topic Re: Off the AMEX blacklist!!! in Credit Card Approvals

Off the AMEX blacklist!!!

Klineact — Sun, 24 May 2020 15:14:07 GMT

I have been blacklisted from Amex for IIB accounts that happened in my 2010 BK I had at least two or three cards and owed them thousands but don't recall how much...Anytime I applied in past I got the usual denied due to prior relationship with no hard pull. Today I was poking around on deltas website and the Amex card came up advertised I decided for fun to click on it and hit submit.. was astonished I got instant approval. The CL is a joke at $1000 my highest limit card is $19000 so not sure that I will ever use it but idk how I got off the blacklist bc I certainly never paid them back a dime after filing for BK which is off my reports as it's been over ten years.. so there is life after Amex blacklist I am proof

Re: Off the AMEX blacklist!!!

AverageJoesCredit — Sun, 24 May 2020 15:27:31 GMT

I remember my joy after getting paroled after 10 years on bl

Just a rec, i wouldnt call your sl a joke for a couple reasons. First, you burned them not the other way. Second, many people get that starting limit and it is not a joke to them. And thirdly, you got approved, its a start and can grow and lead to future opportunities with Amex. Persepective can be humbling.

Again, enjoy your second chance on Amex life

Re: Off the AMEX blacklist!!!

Klineact — Sun, 24 May 2020 15:31:26 GMT

You're right I will enjoy my second chance and I am pretty happy they let me back in but compared to my other cards it's not a limit I can do much with other than PIF each month if I used the card I will give it a shot and see how it goes

Re: Off the AMEX blacklist!!!

AverageJoesCredit — Sun, 24 May 2020 15:38:07 GMT

No worries, if you are person that spends heavy it should grow fast. Id recommend actually using, despite limit, to establish with Amex your responsible and could use more. Even though ive read Amex has tightened up some due to Covid, their cli rules still apply so there is still hope you can get that to 3k in 2 months.

Different times, but when i got back in i got the Green first, lol it was me just messing around when i got my shock approval. I then apped the BCE at 1 k! I had some car troubles and within a week i requested a cli and actually got it to 3k so its possible.

Re: Off the AMEX blacklist!!!

AllZero — Sun, 24 May 2020 15:50:29 GMT

Congratulations on your approval!

Re: Off the AMEX blacklist!!!

EverForward — Sun, 24 May 2020 16:06:20 GMT

Congrats on your approval!

Re: Off the AMEX blacklist!!!

gdale6 — Sun, 24 May 2020 16:41:33 GMT

Grats on getting back in, with use you are likely to show them that you can handle more of a limit!

Re: Off the AMEX blacklist!!!

Anonymous — Sun, 24 May 2020 18:07:29 GMT

Congratulations on your approval and getting off the blacklist!!

Put spend on it & try for CLI after few months.

Re: Off the AMEX blacklist!!!

coreyb80 — Sun, 24 May 2020 18:22:53 GMT

Congrats on the approval!

Re: Off the AMEX blacklist!!!

Anonymous — Sun, 24 May 2020 18:25:06 GMT

@Klineact wrote:
I have been blacklisted from Amex for IIB accounts that happened in my 2010 BK I had at least two or three cards and owed them thousands but don't recall how much...Anytime I applied in past I got the usual denied due to prior relationship with no hard pull. Today I was poking around on deltas website and the Amex card came up advertised I decided for fun to click on it and hit submit.. was astonished I got instant approval. The CL is a joke at $1000 my highest limit card is $19000 so not sure that I will ever use it but idk how I got off the blacklist bc I certainly never paid them back a dime after filing for BK which is off my reports as it's been over ten years.. so there is life after Amex blacklist I am proof

So you're calling a new credit card with a $1K SL from a lender that you burned on "two or three cards and owed them thousands" and who you "never paid them back a dime" (and that you seem happy about, btw) a "joke?" Ok. There are people here who are struggling to get cards with $250 or $500 on them. You should really re-think the way you look at stuff.

Re: Off the AMEX blacklist!!!

