-PowerCash-Approvals/m-p/6019463#M679598 Anonymous 2020-05-13T19:49:02Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Membership-amp-PowerCash-Approvals/m-p/6019509#M679603 <P><SPAN>Congrats on your approval!</SPAN></P> Wed, 13 May 2020 20:30:47 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Membership-amp-PowerCash-Approvals/m-p/6019509#M679603 Anonymous 2020-05-13T20:30:47Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Membership-amp-PowerCash-Approvals/m-p/6019517#M679605 <P>Congratulations on your approval! ...</P> Wed, 13 May 2020 20:34:20 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Membership-amp-PowerCash-Approvals/m-p/6019517#M679605 M_Smart007 2020-05-13T20:34:20Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Membership-amp-PowerCash-Approvals/m-p/6019543#M679610 <P>Congratulations on your approval!</P> Wed, 13 May 2020 21:00:54 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Membership-amp-PowerCash-Approvals/m-p/6019543#M679610 19eighty5 2020-05-13T21:00:54Z https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Membership-amp-PowerCash-Approvals/m-p/6019581#M679614 Congrats!! Wed, 13 May 2020 21:31:27 GMT https://ficoforums.myfico.com/t5/Credit-Card-Approvals/PenFed-Membership-amp-PowerCash-Approvals/m-p/6019581#M679614 buc23 2020-05-13T21:31:27Z