Anonymous — Sun, 24 May 2020 18:48:21 GMT

Congrats on your Amex Delta approval!

Re: Off the AMEX blacklist!!!

Klineact — Sun, 24 May 2020 19:54:48 GMT

Felipe I am sorry you don't agree with my way of thinking but yes to me the limit is a joke compared to my other cards . I never wanted to declare bankruptcy but the economy collapsed and despite me and my husband losing our jobs I continued to pay Amex and never missed a payment. Their single act of loweiring all my cards just above my limit and tanking my credit score caused all my creditors to do the same and rate jack me despite me never missing a single payment on any of them so whether you like the way I think or not Amex brought it on themselves. Even before other creditors filed suit I contacted Amex and asked them to rethink their actions.bc I knew what the outcome would be... Since I had never been late in years on theirs or any other card I figured they would but they were the reason I was basically forced to do what I did and I don't regret it. Had they left me alone which they should have they would have continued to have gotten paid back but they chose to be jerks so they wound up getting nothing ....as for others they can rebuild themselves too just as I have it takes time and patience don't judge me bc you don't know me period

Re: Off the AMEX blacklist!!!

M_Smart007 — Sun, 24 May 2020 21:18:36 GMT

Congratulations on your approval! ...

Re: Off the AMEX blacklist!!!

JR_TX — Mon, 25 May 2020 01:32:56 GMT

Congrats on getting off that dreaded Amex BL!!

Hey I got $20-$30K in CLs right now and I'd happily take a $1 SL on any Amex card just to see my name engraved on one and carry it in my wallet again! Oh and also to be able to play with their very intuitive app on my phone! 😜

Re: Off the AMEX blacklist!!!

Anonymous — Mon, 25 May 2020 01:36:17 GMT

@Klineact wrote:
Felipe I am sorry you don't agree with my way of thinking but yes to me the limit is a joke compared to my other cards . I never wanted to declare bankruptcy but the economy collapsed and despite me and my husband losing our jobs I continued to pay Amex and never missed a payment. Their single act of loweiring all my cards just above my limit and tanking my credit score caused all my creditors to do the same and rate jack me despite me never missing a single payment on any of them so whether you like the way I think or not Amex brought it on themselves. Even before other creditors filed suit I contacted Amex and asked them to rethink their actions.bc I knew what the outcome would be... Since I had never been late in years on theirs or any other card I figured they would but they were the reason I was basically forced to do what I did and I don't regret it. Had they left me alone which they should have they would have continued to have gotten paid back but they chose to be jerks so they wound up getting nothing ....as for others they can rebuild themselves too just as I have it takes time and patience don't judge me bc you don't know me period

I think you should be a little more grateful under the circumstances; you think it's all AMEX's fault, they screwed you, and they got what they deserved (yet somehow you still wanted to do business with them again because you applied for another card). I guess we'll have to agree to disagree. Congrats to you, nevertheless.

Re: Off the AMEX blacklist!!!

nuohlac — Mon, 25 May 2020 01:35:18 GMT

Congrats!!!

Re: Off the AMEX blacklist!!!

Klineact — Mon, 25 May 2020 02:18:32 GMT

Yes Amex got what they deserved and I will stand by that forever I was a GREAT customer always paid on time and more than the minimum till they rate jacked me to make my payments unaffordable and caused a chain reaction with all my other creditors. Fact is I don't wanna do business with them but they hold the cards for airlines and hotels I use the most so I will go back to them ...I don't have to I have plenty of other cards and options but I'm doing so bc it benefits me and also them in the long run. That's about it and yes let's agree to disagree

Re: Off the AMEX blacklist!!!

Meanmchine — Mon, 25 May 2020 03:14:55 GMT

Congrats on getting back in with Amex

Re: Off the AMEX blacklist!!!

Anonymous — Mon, 25 May 2020 04:23:22 GMT

Congratulations

Re: Off the AMEX blacklist!!!

slickwidit — Mon, 25 May 2020 04:47:10 GMT

congrats on being parolled and being on probation! I have a feeling my time is coming soon! one more year and Slick will be eligable .